Beacon Financial Corporation (BBT) vs Bank of Hawaii Corporation (BOH)

Beacon Financial Corporation and Bank of Hawaii Corporation are both Banks Regional companies. Beacon Financial Corporation and Bank of Hawaii Corporation are of similar size ($2.7B and $2.6B). Beacon Financial Corporation trades at the lower P/E: 11.4× against 12.0×. Beacon Financial Corporation grew revenue faster over the last twelve months: 74.5% against 1.77%. Bank of Hawaii Corporation has the higher net margin (20.9% vs 17.4%) and the lower return on invested capital (8.88% vs 10.1%). Only Bank of Hawaii Corporation pays a dividend (4.01%). Across the 19 metrics below, Beacon Financial Corporation leads on 11 and Bank of Hawaii Corporation on 8.

Valuation

Metric BBT BOH Banks Regional median
P/E 11.38 11.97 12.02
P/S 1.98 2.55 2.36
P/B 1.02 1.85 1.23
Price to free cash flow 11.89 10.26 10.60
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 8.79% 8.35% 8.21%
Free cash flow yield 8.41% 9.75% 9.23%

Profitability

Metric BBT BOH Banks Regional median
Gross margin 67.84% 72.25% 69.81%
Operating margin 0.00% 0.00% 0.00%
Net margin 17.38% 20.94% 18.82%
Free cash flow margin 0.00% 24.87% 17.97%
Return on equity 9.13% 15.40% 10.28%
Return on assets 1.01% 0.94% 1.13%
Return on invested capital 10.05% 8.88% 8.45%

Growth

Metric BBT BOH Banks Regional median
Revenue growth (TTM) 74.49% 1.77% 6.37%
EPS growth (last fiscal year) 33.85% 33.82% 18.85%
Revenue growth, 5-year CAGR 13.14% 7.86% 12.65%
Net income growth, 5-year CAGR 0.00% 3.74% 9.81%

Health

Metric BBT BOH Banks Regional median
Debt to equity 0.31 0.47 0.17
Current ratio 0.98 0.72 0.93
Net debt to EBITDA 0.00 0.00 0.00

Dividend

Metric BBT BOH Banks Regional median
Dividend yield 0.00% 4.01% 2.49%
Payout ratio 0.00 0.48 0.29

Size

Metric BBT BOH Banks Regional median
Market cap 2.57b 2.74b 934.85m

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