Pricing Log in Create free account
Saturday 17 October 2026 Export BKU’s income statement to Excel — free account

BankUnited, Inc.

BKU Financial Banks Regional

BankUnited, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.9 billion, down 6.22% from fiscal 2024. In the quarter to June 2026, revenue fell 5.37%, EPS grew 6.59%, free cash flow grew 9.39% and total debt fell 27.7%, each against the same quarter a year earlier. Dividend growth for ten consecutive years.

41.90 0.11 −0.26%
Market cap
$3.0B
P/E
11.4×
Fwd P/E
11.4×
Dividend yield
3.10%
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

Total sells 0.98
Totals in millions of $.
Dec 25 Mar 26 Jun 26 Sep 26
Buy — — — — — — — — — — — —
Sell — — — 2 1 — — 2 — 1 — —
Insider Ownership 1.25%

Capital & Financial Ratios $m

Market Cap 2,990.00
Revenue 1,853.52
Net Income 273.65
Free Cash Flow 371.58
Net Debt 1,262.13
Current Ratio 0.82
Debt/Equity 0.54
P/E ratio 11.42
Fwd P/E 11.40
P/S ratio 1.62
P/B ratio 1.00
Past 5Y EPS Growth 11.37%
This Y EPS Growth 9.63%
Next Y EPS Growth 13.80%
Next Y revenue growth (39.32%) (below 0%: weak)
Next 5Y EPS Growth 10.51%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 49.58%
10-year low 10-year high
P/S against its own 10 years 30.00%
10-year low 10-year high
P/B against its own 10 years 29.23%
10-year low 10-year high

Dividends

Payout Ratio 0.36
Annual Dividend Rate 1.30
Annual Dividend Yield 3.10%
total individual payouts
2028 Powerpack
2027 Powerpack
2026 1.30
0.31
0.33
0.33
0.33
2025 1.22
0.29
0.31
0.31
0.31
2024 1.14
0.27
0.29
0.29
0.29
2023 1.06
0.25
0.27
0.27
0.27
2022 0.98
0.23
0.25
0.25
0.25
2021 0.92
0.23
0.23
0.23
0.23
2020 0.90
0.21
0.23
0.23
0.23
2019 0.84
0.21
0.21
0.21
0.21
2018 0.84
0.21
0.21
0.21
0.21
2017 0.84
0.21
0.21
0.21
0.21
2016 0.84
0.21
0.21
0.21
0.21
predictions special payouts not included in total or ratios

Assets vs Liabilities $m

2023 2024 2025 Q'26
Cash 588 491 218 368
Receivables — — — —
Inventory — — — —
Other — — — —
25,019 24,566 24,272 24,079
2023 2024 2025 Q'26
Payables 26,538 27,866 29,353 28,881
ST’ Debt — — — —
Other — — — —
27,247 28,574 29,673 29,465

Compound Annual Growth %

10y 5y 3y
Sales 6.80% 9.59% 13.22%
Cash Flow 5.03% (16.13%) (34.80%)
Earnings 0.83% 6.81% (2.10%)
Book Value 3.13% 0.47% 7.83%

Revenue $m

Mar Jun Sep Dec Year
’26 447 456 — — —
’25 466 482 478 472 1,898
’24 508 507 515 493 2,024
’23 457 489 498 500 1,944
’22 250 280 349 428 1,308
’21 276 275 260 283 1,094
’20 317 306 291 286 1,201
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Mar Jun Sep Dec Year
’26 18 129 — — —
’25 16 118 100 125 359
’24 66 136 46 186 434
’23 141 282 170 64 657
’22 457 598 262 (23) 1,294
’21 386 191 375 267 1,220
’20 64 257 314 229 864
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Mar Jun Sep Dec Year
’26 18 129 — — —
’25 18 118 103 125 359
’24 113 136 178 186 434
’23 143 282 220 114 758
’22 457 598 285 6 1,346
’21 348 191 370 280 1,189
’20 64 238 314 229 845
Fiscal quarters ending in the months shown.

EPS $

Mar Jun Sep Dec Year
’26 0.83 0.97 — — —
’25 0.78 0.91 0.95 0.90 3.53
’24 0.64 0.72 0.81 0.91 3.08
’23 0.70 0.78 0.63 0.27 2.38
’22 0.79 0.82 1.12 0.82 3.54
’21 1.06 1.11 0.94 1.41 4.52
’20 (0.33) 0.80 0.70 0.89 2.06
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

2.7
1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to December

Group Line 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 Trend 2026e 2027e 2028e
Price, $
Price, $ Low 27.85 30.37 28.05 29.42 13.47 33.74 31.44 15.83 24.34 28.21

