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Saturday 17 October 2026 Export BCBP’s income statement to Excel — free account

BCB Bancorp, Inc. (NJ)

BCBP Financial Banks Regional

BCB Bancorp, Inc. (NJ)’s revenue for fiscal 2025 (year ended December 2025) was $181.5 million, down 7.84% from fiscal 2024. In the quarter to June 2026, revenue fell 11.6%, EPS fell 572.2%, free cash flow fell 8.23% and total debt fell 55.6%, each against the same quarter a year earlier. Insiders bought in the last twelve months.

8.12 0.19 −2.29%
Market cap
$255.6M
P/E
0.0×
Fwd P/E
10.2×
Dividend yield
3.94%
F-score
4/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

Total buys 1.42
Totals in millions of $.
Dec 25 Mar 26 Jun 26 Sep 26
Buy — — — 2 — — — 1 — — 2 —
Sell — — — — — — — — — — — —
Insider Ownership 0.00%

Capital & Financial Ratios $m

Market Cap 255.55
Revenue 172.77
Net Income (17.64)
Free Cash Flow 34.22
Net Debt (29.29)
Current Ratio 1.07
Debt/Equity 0.58
P/E ratio 0.00
Fwd P/E 10.20
P/S ratio 0.81
P/B ratio 0.53
Past 5Y EPS Growth —
This Y EPS Growth (862.70%) (below 0%: weak)
Next Y EPS Growth 108.33% (at or above 15%: strong)
Next Y revenue growth (46.00%) (below 0%: weak)
Next 5Y EPS Growth (1.46%) (below 0%: weak)

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/S against its own 10 years 8.96%
10-year low 10-year high
P/B against its own 10 years 8.07%
10-year low 10-year high

Dividends

Payout Ratio —
Annual Dividend Rate 0.32
Annual Dividend Yield 3.94%
total individual payouts
2027 Powerpack
2026 0.16
0.08
0.08
2025 0.64
0.16
0.16
0.16
0.16
2024 0.64
0.16
0.16
0.16
0.16
2023 0.64
0.16
0.16
0.16
0.16
2022 0.64
0.16
0.16
0.16
0.16
2021 0.60
0.14
0.14
0.16
0.16
2020 0.56
0.14
0.14
0.14
0.14
2019 0.56
0.14
0.14
0.14
0.14
2018 0.56
0.14
0.14
0.14
0.14
2017 0.56
0.14
0.14
0.14
0.14
2016 0.56
0.14
0.14
0.14
0.14
predictions special payouts not included in total or ratios

Assets vs Liabilities $m

2023 2024 2025 Q'26
Cash 280 318 277 198
Receivables — — — —
Inventory — — — —
Other — — — —
3,577 3,329 2,982 2,811
2023 2024 2025 Q'26
Payables 2,979 2,751 2,674 2,636
ST’ Debt — — — —
Other — — — —
2,979 2,751 2,674 2,636

Compound Annual Growth %

10y 5y 3y
Sales 9.32% 7.59% 10.91%
Cash Flow 16.67% (23.75%) (4.23%)
Earnings 0.00% 0.00% 0.00%
Book Value 8.58% 4.07% 1.47%

Revenue $m

Mar Jun Sep Dec Year
’26 43 40 — — —
’25 46 45 46 44 182
’24 51 46 52 48 197
’23 41 48 50 53 192
’22 27 30 36 40 133
’21 30 31 29 31 121
’20 30 28 35 32 126
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Mar Jun Sep Dec Year
’26 5 10 — — —
’25 5 10 9 12 36
’24 8 8 44 8 68
’23 16 8 10 1 35
’22 12 8 13 8 41
’21 14 7 12 13 46
’20 6 (3) 4 133 139
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Mar Jun Sep Dec Year
’26 5 9 — — —
’25 5 10 8 12 35
’24 8 8 43 7 67
’23 16 4 10 1 31
’22 12 8 13 8 40
’21 14 8 12 13 47
’20 6 (3) 10 134 146
Fiscal quarters ending in the months shown.

EPS $

Mar Jun Sep Dec Year
’26 0.26 (0.85) — — —
’25 (0.51) 0.18 0.22 (0.73) (0.84)
’24 0.32 0.14 0.36 0.16 0.99
’23 0.46 0.50 0.39 0.35 1.70
’22 0.56 0.58 0.76 0.69 2.58
’21 0.40 0.45 0.47 0.61 1.92
’20 0.12 0.14 0.47 0.41 1.14
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

3
1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to December

Group Line 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 Trend 2026e 2027e 2028e
Price, $
Price, $ Low 9.75 12.05 10.12 10.34 7.73 11.00 15.22 9.40 9.19 7.41

