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Eagle Bancorp, Inc.

EGBN Financial Banks Regional

Eagle Bancorp, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $633.8 million, down 10.4% from fiscal 2024.

Revenue
−14.1%
EPS
+136.0%
Free cash flow
+207.4%
Total debt
+0.43%

Quarter to September 2026, against a year earlier

33.59 0.01 −0.03%
Market cap
$1.0B
P/E
23.6×
Fwd P/E
16.6×
Dividend yield
0.12%
F-score
3/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview
Financials
Income Statement Balance Sheet Cash Flow Metrics & Ratios

Insider Decisions last twelve months

Trades a month
Jan 26 Apr 26 Jul 26 Oct 26
Buy — — — — — — — — — — — —
Sell — — — — — — — — — — — —
Insider Ownership 8.17%

Capital & Financial Ratios $m

Size
Market Cap 1,020.00
Revenue ttm 574.35
Net income ttm (48.32)
Free cash flow ttm 52.87
Net debt Q (465.58)
Valuation
P/E 23.59
Forward P/E 16.60
Price / sales 1.78
Forward P/S Powerpack
Price / FCF 19.39
Price / book 0.88
Financial health
Current ratio Q 0.87
Debt / equity Q 0.07
Interest coverage Q —
Growth
Revenue growth Q −14.05% (below 0%: shrinking)
Operating income growth Q +124.82% (above 0%: growing)
EPS, this year +144.77% (at or above 15%: strong)
EPS, next year A +29.80% (at or above 15%: strong)
Revenue, next year A −60.21% (below 0%: weak)
EPS, past 5 yrs —
EPS, next 5 yrs A +11.31%

Green and red mark values outside typical ranges; (Q) is the latest quarter, (A) analysts’ estimates. How we judge →

Valuation vs history

P/E against its own 10 years 99.86%
10-year low 10-year high
P/S against its own 10 years 32.56%
10-year low 10-year high
P/B against its own 10 years 37.81%
10-year low 10-year high

Dividends

Yield
0.12%
Annual rate
0.04
Payout ratio
2.82%
Growth, 2019–26
−29.0%/yr
  1. 0.44 ’19
  2. 0.88 ’20 +100
  3. 1.22 ’21 +39
  4. 1.70 ’22 +39
  5. 1.80 ’23 +6
  6. 1.52 ’24 −16
  7. 0.51 ’25 −67
  8. 0.04 ’26 −92
paid change on the year, % Powerpack

Assets vs Liabilities $m

2023 2024 2025 Q'26
Cash 723 633 696 542
Receivables — — — —
Inventory — — — —
Other — — — —
8,605 8,454 7,907 6,998
2023 2024 2025 Q'26
Payables 8,808 9,131 9,134 8,034
ST’ Debt — — — —
Other — — — —
10,209 9,654 9,134 8,034

Compound Annual Growth %

10y 5y 3y
Sales 8.52% 7.78% 12.24%
Cash Flow (11.67%) (26.53%) (47.32%)
Earnings 0.00% 0.00% 0.00%
Book Value 4.36% (1.83%) (2.71%)

Earnings Trends EPS, adjusted, against the consensus

Q3 FY26 Estimate 0.35 Actual 0.79

Earnings per share against the consensus, by quarter
Quarter Estimate Reported Result
Q4 FY25 −0.12 0.25 Beat by 0.37
Q1 FY26 0.28 0.48 Beat by 0.20
Q2 FY26 0.33 0.23 Miss by 0.10
Q3 FY26 0.35 0.79 Beat by 0.44
Q4 FY26 0.37 — Reports 20 January 2027

EPS $

Mar Jun Sep Dec Year
’26 0.48 0.23 0.79 — —
’25 0.06 (2.30) (2.22) (0.08) (4.55)
’24 (0.01) (2.78) 0.72 0.50 (1.56)
’23 0.78 0.94 0.91 0.67 3.30
’22 1.42 0.49 1.16 1.32 4.39
’21 1.36 1.50 1.36 1.30 5.52
’20 0.70 0.90 1.28 1.21 4.08
Fiscal quarters ending in the months shown.

Revenue $m

Mar Jun Sep Dec Year
’26 145 137 131 — —
’25 162 158 153 161 634
’24 179 175 181 172 708
’23 144 165 167 170 647
’22 96 101 117 134 448
’21 105 106 97 97 405
’20 109 110 112 105 436
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Mar Jun Sep Dec Year
’26 15 32 — — —
’25 43 (29) 20 (6) 28
’24 3 55 56 10 124
’23 61 31 47 57 196
’22 61 63 15 55 195
’21 11 101 113 14 238
’20 36 13 59 26 133
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Mar Jun Sep Dec Year
’26 14 32 — — —
’25 43 (29) 16 (9) 21
’24 3 55 55 10 123
’23 60 31 47 57 196
’22 61 63 15 55 193
’21 9 99 112 13 233
’20 36 10 62 23 130
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

2
1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to December

Ten-year view Analyst estimates Powerpack
Group Line 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 TTM Sep ’26 Trend 10 yrs 2026e 2027e 2028e Next 3/yr
Income, $m
Income, $m Revenue 313 353 416 455 436 405 448 647 708 634 574 +8.2% 252 268 296 (22.4%)
Gross margin, % 91.17 88.64 81.65 76.81 84.29 90.12 79.53 48.25 43.62 47.21 52.39 (44.0) pt
EBT 159 186 204 197 176 238 190 128 (30) (196) 40 n/m
EBT margin, % 50.82 52.56 49.10 43.22 40.43 58.70 42.31 19.71 (4.27) (30.95) 6.90 (81.8) pt
Net income 98 100 152 143 132 177 141 101 (47) (138) (48) n/m
Per share, $
Per share, $ Revenue 9.32 10.35 12.12 13.32 13.47 12.68 14.01 21.32 23.46 20.88 18.84 +9.4%
Earnings 2.91 2.94 4.44 4.18 4.09 5.53 4.40 3.31 (1.56) (4.21) 1.43 n/m
Cash flow 3.48 4.71 4.82 3.88 4.12 7.47 6.09 6.45 4.10 0.94 0.00 (13.5%)
Capex (0.22) (0.17) (0.04) (0.08) (0.09) (0.17) (0.07) 0.00 (0.01) (0.25) 0.00 +1.6%
Free cash flow 3.26 4.55 4.78 3.80 4.03 7.30 6.02 6.44 4.09 0.68 0.00 (15.9%)
Book value 25.09 27.84 32.33 34.84 38.38 42.30 38.38 41.99 40.66 37.28 38.01 +4.5%
Shares, m 34 34 34 34 32 32 32 30 30 30 30 (1.1%)
Valuation, ×
Valuation, × P/E 20.69 20.22 10.97 11.61 10.10 10.57 10.08 9.02 0.00 0.00 23.59 10.3
P/S 6.46 5.72 4.02 3.65 3.07 4.60 3.16 1.40 1.11 1.03 1.78 3.4
P/B 2.40 2.13 1.51 1.40 1.08 1.38 1.16 0.71 0.64 0.57 0.88 1.3
EV/Sales 5.97 5.80 3.77 3.60 (0.43) 0.54 4.80 2.40 0.32 0.05 — 2.7
EV/FCF 17.10 13.21 9.55 12.61 (1.43) 0.94 11.16 7.94 1.84 1.48 — 7.4
Cash, $m
Cash, $m Operating cash flow 117 161 165 133 133 238 195 196 124 28 61 (14.5%)
Capex (7) (6) (1) (3) (3) (5) (2) 0 0 (8) (8) +0.5%
Free cash flow 109 155 164 130 130 233 193 196 123 21 53 (16.9%)
Balance, $m
Balance, $m Working capital 254 307 258 265 12 (1,553) (869) (1,603) (1,200) (1,226) (1,036) n/m
Net debt (152) 26 (105) (24) (1,521) (1,645) 733 647 (557) (619) (466) +16.9%
Shareholders’ equity 843 950 1,109 1,191 1,241 1,351 1,228 1,274 1,226 1,131 1,158 +3.3%
Returns, %
Returns, % ROA 1.51 1.40 1.92 1.65 1.32 1.54 1.23 0.88 (0.41) (1.28) 0.43 (2.8) pt
ROIC 14.39 11.88 12.71 10.54 0.00 0.00 6.04 4.15 (2.83) (23.95) 3.57 (38.3) pt
ROE 12.36 11.18 14.79 12.43 10.88 13.64 10.93 8.03 (3.76) (11.71) 3.81 (24.1) pt
People
People Employees 469 466 470 492 515 507 496 452 451 475 — +0.1%
Revenue/emp, $m 0.67 0.76 0.88 0.93 0.85 0.80 0.90 1.43 1.57 1.33 — +8.0%
Negative figures in brackets.
estimates

