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Eagle Bancorp, Inc. EGBN

Insider Buys alert about insiders buying in the last 12 month

We limit data available in the Overview Report for users who do not have Powerpack

Get access to target analyst prices, predictions, compound annual growth rates and more than four years of historical data.

Insider Decisions

Total buys
0.10
in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy 2
Sell
Insider Ownership
8.21%

Capital & Financial Ratios

Market Cap
859.95
Revenue
595.80
Net Income
(48.32)
Free Cash Flow
52.87
Net Debt
(549.15)
Current Ratio
0.87
Debt/Equity
0.07
P/E ratio
0.00
P/S ratio
1.45
P/B ratio
0.75
Past 5Y EPS Growth
(5.64%)
This Y EPS Growth
134.58%
Next Y EPS Growth
59.89%
Next 5Y EPS Growth
11.31%
in millions of $

Dividends

Payout Ratio
0.43
Annual Dividend Rate
1.80
Annual Dividend Yield
7.85%
total individual payouts
2028 ‡‡‡‡
2027 ‡‡‡‡
2026 0.04
2025 0.39
2024 1.52
2023 1.80
2022 1.70
2021 1.22
2020 0.88
2019 0.44
2018 ‡‡‡
2017 ‡‡‡
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2023 2024 2025 Q'26
Cash 722.68 633.48 695.69 625.74
Receivables
Inventory
Other
8,605.44 8,453.98 7,907.20 7,176.70
2023 2024 2025 Q'26
Payables 8,808.04 9,131.08 9,133.61 8,185.10
ST’ Debt
Other
10,208.54 9,654.24 9,133.61 8,285.10
in millions of $

Compound Annual Growth

10y 5y 3y
Sales ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡
Cash Flow ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡
Earnings ‡‡‡ ‡‡‡ ‡‡‡
Book Value ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡

Revenue

Mar Jun Sep Dec Year
’26 144.61 137.34
’25 162.09 157.86 152.60 161.25
633.79
’24 179.19 175.06 180.76 172.48
707.50
’23 143.95 165.11 167.50 170.32
646.86
’22 95.77 101.20 116.84 134.46
448.27
’21 104.78 105.85 97.45 96.80
404.88
’20 109.27 110.17 111.68 104.57
435.68
in millions of $

Operating Cash Flow

Mar Jun Sep Dec Year
’26 14.87 32.38
’25 43.19 (28.62) 19.85 (5.92)
28.50
’24 2.85 55.25 55.59 10.09
123.77
’23 60.80 30.75 47.42 56.66
195.63
’22 60.85 63.31 15.47 55.28
194.90
’21 11.26 100.63 112.89 13.66
238.44
’20 35.79 12.53 59.27 25.55
133.14
in millions of $

Free Cash Flow

Mar Jun Sep Dec Year
’26 14.29 31.52
’25 43.05 (29.35) 15.83 (8.77)
20.76
’24 2.78 55.29 55.44 9.95
123.44
’23 60.48 30.85 47.34 56.89
195.56
’22 60.58 62.89 14.63 54.68
192.79
’21 8.86 98.68 112.26 13.35
233.15
’20 35.70 9.65 61.79 23.05
130.19
in millions of $

EPS

Mar Jun Sep Dec Year
’26 0.48 0.23
’25 0.06 (2.30) (2.22) 0.25
(4.21)
’24 (0.01) (2.78) 0.72 0.50
(1.56)
’23 0.78 0.94 0.91 0.67
3.30
’22 1.42 0.78 1.16 1.32
4.39
’21 1.36 1.50 1.36 1.30
5.52
’20 0.70 0.90 1.28 1.21
4.08

