BCB Bancorp, Inc. (NJ) (BCBP) vs Richmond Mutual Bancorporation, Inc. (RMBI)
BCB Bancorp, Inc. (NJ) and Richmond Mutual Bancorporation, Inc. are both Banks Regional companies. BCB Bancorp, Inc. (NJ) and Richmond Mutual Bancorporation, Inc. are of similar size ($255.2M and $254.6M). BCB Bancorp, Inc. (NJ) has negative trailing earnings, so its P/E is not meaningful; Richmond Mutual Bancorporation, Inc. trades at 12.3×. Richmond Mutual Bancorporation, Inc. grew revenue faster over the last twelve months: 5.17% against −9.35%. Richmond Mutual Bancorporation, Inc. has the higher net margin (13.0% vs −11.1%) and the higher return on invested capital (9.16% vs −1.95%). Both pay a dividend; BCB Bancorp, Inc. (NJ) yields more (6.22% vs 5.47%). Across the 19 metrics below, Richmond Mutual Bancorporation, Inc. leads on 10 and BCB Bancorp, Inc. (NJ) on 9.
Valuation
Profitability
| Metric | BCBP | RMBI | Banks Regional median |
|---|---|---|---|
| Gross margin | 58.13% | 56.30% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | (11.05%) | 13.00% | 18.66% |
| Free cash flow margin | 19.81% | 14.68% | 21.18% |
| Return on equity | (6.85%) | 8.57% | 10.64% |
| Return on assets | (0.59%) | 0.79% | 1.13% |
| Return on invested capital | (1.95%) | 9.16% | 8.33% |
Growth
Health
Dividend
Size
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