All 10 years →

Fiscal years to Dec 2025 · latest quarter Sep 2026 · fundamentals updated 2 Nov 2026

Eagle Bancorp, Inc. vs peers in Banks Regional (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
CCNE CNB Financial Corporation $1.1B 10.7× 9.9× +6.10% (above 0%: growing) +31.88% (above 0%: growing) +2.73% (above 0%: growing) 69.41% 0.00% Compare
CFFN Capitol Federal Financial $1.1B 13.1× 12.3× +6.50% (above 0%: growing) +35.71% (above 0%: growing) +45.71% (above 0%: growing) 53.81% 0.00% Compare
MCBS MetroCity Bankshares, Inc. $1.0B 11.8× 11.4× +23.15% (above 0%: growing) +23.53% (above 0%: growing) −202.65% (below 0%: shrinking) 64.69% 0.00% Compare
MBWM Mercantile Bank Corporation $1.0B 10.8× 10.7× +6.81% (above 0%: growing) −4.79% (below 0%: shrinking) +122.41% (above 0%: growing) 71.37% 0.00% Compare
BFST Business First Bancshares, Inc. $1.0B 11.3× 11.0× +7.42% (above 0%: growing) +3.47% (above 0%: growing) +38.67% (above 0%: growing) 66.54% 0.00% Compare
EGBN Eagle Bancorp, Inc. $1.0B 23.6× 16.6× −14.05% (below 0%: shrinking) n/m +207.40% (above 0%: growing) 54.04% 0.00%
SBSI Southside Bancshares, Inc. $1.0B 10.4× 9.6× +34.14% (above 0%: growing) +487.50% (above 0%: growing) +73.84% (above 0%: growing) 61.38% 0.00% Compare
EQBK Equity Bancshares, Inc. $1.0B 28.8× 10.6× +39.99% (above 0%: growing) +47.13% (above 0%: growing) +40.78% (above 0%: growing) 70.70% 0.00% Compare
CAC Camden National Corporation $978.7M 10.8× 10.8× −1.32% (below 0%: shrinking) +8.80% (above 0%: growing) −13.69% (below 0%: shrinking) 73.23% 0.00% Compare
Median of peers $1.0B 11.1× 10.8× +7.11% +27.71% +39.73% 67.98% 0.00%

All 327 Banks Regional stocks →

Eagle Bancorp, Inc. (EGBN) Latest News

30 Oct

Impact 3 · · The Motley Fool

25 Oct

Impact 3 · · Simply Wall St.

24 Oct

Impact 4 · · Simply Wall St.
Impact 3 · · Simply Wall St.
Impact 3 · · Simply Wall St.

22 Oct

Impact 4 · · The Motley Fool transcript
Impact 4 · · MarketBeat
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Impact 4 · · GlobeNewswire

21 Oct

Impact 4 · · GlobeNewswire
Impact 3 · · Zacks
Impact 3 · · Zacks
Impact 3 · · Associated Press

15 Oct

Impact 4 · · GlobeNewswire

14 Oct

Impact 3 · · Zacks

16 Sep

Impact 3 ·

23 Jul

Impact 4 · · Moby transcript
Impact 3 · transcript
Impact 3 · · MarketBeat

22 Jul

Impact 4 ·
Impact 3 ·
Impact 3 ·

12 May

Impact 4 · · GlobeNewswire

24 Apr

Impact 4 · · GuruFocus.com

23 Apr

Impact 4 · · MarketBeat
Impact 4 · · The Motley Fool transcript
Impact 3 · · Moby

22 Apr

Impact 4 · · Zacks
Impact 4 · · Zacks
Impact 4 · · Zacks
stockrow.com/EGBN · Data as of Nov 2, 2026 · For information only; not investment advice. · © 2026 stockrow.com