Target Price Range

High
‡‡‡‡‡
‡‡‡‡
Average
‡‡‡‡‡
‡‡‡‡
Low
‡‡‡‡‡
‡‡‡‡

Recommendation Rating

2.2
1
Buy
2
3
Hold
4
5
Sell
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
‡‡‡‡‡ ‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 41.97 16.72 15.99 15.03
Low Price
‡‡‡‡‡ ‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 63.84 49.04 30.94 27.07
High Price
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 496 452 451 475
Employees
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 0.90 1.43 1.57 1.33
Revenue/Emp
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 448.27 646.86 707.50 633.79 ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡
Revenue
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 79.53% 48.25% 43.62% 47.21%
Gross Margin
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 189.68 127.52 (30.24) (196.18) ‡‡‡‡‡
EBT
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 42.31% 19.71% (4.27%) (30.95%) ‡‡‡ ‡‡‡ ‡‡‡
EBT Margin
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 140.93 100.53 (47.03) (138.05) ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡
Net Income
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 12.33 9.67 112.78 7.44
Depreciation
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 14.01 21.32 23.46 20.88 ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡
Revenue/Sh
‡‡‡‡ ‡‡‡‡ ‡‡‡‡ ‡‡‡‡ ‡‡‡‡ ‡‡‡‡ 4.40 3.31 (1.56) (4.21) ‡‡‡‡‡ ‡‡‡‡ ‡‡‡‡‡
Earnings/Sh
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 6.09 6.45 4.10 0.94
Cash Flow/Sh
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ (0.07) 0.00 (0.01) (0.25) ‡‡‡ ‡‡‡ ‡‡‡
Capex/Sh
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 6.02 6.44 4.09 0.68
Free CF/Sh
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 38.38 41.99 40.66 37.28 ‡‡‡‡‡
Book Value/Sh
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 32.00 30.35 30.16 30.35 ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡
Shares
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 9.43 9.02 0.00 0.00 ‡‡‡‡ ‡‡‡‡ ‡‡‡‡
PE Ratio
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 3.16 1.40 1.11 1.03 ‡‡‡ ‡‡‡ ‡‡‡
PS Ratio
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 1.16 0.71 0.64 0.57 ‡‡‡ ‡‡‡ ‡‡‡
PB Ratio
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 7.07 4.45 2.20 2.14 ‡‡‡‡ ‡‡‡‡ ‡‡‡‡
EV/Sales
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 16.44 14.73 12.59 65.40
EV/FCF
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 194.90 195.63 123.77 28.50 ‡‡‡ ‡‡‡ ‡‡‡
Op' Cash Flow
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ (2.11) (0.07) (0.33) (7.73)
Capex
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 192.79 195.56 123.44 20.76
FCF
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ (868.50) (1,603.10) (1,200.26) (1,226.41)
Working Cap'
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 2,061.80 1,369.92 76.11 76.43
Total Debt
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 1,749.94 647.23 (557.37) (619.26)
Net Debt
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 1,228.32 1,274.28 1,226.06 1,131.28
Sh' Equity
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 1.23% 0.88% (0.41%) (1.28%) ‡‡‡‡‡
ROA
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 3.98% 4.15% (2.83%) (23.95%)
ROIC
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 10.93% 8.03% (3.76%) (11.71%) ‡‡‡‡‡
ROE
predictions in italic, sparklines do not include predictions

Analyst Commentary (Summary)

Eagle Bancorp (EGBN), a Mid-Atlantic regional bank with heavy commercial real estate (CRE) exposure, has endured a decade of turbulence including COVID, Fed rate hikes, and the 2023 banking crisis, leading to cratering profitability despite revenue doubling from $313 million in 2016 to $707 million in 2024. Net income swung to a $47 million loss in 2024, with EBT margins collapsing to -4.3% amid NIM compression, deposit outflows, and CRE distress from remote work and higher rates. The stock plunged over 60% from 2022 peaks, trading at deeply discounted 1.1x price-to-sales and 0.64x price-to-book ratios, signaling potential undervaluation but underscoring investor fears over asset quality and sector sentiment.

Bright spots include resilient operating cash flow ($4-7 per share), aggressive deleveraging (debt down 96% to $76 million), and insider buying by executives totaling over $126,000 in 2025 with no sales—a bullish signal amid beaten-down peers. Analyst forecasts project a profitability inflection: break-even net income in 2025, rebounding to $78 million in 2027 (EPS $2.55), with ROE recovering to 6.3% as rate cuts ease pressures.

Yet downside risks loom large in sticky deposit costs, CRE delinquencies (40% portfolio concentration vs. 25% industry average), and macro wildcards like elections or Basel III rules. While macro tailwinds could drive 20-30% upside over 12-18 months, balance sheet vigilance and Q1 2026 earnings will be pivotal for any turnaround. Read the full analysis for detailed metrics and risk scenarios.

Eagle Bancorp, Inc. (EGBN) Latest News

News by impact score

Fine-tune

16 Sep

3 , 10:30 AM
EagleBank expands commercial banking operations in Baltimore to grow its regional presence. Baltimore expansion strengthens regional commercial operations without altering overall trajectory.

23 Jul

4 transcript app.moby.co, 8:30 AM
Eagle Bancorp, Inc. reported Q2 2026 results in its earnings call, covering revenue, net income, loan growth, deposit trends, credit quality, and management outlook on interest rates and expansion. Q2 earnings release and forward guidance directly affect quarterly financials, valuation multiples, and near-term stock movement.

3 transcript , 5:03 PM
Eagle Bancorp Inc (EGBN) addressed Q2 2026 results in earnings call, emphasizing strategic measures to handle ongoing challenges. Earnings details and strategic plans may moderately shape near-term financial outlook and investor views.

3 www.marketbeat.com, 12:07 PM
Eagle Bancorp Q2 earnings call highlighted quarterly financial results, revenue, net income, loan growth, credit quality metrics and management outlook on operations and strategy. Quarterly earnings updates supply performance data that can shift near-term investor views but rarely alter long-term company trajectory.

