Saturday 17 October 2026 Export BKU’s income statement to Excel — free account

BankUnited, Inc.

BankUnited, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.9 billion, down 6.22% from fiscal 2024. In the quarter to June 2026, revenue fell 5.37%, EPS grew 6.59%, free cash flow grew 9.39% and total debt fell 27.7%, each against the same quarter a year earlier. Dividend growth for ten consecutive years.

41.90 0.11 −0.26%

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Market cap: $3.0B
P/E: 11.4×
Fwd P/E: 11.4×
Dividend yield: 3.10%
F-score: 6/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

Total sells 0.98

Totals in millions of $.

	Dec 25			Mar 26			Jun 26			Sep 26
Buy	—	—	—	—	—	—	—	—	—	—	—	—
Sell	—	—	—	2	1	—	—	2	—	1	—	—

Insider Ownership 1.25%

Capital & Financial Ratios $m

Market Cap 2,990.00

Revenue 1,853.52

Net Income 273.65

Free Cash Flow 371.58

Net Debt 1,262.13

Current Ratio 0.82

Debt/Equity 0.54

P/E ratio 11.42

Fwd P/E 11.40

P/S ratio 1.62

P/B ratio 1.00

Past 5Y EPS Growth 11.37%

This Y EPS Growth 9.63%

Next Y EPS Growth 13.80%

Next Y revenue growth (39.32%)

Next 5Y EPS Growth 10.51%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 49.58%

10-year low 10-year high

P/S against its own 10 years 30.00%

10-year low 10-year high

P/B against its own 10 years 29.23%

10-year low 10-year high

Dividends

Payout Ratio 0.36

Annual Dividend Rate 1.30

Annual Dividend Yield 3.10%

	total	individual payouts
2028	Powerpack
2027	Powerpack
2026	1.30	0.31 0.33 0.33 0.33
2025	1.22	0.29 0.31 0.31 0.31
2024	1.14	0.27 0.29 0.29 0.29
2023	1.06	0.25 0.27 0.27 0.27
2022	0.98	0.23 0.25 0.25 0.25
2021	0.92	0.23 0.23 0.23 0.23
2020	0.90	0.21 0.23 0.23 0.23
2019	0.84	0.21 0.21 0.21 0.21
2018	0.84	0.21 0.21 0.21 0.21
2017	0.84	0.21 0.21 0.21 0.21
2016	0.84	0.21 0.21 0.21 0.21

predictions special payouts not included in total or ratios

Assets vs Liabilities $m

	2023	2024	2025	Q'26
Cash	588	491	218	368
Receivables	—	—	—	—
Inventory	—	—	—	—
Other	—	—	—	—
	25,019	24,566	24,272	24,079

	2023	2024	2025	Q'26
Payables	26,538	27,866	29,353	28,881
ST’ Debt	—	—	—	—
Other	—	—	—	—
	27,247	28,574	29,673	29,465

Compound Annual Growth %

	10y	5y	3y
Sales	6.80%	9.59%	13.22%
Cash Flow	5.03%	(16.13%)	(34.80%)
Earnings	0.83%	6.81%	(2.10%)
Book Value	3.13%	0.47%	7.83%

Revenue $m

	Mar	Jun	Sep	Dec	Year
’26	447	456	—	—	—
’25	466	482	478	472	1,898
’24	508	507	515	493	2,024
’23	457	489	498	500	1,944
’22	250	280	349	428	1,308
’21	276	275	260	283	1,094
’20	317	306	291	286	1,201

Fiscal quarters ending in the months shown.

Operating Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	18	129	—	—	—
’25	16	118	100	125	359
’24	66	136	46	186	434
’23	141	282	170	64	657
’22	457	598	262	(23)	1,294
’21	386	191	375	267	1,220
’20	64	257	314	229	864

Fiscal quarters ending in the months shown.

