Pricing Log in Create free account
Saturday 17 October 2026 Export BBAR’s income statement to Excel — free account

BBVA Banco Frances S.A.

BBAR Financial Banks Regional

BBVA Banco Frances S.A.’s revenue for fiscal 2025 (year ended December 2025) was $4.8 billion, down 15.8% from fiscal 2024. In the quarter to June 2026, revenue grew 7.57%, EPS grew 83.3%, free cash flow fell 107.7% and total debt rose 39.2%, each against the same quarter a year earlier.

12.78 0.16 −1.24%
Market cap
$2.6B
P/E
9.3×
Fwd P/E
—
Dividend yield
—
F-score
4/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

Dec 25 Mar 26 Jun 26 Sep 26
Buy — — — — — — — — — — — —
Sell — — — — — — — — — — — —
Insider Ownership 0.11%

Capital & Financial Ratios $m

Market Cap 2,640.00
Revenue 5,020.95
Net Income 435.12
Free Cash Flow 580.70
Net Debt (1,838.62)
Current Ratio 1.06
Debt/Equity 0.33
P/E ratio 9.32
Fwd P/E —
P/S ratio 0.52
P/B ratio 0.86
Past 5Y EPS Growth 3.80%
This Y EPS Growth 97.43% (at or above 15%: strong)
Next Y EPS Growth 37.39% (at or above 15%: strong)
Next Y revenue growth —
Next 5Y EPS Growth 55.61% (at or above 15%: strong)

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 60.65%
10-year low 10-year high
P/S against its own 10 years 51.86%
10-year low 10-year high
P/B against its own 10 years 47.18%
10-year low 10-year high

Dividends

Payout Ratio —
Annual Dividend Rate —
Annual Dividend Yield —
total individual payouts
2022 0.09
0.11
0.02
0.02
0.02
0.02
0.02
2019 0.26
0.26
2018 0.21
0.21
2017 0.25
0.00
0.25
2016 0.50
0.15
0.35
special payouts not included in total or ratios

Assets vs Liabilities $m

2023 2024 2025 Q'26
Cash 4,380 3,117 3,833 2,841
Receivables — — — —
Inventory — — — —
Other — — — —
17,421 12,226 15,391 14,319
2023 2024 2025 Q'26
Payables 13,829 10,923 13,764 13,446
ST’ Debt — — — —
Other — — — —
13,936 11,144 14,800 13,446

Compound Annual Growth %

10y 5y 3y
Sales 8.00% 18.03% (3.66%)
Cash Flow (8.81%) 0.00% (2.76%)
Earnings (4.79%) 12.05% (17.75%)
Book Value 6.63% 11.75% 0.62%

Revenue $m

Mar Jun Sep Dec Year
’26 1,204 1,243 — — —
’25 1,025 1,155 1,177 1,397 4,754
’24 1,672 1,169 1,008 1,795 5,645
’23 1,420 1,740 2,075 4,168 9,403
’22 571 745 1,210 2,791 5,317
’21 470 535 637 903 2,545
’20 404 392 380 900 2,076
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Mar Jun Sep Dec Year
’26 (4) (9) — — —
’25 (469) 503 190 576 800
’24 508 489 1,777 74 2,848
’23 447 219 134 1,485 2,285
’22 (144) (40) 237 817 870
’21 521 74 181 402 1,177
’20 (230) (482) 322 246 (144)
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Mar Jun Sep Dec Year
’26 (22) (36) — — —
’25 (485) 473 153 486 627
’24 479 467 1,791 (69) 2,667
’23 437 207 117 1,363 2,125
’22 (154) (62) 239 721 744
’21 513 63 169 348 1,093
’20 (236) (488) 312 223 (189)
Fiscal quarters ending in the months shown.

EPS $

Mar Jun Sep Dec Year
’26 0.27 0.44 — — —
’25 0.28 0.24 0.13 0.53 1.00
’24 0.20 0.61 0.52 0.62 1.65
’23 0.38 0.64 0.15 1.74 2.93
’22 0.19 0.67 0.36 0.99 1.83
’21 0.17 0.38 0.17 (0.23) 0.48
’20 0.25 0.18 0.19 0.08 0.83
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

2
1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to December

Group Line 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 Trend 2026e 2027e 2028e
Price, $
Price, $ Low 16.20 14.55 7.11 3.04 2.10 2.47 2.03 3.67 4.63 7.76

