BankUnited, Inc. (BKU) vs Simmons First National Corporation (SFNC)

BankUnited, Inc. and Simmons First National Corporation are both Banks Regional companies. BankUnited, Inc. and Simmons First National Corporation are of similar size ($3.2B and $3.0B). Simmons First National Corporation has negative trailing earnings, so its P/E is not meaningful; BankUnited, Inc. trades at 11.4×. BankUnited, Inc. grew revenue faster over the last twelve months: −5.24% against −56.9%. BankUnited, Inc. has the higher net margin (14.5% vs −56.5%) and the higher return on invested capital (5.33% vs −6.96%). Both pay a dividend; Simmons First National Corporation yields more (3.89% vs 3.10%). Across the 18 metrics below, BankUnited, Inc. leads on 13 and Simmons First National Corporation on 5.

Valuation

Metric BKU SFNC Banks Regional median
P/E 11.42 n/m 11.98
P/S 1.62 5.17 2.34
P/B 1.00 0.92 1.19
Price to free cash flow 5.39 6.48 10.63
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 8.76% (11.51%) 8.23%
Free cash flow yield 18.54% 15.42% 9.08%

Profitability

Metric BKU SFNC Banks Regional median
Gross margin 60.54% 27.41% 69.55%
Operating margin 0.00% 0.00% 0.00%
Net margin 14.45% (56.54%) 18.66%
Free cash flow margin 20.05% 79.79% 21.11%
Return on equity 8.99% (9.94%) 10.65%
Return on assets 0.76% (1.36%) 1.13%
Return on invested capital 5.33% (6.96%) 8.35%

Growth

Metric BKU SFNC Banks Regional median
Revenue growth (TTM) (5.24%) (56.85%) 6.98%
EPS growth (last fiscal year) 14.61% (343.80%) 18.88%
Revenue growth, 5-year CAGR 9.59% (8.88%) 12.38%
Net income growth, 5-year CAGR 6.81% 0.00% 9.71%

Health

Metric BKU SFNC Banks Regional median
Debt to equity 0.54 0.36 0.22
Current ratio 0.82 0.93 0.94
Net debt to EBITDA 0.00 0.00 0.00

Dividend

Metric BKU SFNC Banks Regional median
Dividend yield 3.10% 3.89% 2.57%
Payout ratio 0.36 — 0.30

Size

Metric BKU SFNC Banks Regional median
Market cap 2.99b 3.22b 913.33m

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack