Saturday 17 October 2026
Export BBAR’s income statement to Excel — free account
BBVA Banco Frances S.A.
BBAR Financial Banks Regional
BBVA Banco Frances S.A.’s revenue for fiscal 2025 (year ended December 2025) was $4.8 billion, down 15.8% from fiscal 2024. In the quarter to June 2026, revenue grew 7.57%, EPS grew 83.3%, free cash flow fell 107.7% and total debt rose 39.2%, each against the same quarter a year earlier.
12.78
0.16
−1.24%
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| Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 | Dec '20 | Dec '19 | Dec '18 | Dec '17 | Dec '16 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
15.30 | 9.77 | 1.80 | 1.67 | 6.41 | 4.61 | 3.49 | 0.00 | 20.86 | 13.23 |
Piotroski F-Score |
4 | 5 | 6 | 6 | 6 | 3 | 7 | 4 | 3 | 5 |
P/S ratio |
0.78 | 0.69 | 0.11 | 0.14 | 0.25 | 0.32 | 0.41 | 1.02 | 2.69 | 1.78 |
P/FCF ratio |
5.89 | 1.46 | 0.50 | 1.01 | 0.59 | 0.00 | 1.55 | 1.36 | 0.00 | 1.87 |
P/Operating CF |
6.41 | 52.31 | 0.72 | 0.92 | 1.60 | 2.66 | 0.78 | 1.83 | 10.60 | 2.46 |
P/B ratio |
1.30 | 1.35 | 0.20 | 0.27 | 0.38 | 0.40 | 0.65 | 1.43 | 3.12 | 2.93 |
Price to Tangible BV |
1.35 | 1.39 | 0.20 | 0.28 | 0.38 | 0.41 | 0.66 | 1.45 | 3.17 | 2.98 |
EV/Sales |
0.07 | 0.16 | (0.35) | (0.29) | (0.61) | (0.70) | (0.72) | (0.50) | 1.59 | 0.11 |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
0.44 | 0.32 | (1.43) | (1.77) | (1.33) | 10.11 | (2.52) | (0.65) | (3.20) | 0.11 |
EV/FCF |
0.56 | 0.34 | (1.53) | (2.07) | (1.43) | 7.72 | (2.73) | (0.67) | (3.05) | 0.11 |
Quick Ratio |
0.26 | 0.28 | 0.31 | 0.22 | 0.31 | 0.32 | 0.53 | 0.34 | 0.24 | 0.42 |
Current Ratio |
1.04 | 1.10 | 1.25 | 0.87 | 1.09 | 1.03 | 1.18 | 1.03 | 1.20 | 1.16 |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
2.42% | 0.79% | 0.21% | 1.03% | 0.00% | 0.00% | 1.61% | 0.68% | 1.92% | 1.92% |
Debt/Equity |
0.17 | 0.04 | 0.01 | 0.06 | 0.00 | 0.00 | 0.09 | 0.05 | 0.17 | 0.18 |
Asset Turnover |
0.26 | 0.29 | 0.49 | 0.41 | 0.25 | 0.22 | 0.25 | 0.17 | 0.15 | 0.16 |
Operating CF/Net income |
3.17 | 7.18 | 3.83 | 1.92 | 11.93 | (1.01) | 2.40 | (32.96) | (3.86) | 7.17 |
Capex/Depreciation |
(1.95) | (2.07) | (1.47) | (1.50) | (1.44) | (0.77) | (0.71) | (0.65) | 0.00 | 0.00 |
| 8.83% | 9.61% | 14.61% | 20.16% | 5.91% | 8.46% | 19.73% | (3.32%) | 17.43% | 18.93% | |
| 1.38% | 2.01% | 3.12% | 3.50% | 0.96% | 1.48% | 2.98% | (0.40%) | 1.96% | 2.21% | |
ROIC |
0.00% | 0.00% | 101.61% | 65.59% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Return on Tangible Assets |
19.26% | 22.10% | 12.91% | (79.93%) | 8.10% | 19.45% | 19.60% | (5.51%) | 11.01% | 16.59% |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
24.11% | 22.06% | 17.87% | 43.72% | 48.95% | 42.01% | 20.60% | 29.65% | 45.80% | 44.55% |
Intangible Assets out of Total Assets |
0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Share Based Compensation of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Graham Net Nets |