Analyst estimates 2026–2028

Powerpack
High 23.74 25.58 27.45 14.23 5.86 4.98 3.92 6.60 20.00 25.01
People
People Employees 6,253 6,082 6,107 6,321 6,019 5,863 5,888 6,009 6,289 6,689
Revenue/emp, $m 0.29 0.30 0.37 0.44 0.34 0.43 0.90 1.56 0.90 0.71
Income, $m
Income, $m Revenue 1,828 1,825 2,266 2,786 2,076 2,545 5,317 9,403 5,645 4,754
Gross margin, % 68.47 69.23 61.25 63.91 71.63 62.29 57.93 37.09 65.56 56.61
EBT 413 371 98 375 257 147 427 1,191 485 416
EBT margin, % 22.57 20.33 4.33 13.45 12.38 5.77 8.03 12.66 8.60 8.75
Net income 0 0 98 375 257 147 427 1,191 485 416
Depreciation — — 68 87 58 59 84 109 88 89
Per share, $
Per share, $ Revenue 10.22 9.53 11.10 13.64 10.16 12.46 26.03 46.04 27.64 23.28
Earnings 1.61 1.14 (0.27) 1.62 0.83 0.48 1.83 2.93 1.65 1.00
Cash flow 9.88 (4.71) 8.54 3.90 (0.70) 5.76 4.26 11.19 13.95 3.92
Capex (0.16) (0.24) (0.22) (0.30) (0.22) (0.41) (0.62) (0.78) (0.89) (0.85)
Free cash flow 9.72 (4.96) 8.32 3.60 (0.92) 5.35 3.64 10.40 13.06 3.07
Book value 6.23 8.21 7.92 8.55 7.96 8.38 13.63 26.32 14.09 13.88
Shares, m 179 192 204 204 204 204 204 204 204 204
Valuation, ×
Valuation, × P/E 13.23 20.86 0.00 3.49 4.61 6.41 1.67 1.80 9.77 15.30
P/S 1.78 2.69 1.02 0.41 0.32 0.25 0.14 0.11 0.69 0.78
P/B 2.93 3.12 1.43 0.65 0.40 0.38 0.27 0.20 1.35 1.30
EV/Sales 0.11 1.59 (0.50) (0.72) (0.70) (0.61) (0.29) (0.35) 0.16 0.07
EV/FCF 0.11 (3.05) (0.67) (2.73) 7.72 (1.43) (2.07) (1.53) 0.34 0.56
Cash, $m
Cash, $m Operating cash flow 1,769 (903) 1,743 797 (144) 1,177 870 2,285 2,848 800
Capex (28) (47) (44) (62) (45) (84) (126) (160) (181) (173)
Free cash flow 1,740 (950) 1,699 735 (189) 1,093 744 2,125 2,667 627
Balance, $m
Balance, $m Working capital 1,271 1,870 355 1,124 227 684 (1,307) 3,484 1,082 592
Total debt 198 262 88 152 — — 154 49 127 492
Net debt (3,067) (2,013) (3,451) (3,146) (2,214) (2,321) (2,144) (4,331) (2,989) (3,341)
Shareholders’ equity 1,114 1,574 1,617 1,746 1,627 1,712 2,783 5,376 2,877 2,835
Returns, %
Returns, % ROA 2.21 1.96 (0.40) 2.98 1.48 0.96 3.50 3.12 2.01 1.38
ROIC 0.00 0.00 0.00 0.00 0.00 0.00 65.59 101.61 0.00 0.00
ROE 18.93 17.43 (3.32) 19.73 8.46 5.91 20.16 14.61 9.61 8.83
Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026 · fundamentals updated 8 Oct 2026

Charts ten years each

BBVA Banco Frances S.A. vs peers in Banks Regional (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
BANC Banc of California, Inc. $2.7B — (loss-making) 11.3× −60.17% (below 0%: shrinking) n/m +158.46% (above 0%: growing) 9.09% 0.00% Compare
BOH Bank of Hawaii Corporation $2.7B 12.4× 13.0× +2.31% (above 0%: growing) +38.32% (above 0%: growing) +16.90% (above 0%: growing) 73.09% 0.00% Compare
BBAR BBVA Banco Frances S.A. $2.6B 9.3× — +7.57% (above 0%: growing) +83.33% (above 0%: growing) −107.66% (below 0%: shrinking) 69.86% 0.00%
NBTB NBT Bancorp Inc. $2.6B 12.4× 11.1× +4.89% (above 0%: growing) +126.67% (above 0%: growing) +37.10% (above 0%: growing) 79.28% 0.00% Compare
TRMK Trustmark Corporation $2.6B 11.4× 11.3× +0.97% (above 0%: growing) +18.48% (above 0%: growing) +48.33% (above 0%: growing) 74.36% 0.00% Compare
CUBI Customers Bancorp, Inc $2.5B 8.8× 8.7× +5.90% (above 0%: growing) +19.77% (above 0%: growing) −34.56% (below 0%: shrinking) 60.05% 0.00% Compare
FBNC First Bancorp $2.5B 18.7× 12.6× +8.82% (above 0%: growing) +31.18% (above 0%: growing) +49.87% (above 0%: growing) 77.46% 0.00% Compare
FBK FB Financial Corporation $2.5B 11.4× 11.4× −1.10% (below 0%: shrinking) +180.40% (above 0%: growing) +8.46% (above 0%: growing) 66.94% 0.00% Compare
FRME First Merchants Corporation $2.5B 12.7× 10.9× +14.16% (above 0%: growing) −28.57% (below 0%: shrinking) +64.02% (above 0%: growing) 65.81% 0.00% Compare
Median of peers $2.6B 12.4× 11.3× +3.60% +31.18% +42.72% 70.02% 0.00%

All 323 Banks Regional stocks →

BBVA Banco Frances S.A. (BBAR) key facts

  • Concern: BBVA Banco Frances S.A.’s revenue for fiscal 2025 (year ended December 2025) was $4.8 billion, down 15.8% from fiscal 2024.
  • BBVA Banco Frances S.A. (BBAR) is a Banks Regional company in the Financial sector, traded in the US as an ADR.
  • As of October 16, 2026, BBAR traded at $12.78, a market capitalization of $2.6 billion.
  • Return on equity was 8.83% and debt-to-equity 0.33.
  • Its Piotroski F-score is 4 out of 9 for fiscal 2025.

Source: company filings (standardised) and stockrow calculations · fundamentals updated Oct 8, 2026.

BBVA Banco Frances S.A. (BBAR) Latest News

No news at this impact. Lower the threshold for more.
stockrow.com/BBAR · Data as of Oct 8, 2026 · For information only; not investment advice. · © 2026 stockrow.com