22 Jul

4 , 4:15 PM
Eagle Bancorp, Inc. announced its second quarter 2026 financial results. Quarterly earnings releases directly affect investor sentiment and stock price for Eagle Bancorp.

3 , 7:35 PM
Eagle Bancorp (EGBN) missed Q2 earnings and revenue estimates. Missing quarterly earnings and revenue estimates typically pressures near-term stock price and investor sentiment for the company.

3 , 7:00 PM
Eagle Bancorp (EGBN) Q2 earnings key metrics compared to estimates. Q2 earnings metrics versus estimates reflect financial performance that may shift short-term investor sentiment and valuation.

12 May

4 GlobeNewswire, 8:00 AM
Eagle Bancorp Board appoints Stephen Curley as Chief Executive Officer. CEO appointment signals major leadership change with potential to reshape strategic direction and investor sentiment.

24 Apr

4 GuruFocus.com, 3:11 AM
Eagle Bancorp Inc (EGBN) returned to profitability in Q1 2026 earnings call, highlighting improved financial results amidst ongoing challenges. Return to profitability marks a major positive shift in financial performance, boosting investor confidence and future market trajectory.

23 Apr

4 www.marketbeat.com, 12:50 PM
Eagle Bancorp's Q1 earnings call highlighted solid net income, EPS beating estimates, robust loan and deposit growth, stable asset quality, and optimistic outlook amid higher interest rates. Q1 earnings beats and growth metrics signal strong financial health and positive trajectory for market performance.

4 transcript www.fool.com, 11:26 AM
Eagle Bancorp, Inc. (EGBN) released Q1 2026 earnings call transcript detailing first-quarter financial results, management commentary, and forward-looking statements. Q1 2026 earnings transcript discloses key financial metrics, operational updates, and guidance that could significantly sway investor sentiment and stock performance.

3 app.moby.co, 8:30 AM
Eagle Bancorp, Inc. summarized its Q1 2026 earnings call, highlighting financial results, asset quality, loan growth, deposit trends, net interest margin, and forward guidance amid economic pressures. Q1 2026 earnings details affect key financial metrics and investor sentiment but are tempered by broader market factors.

22 Apr

4 Zacks, 7:00 PM
Eagle Bancorp (EGBN) Q1 earnings compared to analyst estimates, analyzing key metrics like EPS, revenue, and margins. Q1 earnings comparison to estimates directly influences financial performance, investor sentiment, and stock trajectory.

4 Zacks, 5:45 PM
Eagle Bancorp, Inc. (EGBN) beat first-quarter earnings estimates. Surpassing Q1 earnings estimates enhances financial outlook and investor confidence, significantly influencing stock performance.

4 Zacks, 5:45 PM
Eagle Bancorp, Inc. (EGBN) beat first-quarter earnings estimates, reporting stronger-than-expected results. Surpassing Q1 earnings estimates enhances financial performance and investor sentiment, potentially driving stock gains.

4 GlobeNewswire, 4:15 PM
Eagle Bancorp, Inc. (EGBN) announced first quarter 2026 financial results and declared a cash dividend. Quarterly earnings release and dividend declaration significantly affect financial performance metrics and investor sentiment.

21 Apr

4 transcript www.fool.com, 3:15 PM
Eagle Bancorp, Inc. (EGBN) Q4 2025 earnings call transcript details financial results, management discussion, and forward guidance. Quarterly earnings transcript discloses critical financial performance, strategic updates, and outlook influencing stock trajectory and investor sentiment.

26 Jan

3 Simply Wall St., 6:39 AM
Eagle Bancorp, Inc. (EGBN) is highlighted as an undervalued small-cap stock with notable insider activity in January 2026. The article explores the implications of this insider trading, suggesting potential growth opportunities for investors. It emphasizes the importance of monitoring such activities as indicators of future performance and market sentiment, particularly in the context of small-cap investments. Insider activity may influence investor sentiment and financial performance, but its overall effect is expected to be limited.

22 Jan

4 transcript GuruFocus.com, 4:01 PM
Eagle Bancorp, Inc. (EGBN) reported a return to profitability in Q4 2025, highlighting improved financial performance and strategic initiatives that contributed to this turnaround. The earnings call emphasized key metrics and future growth prospects, signaling a positive outlook for the company. The return to profitability and strategic initiatives are likely to significantly impact future performance and investor sentiment.

4 app.moby.co, 8:30 AM
Eagle Bancorp, Inc. (EGBN) Q4 2025 earnings call summary covers financial results, performance highlights, and forward guidance. Q4 2025 earnings summary discloses key financial metrics and outlook directly shaping investor expectations and market valuation.