(0.57) | (0.28) | (0.39) | (4.36) | (1.34) | (1.59) | (0.28) | (0.20) | (0.18) | (0.03) |
Graham Number |
19.21 | 24.87 | 41.55 | 26.02 | 9.63 | 11.17 | 17.52 | 0.00 | 15.06 | 13.89 |
Earnings Yield |
6.54% | 10.24% | 55.51% | 59.84% | 15.60% | 21.70% | 28.65% | (2.54%) | 4.79% | 7.56% |
Free Cash Flow Yield |
16.98% | 68.52% | 198.14% | 98.71% | 169.88% | (28.78%) | 64.61% | 73.43% | (19.36%) | 53.37% |
Revenue per Share |
23.28 | 27.64 | 46.04 | 26.03 | 12.46 | 10.16 | 13.64 | 11.10 | 9.53 | 10.22 |
Operating CF per Share |
3.92 | 13.95 | 11.19 | 4.26 | 5.76 | (0.70) | 3.90 | 8.54 | (4.71) | 9.88 |
Capex per Share |
(0.85) | (0.89) | (0.78) | (0.62) | (0.41) | (0.22) | (0.30) | (0.22) | (0.24) | (0.16) |
Free Cash Flow per Share |
3.07 | 13.06 | 10.40 | 3.64 | 5.35 | (0.92) | 3.60 | 8.32 | (4.96) | 9.72 |
Cash per Share |
18.77 | 15.26 | 21.45 | 11.25 | 11.37 | 10.84 | 16.15 | 17.33 | 11.87 | 18.24 |
Shareholders Equity per Share |
13.88 | 14.09 | 26.32 | 13.63 | 8.38 | 7.96 | 8.55 | 7.92 | 8.21 | 6.23 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
13.88 | 14.09 | 26.32 | 13.63 | 8.38 | 7.96 | 8.55 | 7.92 | 8.21 | 6.23 |
Free Cash Flow |
626.77 | 2,667.31 | 2,124.51 | 743.91 | 1,092.90 | (188.68) | 734.96 | 1,698.97 | (950.17) | 1,740.28 |
Working Capital |
591.51 | 1,082.48 | 3,484.09 | (1,306.84) | 684.28 | 227.39 | 1,124.01 | 354.92 | 1,870.11 | 1,270.75 |
Capital Expenditures |
(173.47) | (180.98) | (160.16) | (126.36) | (84.45) | (44.69) | (62.06) | (44.26) | (46.87) | (28.41) |
Net Current Asset Value |
(2,100.54) | (1,088.32) | (421.68) | (3,283.08) | (863.09) | (1,042.98) | (318.72) | (453.06) | (861.89) | (83.44) |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.04 | 0.03 | 0.02 | 0.02 | 0.03 | 0.02 | 0.02 | 0.02 | 0.03 | 0.02 |
Price to Operating Income |
2.53 | 1.73 | 0.68 | 1.26 | 2.48 | 1.27 | 1.16 | 4.18 | 12.51 | 7.85 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.12 | 0.12 | 0.10 | 0.11 | 0.11 | 0.11 | 0.15 | 0.11 | 0.00 | 0.00 |
Cash ROIC |
8.75% | 43.57% | 21.67% | 14.21% | 27.10% | (4.91%) | 14.15% | 32.40% | (23.11%) | 38.02% |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
0.17 | 0.16 | 0.49 | 0.25 | 0.13 | 0.09 | 0.12 | 0.09 | 0.07 | 0.07 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
2,435.28 | 2,050.80 | 853.30 | 1,650.58 | 2,828.41 | 4,208.91 | 2,209.31 | 4,326.61 | 6,047.42 | 4,913.45 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Payables |
12,343.36 | 12,376.01 | 11,972.90 | 8,776.98 | 7,114.15 | 6,438.16 | 8,247.79 | 9,857.33 | 8,532.27 | 8,061.37 |
Average Assets |
18,259.30 | 19,705.15 | 19,124.18 | 12,927.62 | 10,333.12 | 9,621.14 | 11,118.05 | 13,231.79 | 11,951.24 | 11,160.88 |
Average Common Equity |
2,856.05 | 4,126.78 | 4,079.47 | 2,247.22 | 1,669.09 | 1,686.15 | 1,681.26 | 1,595.28 | 1,344.08 | 1,303.34 |
Columns are period end dates · fundamentals updated 8 Oct 2026