Analyst estimates 2026–2028

Powerpack
High 38.47 41.64 44.97 37.60 36.79 50.71 46.75 40.22 44.45 46.92
People
People Employees 1,706 1,763 1,790 1,511 1,495 1,495 1,636 1,616 1,680 1,803
Revenue/emp, $m 0.68 0.77 0.88 0.95 0.80 0.73 0.80 1.20 1.20 1.05
Income, $m
Income, $m Revenue 1,166 1,362 1,581 1,429 1,201 1,094 1,308 1,944 2,024 1,898
Gross margin, % 83.80 81.34 74.76 62.98 73.70 85.03 75.73 49.41 50.06 57.59
EBT 335 404 416 404 249 449 375 237 316 362
EBT margin, % 28.78 29.69 26.29 28.27 20.77 41.09 28.68 12.19 15.63 19.05
Net income 226 614 325 313 198 415 285 179 232 268
Depreciation (40) (11) (22) 35 44 57 70 61 44 31
Per share, $
Per share, $ Revenue 11.32 12.92 15.24 14.97 13.09 12.10 16.60 26.52 27.51 25.68
Earnings 2.11 5.60 3.01 3.14 2.06 4.52 3.55 2.39 3.10 3.55
Cash flow 3.00 3.02 7.95 6.66 9.42 13.50 16.42 8.97 5.89 4.85
Capex (0.85) (0.90) (1.00) (0.67) (0.21) (0.35) 0.66 1.37 0.00 0.00
Free cash flow 2.14 2.12 6.94 5.99 9.21 13.15 17.08 10.34 5.89 4.85
Book value 23.49 28.69 28.18 31.23 32.53 33.60 30.91 35.16 38.24 41.31
Shares, m 103 105 104 95 92 90 79 73 74 74
Valuation, ×
Valuation, × P/E 17.94 7.23 9.98 11.61 16.88 9.32 9.33 13.59 12.31 12.52
P/S 3.33 3.13 1.96 2.44 2.66 3.50 2.01 1.23 1.39 1.74
P/B 1.60 1.41 1.06 1.17 1.07 1.26 1.08 0.92 1.00 1.08
EV/Sales 7.44 6.49 4.76 5.43 4.93 4.95 5.71 3.55 2.59 2.44
EV/FCF 39.31 39.45 10.44 13.56 7.22 4.56 5.52 8.76 7.36 8.55
Cash, $m
Cash, $m Operating cash flow 309 319 824 636 864 1,220 1,294 657 434 359
Capex (88) (95) (104) (64) (20) (31) 52 100 — —
Free cash flow 221 224 720 572 845 1,189 1,346 758 434 359
Balance, $m
Balance, $m Working capital (162) (781) (1,766) (1,625) (4,367) (6,405) (3,110) (2,228) (4,008) (5,401)
Total debt 5,239 4,771 4,796 4,481 3,123 1,905 5,420 5,115 2,930 1,555
Net debt 4,791 4,576 4,414 4,266 2,725 1,590 4,847 4,527 2,439 1,337
Shareholders’ equity 2,418 3,026 2,924 2,981 2,983 3,038 2,436 2,578 2,814 3,054
Returns, %
Returns, % ROA 0.84 2.03 1.00 0.92 0.56 1.15 0.77 0.48 0.64 0.75
ROIC 2.91 3.33 3.54 3.48 2.73 6.07 3.22 2.09 3.76 5.15
ROE 9.31 21.71 10.48 10.15 6.34 13.59 10.23 6.98 8.47 8.95
Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

BankUnited, Inc. vs peers in Banks Regional (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
PRK Park National Corporation $3.2B 15.9× 14.7× +25.60% (above 0%: growing) +9.06% (above 0%: growing) +4.77% (above 0%: growing) 84.20% 0.00% Compare
SFNC Simmons First National Corporation $3.2B — (loss-making) 10.5× −0.49% (below 0%: shrinking) +6.98% (above 0%: growing) +89.30% (above 0%: growing) 69.90% 0.00% Compare
CBU Community Financial System, Inc. $3.1B 14.0× 13.3× +8.48% (above 0%: growing) +19.59% (above 0%: growing) +15.96% (above 0%: growing) 83.15% 0.00% Compare
SBCF Seacoast Banking Corporation of Florida $3.1B 20.5× 14.1× +30.05% (above 0%: growing) +10.00% (above 0%: growing) −19.23% (below 0%: shrinking) 73.47% 0.00% Compare
FHB First Hawaiian, Inc. $3.0B 10.8× 11.8× +0.67% (above 0%: growing) +3.45% (above 0%: growing) −93.83% (below 0%: shrinking) 79.03% 0.00% Compare
BKU BankUnited, Inc. $3.0B 11.4× 11.4× −5.37% (below 0%: shrinking) +6.59% (above 0%: growing) +9.39% (above 0%: growing) 62.44% 0.00%
INTR Inter & Co. Inc. $3.0B 10.2× 6.9× +45.51% (above 0%: growing) +46.15% (above 0%: growing) −253.49% (below 0%: shrinking) 59.27% 0.00% Compare
CLBK Columbia Financial $2.9B 31.5× 39.7× +5.07% (above 0%: growing) +162.20% (above 0%: growing) +34.28% (above 0%: growing) 55.42% 0.00% Compare
PFS Provident Financial Services, Inc $2.9B 9.3× 9.6× +4.42% (above 0%: growing) +9.09% (above 0%: growing) −40.48% (below 0%: shrinking) 65.44% 0.00% Compare
Median of peers $3.1B 14.0× 12.6× +6.78% +9.55% −7.23% 71.69% 0.00%

All 323 Banks Regional stocks →

BankUnited, Inc. (BKU) key facts

  • Concern: BankUnited, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.9 billion, down 6.22% from fiscal 2024.
  • Strength: Net income was $268.4 million, or $3.55 per share (basic), a net margin of 13.8%.
  • BankUnited, Inc. (BKU) is a Banks Regional company in the Financial sector, listed on the New York Stock Exchange.
  • As of October 16, 2026, BKU traded at $41.90, a market capitalization of $3.0 billion.
  • At that price the stock trades at 11.4× trailing-twelve-month earnings and 1.6× sales; its P/E is higher than 50% of its own readings over the past ten years.
  • BankUnited, Inc. pays an annual dividend of $1.30 per share, a yield of 3.10%, with a payout ratio of 35.6%.
  • Return on equity was 8.95% and debt-to-equity 0.54.
  • Its Piotroski F-score is 6 out of 9 for fiscal 2025.

Source: company filings (standardised) and stockrow calculations.

BankUnited, Inc. (BKU) Latest News

No news at this impact. Lower the threshold for more.
stockrow.com/BKU · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com