Free Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	18	129	—	—	—
’25	18	118	103	125	359
’24	113	136	178	186	434
’23	143	282	220	114	758
’22	457	598	285	6	1,346
’21	348	191	370	280	1,189
’20	64	238	314	229	845

Fiscal quarters ending in the months shown.

EPS $

	Mar	Jun	Sep	Dec	Year
’26	0.83	0.97	—	—	—
’25	0.78	0.91	0.95	0.90	3.53
’24	0.64	0.72	0.81	0.91	3.08
’23	0.70	0.78	0.63	0.27	2.38
’22	0.79	0.82	1.12	0.82	3.54
’21	1.06	1.11	0.94	1.41	4.52
’20	(0.33)	0.80	0.70	0.89	2.06

Fiscal quarters ending in the months shown.

Group	Line	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	2026e
Price, $
Price, $	Low	27.85	30.37	28.05	29.42	13.47	33.74	31.44	15.83	24.34	28.21	Analyst estimates 2026–2028 Powerpack
	High	38.47	41.64	44.97	37.60	36.79	50.71	46.75	40.22	44.45	46.92
People
People	Employees	1,706	1,763	1,790	1,511	1,495	1,495	1,636	1,616	1,680	1,803
	Revenue/emp, $m	0.68	0.77	0.88	0.95	0.80	0.73	0.80	1.20	1.20	1.05
Income, $m
Income, $m	Revenue	1,166	1,362	1,581	1,429	1,201	1,094	1,308	1,944	2,024	1,898
	Gross margin, %	83.80	81.34	74.76	62.98	73.70	85.03	75.73	49.41	50.06	57.59
	EBT	335	404	416	404	249	449	375	237	316	362
	EBT margin, %	28.78	29.69	26.29	28.27	20.77	41.09	28.68	12.19	15.63	19.05
	Net income	226	614	325	313	198	415	285	179	232	268
	Depreciation	(40)	(11)	(22)	35	44	57	70	61	44	31
Per share, $
Per share, $	Revenue	11.32	12.92	15.24	14.97	13.09	12.10	16.60	26.52	27.51	25.68
	Earnings	2.11	5.60	3.01	3.14	2.06	4.52	3.55	2.39	3.10	3.55
	Cash flow	3.00	3.02	7.95	6.66	9.42	13.50	16.42	8.97	5.89	4.85
	Capex	(0.85)	(0.90)	(1.00)	(0.67)	(0.21)	(0.35)	0.66	1.37	0.00	0.00
	Free cash flow	2.14	2.12	6.94	5.99	9.21	13.15	17.08	10.34	5.89	4.85
	Book value	23.49	28.69	28.18	31.23	32.53	33.60	30.91	35.16	38.24	41.31
	Shares, m	103	105	104	95	92	90	79	73	74	74
Valuation, ×
Valuation, ×	P/E	17.94	7.23	9.98	11.61	16.88	9.32	9.33	13.59	12.31	12.52
	P/S	3.33	3.13	1.96	2.44	2.66	3.50	2.01	1.23	1.39	1.74
	P/B	1.60	1.41	1.06	1.17	1.07	1.26	1.08	0.92	1.00	1.08
	EV/Sales	7.44	6.49	4.76	5.43	4.93	4.95	5.71	3.55	2.59	2.44
	EV/FCF	39.31	39.45	10.44	13.56	7.22	4.56	5.52	8.76	7.36	8.55
Cash, $m
Cash, $m	Operating cash flow	309	319	824	636	864	1,220	1,294	657	434	359
	Capex	(88)	(95)	(104)	(64)	(20)	(31)	52	100	—	—
	Free cash flow	221	224	720	572	845	1,189	1,346	758	434	359
Balance, $m
Balance, $m	Working capital	(162)	(781)	(1,766)	(1,625)	(4,367)	(6,405)	(3,110)	(2,228)	(4,008)	(5,401)
	Total debt	5,239	4,771	4,796	4,481	3,123	1,905	5,420	5,115	2,930	1,555
	Net debt	4,791	4,576	4,414	4,266	2,725	1,590	4,847	4,527	2,439	1,337
	Shareholders’ equity	2,418	3,026	2,924	2,981	2,983	3,038	2,436	2,578	2,814	3,054
Returns, %
Returns, %	ROA	0.84	2.03	1.00	0.92	0.56	1.15	0.77	0.48	0.64	0.75
	ROIC	2.91	3.33	3.54	3.48	2.73	6.07	3.22	2.09	3.76	5.15
	ROE	9.31	21.71	10.48	10.15	6.34	13.59	10.23	6.98	8.47	8.95

Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Company	Market cap	P/E	Fwd P/E	Revenue growth (Q)	EPS growth (Q)	FCF growth (Q)	Gross margin (Q)	EBIT margin (Q)	Compare
PRK Park National Corporation	$3.2B	15.9×	14.7×	+25.60% (above 0%: growing)	+9.06% (above 0%: growing)	+4.77% (above 0%: growing)	84.20%	0.00%	Compare
SFNC Simmons First National Corporation	$3.2B	— (loss-making)	10.5×	−0.49% (below 0%: shrinking)	+6.98% (above 0%: growing)	+89.30% (above 0%: growing)	69.90%	0.00%	Compare
CBU Community Financial System, Inc.	$3.1B	14.0×	13.3×	+8.48% (above 0%: growing)	+19.59% (above 0%: growing)	+15.96% (above 0%: growing)	83.15%	0.00%	Compare
SBCF Seacoast Banking Corporation of Florida	$3.1B	20.5×	14.1×	+30.05% (above 0%: growing)	+10.00% (above 0%: growing)	−19.23% (below 0%: shrinking)	73.47%	0.00%	Compare
FHB First Hawaiian, Inc.	$3.0B	10.8×	11.8×	+0.67% (above 0%: growing)	+3.45% (above 0%: growing)	−93.83% (below 0%: shrinking)	79.03%	0.00%	Compare
BKU BankUnited, Inc.	$3.0B	11.4×	11.4×	−5.37% (below 0%: shrinking)	+6.59% (above 0%: growing)	+9.39% (above 0%: growing)	62.44%	0.00%
INTR Inter & Co. Inc.	$3.0B	10.2×	6.9×	+45.51% (above 0%: growing)	+46.15% (above 0%: growing)	−253.49% (below 0%: shrinking)	59.27%	0.00%	Compare
CLBK Columbia Financial	$2.9B	31.5×	39.7×	+5.07% (above 0%: growing)	+162.20% (above 0%: growing)	+34.28% (above 0%: growing)	55.42%	0.00%	Compare
PFS Provident Financial Services, Inc	$2.9B	9.3×	9.6×	+4.42% (above 0%: growing)	+9.09% (above 0%: growing)	−40.48% (below 0%: shrinking)	65.44%	0.00%	Compare
Median of peers	$3.1B	14.0×	12.6×	+6.78%	+9.55%	−7.23%	71.69%	0.00%

All 323 Banks Regional stocks →

BankUnited, Inc. (BKU) key facts

Concern: BankUnited, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.9 billion, down 6.22% from fiscal 2024.
Strength: Net income was $268.4 million, or $3.55 per share (basic), a net margin of 13.8%.
BankUnited, Inc. (BKU) is a Banks Regional company in the Financial sector, listed on the New York Stock Exchange.
As of October 16, 2026, BKU traded at $41.90, a market capitalization of $3.0 billion.
At that price the stock trades at 11.4× trailing-twelve-month earnings and 1.6× sales; its P/E is higher than 50% of its own readings over the past ten years.
BankUnited, Inc. pays an annual dividend of $1.30 per share, a yield of 3.10%, with a payout ratio of 35.6%.
Return on equity was 8.95% and debt-to-equity 0.54.
Its Piotroski F-score is 6 out of 9 for fiscal 2025.