3 transcript www.marketbeat.com, 12:07 PM
Eagle Bancorp, Inc. reported its Q4 earnings, highlighting key financial metrics and strategic initiatives. The company showcased growth in net income and assets, alongside improvements in loan and deposit volumes. Management discussed future outlooks, emphasizing a focus on expanding market presence and enhancing customer service. The earnings call also addressed challenges faced in the current economic environment, including interest rate fluctuations and regulatory considerations. Overall, the company remains optimistic about its growth trajectory and plans for the upcoming quarters. The earnings call indicates moderate growth and strategic focus, which may influence financial performance but is balanced by external economic challenges.

21 Jan

4 Zacks, 5:30 PM
Eagle Bancorp, Inc. (EGBN) reported Q4 earnings and revenues that exceeded analysts' estimates, showcasing strong financial performance. The bank's results reflect effective management and growth strategies, contributing to positive investor sentiment. This performance may enhance the company's competitive positioning in the market. Strong earnings and revenue growth are likely to significantly impact future performance and investor sentiment.

4 GlobeNewswire, 4:15 PM
Eagle Bancorp, Inc. reported its financial results for the fourth quarter of 2025, highlighting a strong performance with increased revenues and net income. The company also announced a cash dividend for shareholders, reflecting its commitment to returning value. Overall, the results indicate a positive trajectory for Eagle Bancorp amidst a competitive banking environment. The announcement of strong financial results and a cash dividend signifies significant positive momentum and strategic positioning for future growth.

3 ZacksZacksZacksZacksZacksZacksZacksZacks, 6:30 PM
Eagle Bancorp, Inc. (EGBN) reported its Q4 earnings, revealing key metrics that were compared to analysts' estimates. The results highlighted various financial performance indicators, including net income and earnings per share, which were analyzed in relation to market expectations. The report provides insights into the bank's operational efficiency and overall financial health, reflecting its position in the competitive landscape. The earnings report indicates moderate changes in financial performance that could influence investor sentiment and operational strategies.

3 Associated Press Finance, 4:34 PM
Eagle Bancorp, Inc. reported its Q4 earnings, highlighting key financial metrics and performance indicators. The results reflect the company's operational efficiency and market positioning, with notable changes in revenue and expenses compared to previous quarters. Analysts are assessing the implications of these results on future growth and investor sentiment. The earnings report indicates moderate changes in financial performance that may influence investor sentiment and operational strategies.

15 Jan

3 Zacks, 9:15 AM
Eagle Bancorp, Inc. (EGBN) is preparing for its Q4 earnings report, with analysts focusing on key metrics that could influence the company's financial performance. Market expectations are shaped by recent trends in the banking sector, interest rates, and economic conditions. Investors are particularly interested in loan growth, net interest margins, and credit quality as indicators of the bank's health and future prospects. The upcoming earnings release is anticipated to provide insights into how EGBN is navigating current market challenges and opportunities. Key metrics and trends discussed are expected to moderately influence Eagle Bancorp's financial performance and market sentiment.

12 Jan

3 PR Newswire, 9:49 AM
SolaREIT has expanded its revolving credit facility to $80 million, partnering with Atlantic Union Bank and EagleBank. This increase in funding aims to support SolaREIT's growth and investment strategies in the renewable energy sector, enhancing its financial flexibility and operational capacity. The expansion of the credit facility may provide SolaREIT with increased operational capacity, indirectly benefiting EagleBank's financial performance.

7 Jan

3 GlobeNewswire, 6:00 AM
Eagle Bancorp, Inc. (EGBN) has announced an earnings call scheduled for January 22, 2026. This call will provide insights into the company's financial performance and future outlook, allowing investors and analysts to assess its market position and strategies moving forward. The earnings call may provide important insights into financial performance and strategic direction, but its overall impact is expected to be limited.

1 Jan

3 Simply Wall St., 12:37 PM
Eagle Bancorp, Inc. (EGBN) is highlighted as one of three stocks potentially trading below their estimated value, suggesting an opportunity for investors. The analysis indicates that EGBN's current market price may not fully reflect its underlying financial health and growth prospects. Investors are encouraged to consider the stock as part of their portfolio, given its favorable valuation metrics compared to peers. The article emphasizes the importance of thorough research and analysis before making investment decisions. EGBN's valuation suggests a moderately noticeable influence on its financial performance and market sentiment.

23 Dec

3 Simply Wall St., 6:39 AM
Eagle Bancorp, Inc. (EGBN) is highlighted as an undervalued small-cap stock with recent insider buying activity, suggesting potential growth and investment opportunities. The article emphasizes the significance of insider transactions as a positive indicator for investors considering stocks in December 2025. Insider buying may influence market sentiment and investor confidence, but its overall impact on the company's trajectory is expected to be limited.