Banco Bilbao Viscaya Argentaria S.A. (BBVA) vs BNY (BNY)

Banco Bilbao Viscaya Argentaria S.A. and BNY are both Banks Diversified companies. Banco Bilbao Viscaya Argentaria S.A. is the larger, with a market value of $157.5B against $101.6B — 1.6× the size. Banco Bilbao Viscaya Argentaria S.A. trades at the lower P/E: 13.1× against 17.3×. Banco Bilbao Viscaya Argentaria S.A. grew revenue faster over the last twelve months: 19.1% against 0.19%. Banco Bilbao Viscaya Argentaria S.A. has the higher net margin (26.8% vs 14.8%) and the higher return on invested capital (0.00% vs 0.00%). Both pay a dividend; Banco Bilbao Viscaya Argentaria S.A. yields more (7.09% vs 3.18%). Across the 19 metrics below, Banco Bilbao Viscaya Argentaria S.A. leads on 14 and BNY on 5.

Valuation

Metric BBVA BNY Banks Diversified median
P/E 13.12 17.32 13.67
P/S 3.57 2.54 2.72
P/B 2.25 2.54 1.69
Price to free cash flow 4.53 64.71 4.53
EV/EBITDA n/m n/m —
EV/Sales 0.94 (2.24) —
Earnings yield 7.62% 5.77% 7.33%
Free cash flow yield 22.07% 1.55% 7.63%

Profitability

Metric BBVA BNY Banks Diversified median
Gross margin 100.00% 52.58% 67.18%
Operating margin 0.00% 0.00% 0.00%
Net margin 26.82% 14.83% 18.44%
Free cash flow margin 78.73% 3.92% 1.96%
Return on equity 17.50% 15.13% 11.14%
Return on assets 1.25% 1.19% 0.74%
Return on invested capital 0.00% 0.00% 0.00%

Growth

Metric BBVA BNY Banks Diversified median
Revenue growth (TTM) 19.14% 0.19% 4.67%
EPS growth (last fiscal year) 9.34% 27.59% —
Revenue growth, 5-year CAGR 9.75% 19.20% 14.34%
Net income growth, 5-year CAGR 50.32% 9.16% 10.77%

Health

Metric BBVA BNY Banks Diversified median
Debt to equity 1.77 0.68 1.39
Current ratio 1.06 0.72 0.87
Net debt to EBITDA 0.00 0.00 0.00

Dividend

Metric BBVA BNY Banks Diversified median
Dividend yield 7.09% 3.18% 3.80%
Payout ratio 0.37 0.43 0.31

Size

Metric BBVA BNY Banks Diversified median
Market cap 157.54b 101.57b 186.46b

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