Analyst estimates 2026–2028

Powerpack
High 13.50 17.05 16.10 14.96 14.02 16.15 20.71 18.43 14.04 12.26
People
People Employees 353 314 365 365 302 292 301 312 316 329
Revenue/emp, $m 0.22 0.27 0.31 0.35 0.42 0.42 0.44 0.62 0.62 0.55
Income, $m
Income, $m Revenue 77 85 113 129 126 121 133 192 197 182
Gross margin, % 78.97 81.56 75.75 68.24 73.78 87.48 86.85 56.20 48.22 55.97
EBT 13 20 24 30 29 48 63 41 26 (18)
EBT margin, % 17.12 23.76 21.44 23.53 23.37 39.79 47.44 21.54 13.34 (10.08)
Net income 8 10 17 21 21 34 46 29 19 (13)
Depreciation 1 1 0 0 0 2 1 (1) 0 1
Per share, $
Per share, $ Revenue 6.89 6.86 7.26 7.88 7.32 7.11 7.84 11.41 11.58 10.56
Earnings 0.63 0.76 1.02 1.20 1.14 1.94 2.64 1.71 0.99 (0.84)
Cash flow 0.64 1.70 2.57 1.48 8.10 2.69 2.41 2.08 3.98 2.09
Capex (0.44) 0.31 (0.03) (0.01) 0.40 0.05 (0.03) (0.26) (0.07) (0.06)
Free cash flow 0.21 2.01 2.54 1.48 8.50 2.74 2.38 1.82 3.91 2.03
Book value 11.66 14.23 12.86 14.63 14.48 16.06 17.16 18.62 19.05 17.71
Shares, m 11 12 16 16 17 17 17 17 17 17
Valuation, ×
Valuation, × P/E 20.76 18.19 10.37 11.40 9.71 7.99 6.78 7.69 12.08 0.00
P/S 1.90 2.13 1.44 1.75 1.51 2.17 2.28 1.15 1.02 0.76
P/B 1.27 1.11 0.90 1.05 0.85 1.07 1.12 0.77 0.67 0.50
EV/Sales 3.10 2.88 2.21 (0.33) 1.24 (0.33) 3.71 2.35 1.94 0.77
EV/FCF 103.94 9.84 6.29 (1.77) 1.07 (0.86) 12.22 14.68 5.74 4.00
Cash, $m
Cash, $m Operating cash flow 7 21 40 24 139 46 41 35 68 36
Capex (5) 4 0 0 7 1 (1) (4) (1) (1)
Free cash flow 2 25 40 24 146 47 40 31 67 35
Balance, $m
Balance, $m Working capital 149 207 303 377 255 166 478 598 579 309
Total debt 159 189 282 283 228 109 420 510 498 278
Net debt 93 64 86 (268) (34) (303) 190 230 180 1
Shareholders’ equity 131 176 200 239 249 274 291 314 324 304
Returns, %
Returns, % ROA 0.42 0.51 0.68 0.71 0.68 1.14 1.38 0.78 0.45 (0.42)
ROIC 3.70 5.46 5.81 0.00 8.54 0.00 8.20 4.76 3.26 (3.75)
ROE 6.09 6.72 9.20 9.97 8.93 14.12 17.38 10.29 5.71 (5.00)
Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

BCB Bancorp, Inc. (NJ) vs peers in Banks Regional (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
LCNB LCNB Corporation $267.9M 10.9× 10.0× +1.60% (above 0%: growing) +29.27% (above 0%: growing) +43.09% (above 0%: growing) 79.36% 0.00% Compare
FXNC First National Corp. $266.0M 12.3× 12.3× +2.05% (above 0%: growing) +14.29% (above 0%: growing) +60.14% (above 0%: growing) 80.94% 0.00% Compare
FBLA FB Bancorp, Inc. $264.7M — (loss-making) — +8.80% (above 0%: growing) n/m +669.02% (above 0%: growing) 74.66% 0.00% Compare
HWBK Hawthorn Bancshares, Inc. $263.1M 9.9× 10.0× +9.30% (above 0%: growing) +20.45% (above 0%: growing) +123.49% (above 0%: growing) 76.36% 0.00% Compare
GBFH GBank Financial Holdings Inc. $257.6M 13.6× 16.3× +22.90% (above 0%: growing) +15.15% (above 0%: growing) +3,151.19% (above 0%: growing) 68.86% 0.00% Compare
RMBI Richmond Mutual Bancorporation, Inc. $256.9M 12.4× 16.7× +4.69% (above 0%: growing) −14.81% (below 0%: shrinking) −35.05% (below 0%: shrinking) 58.15% 0.00% Compare
BCBP BCB Bancorp, Inc. (NJ) $255.6M — (loss-making) 10.2× −11.64% (below 0%: shrinking) n/m −8.23% (below 0%: shrinking) 57.20% 0.00%
EFSI Eagle Financial Services Inc. $247.6M 13.2× 12.4× +10.87% (above 0%: growing) −6.12% (below 0%: shrinking) −435.67% (below 0%: shrinking) 77.54% 0.00% Compare
PEBK Peoples Bancorp of North Carolina, Inc. $241.2M 11.8× 11.8× +0.90% (above 0%: growing) +1.03% (above 0%: growing) +10.02% (above 0%: growing) 80.61% 0.00% Compare
Median of peers $260.3M 12.3× 12.3× +6.75% +14.29% +51.62% 76.95% 0.00%

All 323 Banks Regional stocks →

BCB Bancorp, Inc. (NJ) (BCBP) key facts

  • Concern: BCB Bancorp, Inc. (NJ)’s revenue for fiscal 2025 (year ended December 2025) was $181.5 million, down 7.84% from fiscal 2024.
  • BCB Bancorp, Inc. (NJ) (BCBP) is a Banks Regional company in the Financial sector, listed on Nasdaq.
  • As of October 16, 2026, BCBP traded at $8.12, a market capitalization of $255.6 million.
  • BCB Bancorp, Inc. (NJ) pays an annual dividend of $0.32 per share, a yield of 3.94%.
  • Return on equity was −5.00% and debt-to-equity 0.58.
  • Its Piotroski F-score is 4 out of 9 for fiscal 2025.

Source: company filings (standardised) and stockrow calculations.

BCB Bancorp, Inc. (NJ) (BCBP) Latest News

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stockrow.com/BCBP · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com