BNY (BNY) vs Citigroup Inc. (C)

BNY and Citigroup Inc. are both Banks Diversified companies. Citigroup Inc. is the larger, with a market value of $222.2B against $101.6B — 2.2× the size. Citigroup Inc. trades at the lower P/E: 14.4× against 17.3×. Citigroup Inc. grew revenue faster over the last twelve months: 4.01% against 0.19%. BNY has the higher net margin (14.8% vs 9.44%) and the higher return on invested capital (0.00% vs 0.00%). Both pay a dividend; Citigroup Inc. yields more (3.96% vs 3.18%). Across the 18 metrics below, BNY leads on 10 and Citigroup Inc. on 8.

Valuation

Metric BNY C Banks Diversified median
P/E 17.32 14.42 13.67
P/S 2.54 1.31 2.72
P/B 2.54 1.17 1.69
Price to free cash flow 64.71 n/m 4.53
EV/EBITDA n/m n/m —
EV/Sales (2.24) (4.84) —
Earnings yield 5.77% 6.93% 7.33%
Free cash flow yield 1.55% (10.69%) 7.63%

Profitability

Metric BNY C Banks Diversified median
Gross margin 52.58% 52.38% 67.18%
Operating margin 0.00% 0.00% 0.00%
Net margin 14.83% 9.44% 18.44%
Free cash flow margin 3.92% (14.00%) 1.96%
Return on equity 15.13% 8.38% 11.14%
Return on assets 1.19% 0.60% 0.74%
Return on invested capital 0.00% 0.00% 0.00%

Growth

Metric BNY C Banks Diversified median
Revenue growth (TTM) 0.19% 4.01% 4.67%
EPS growth (last fiscal year) 27.59% 17.68% —
Revenue growth, 5-year CAGR 19.20% 13.63% 14.34%
Net income growth, 5-year CAGR 9.16% 5.68% 10.77%

Health

Metric BNY C Banks Diversified median
Debt to equity 0.68 1.56 1.39
Current ratio 0.72 1.05 0.87
Net debt to EBITDA 0.00 0.00 0.00

Dividend

Metric BNY C Banks Diversified median
Dividend yield 3.18% 3.96% 3.80%
Payout ratio 0.43 0.32 0.31

Size

Metric BNY C Banks Diversified median
Market cap 101.57b 222.18b 186.46b

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack