BancFirst Corporation

BANF Financial Banks Regional

BancFirst Corporation’s revenue for fiscal 2025 (year ended December 2025) was $960.4 million, up 5.69% from fiscal 2024. In the quarter to June 2026, revenue grew 5.44%, EPS grew 5.88%, free cash flow grew 13.8% and total debt was flat, each against the same quarter a year earlier. Dividend growth for ten consecutive years, revenue growth for five, operating cash flow growth for five.

109.03 0.88 +0.81%
Market cap
$3.6B
P/E
14.5×
Fwd P/E
15.1×
Dividend yield
1.83%
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Insider Decisions trades per month

Total sells 26.45
Totals in millions of $.
Dec 25 Mar 26 Jun 26 Sep 26
Buy — — — — — — — — — — — —
Sell — — — 1 — 3 1 — 3 5 — —
Insider Ownership 36.61%

Capital & Financial Ratios $m

Market Cap 3,630.00
Revenue 983.45
Net Income 251.83
Free Cash Flow 245.29
Net Debt (4,318.37)
Current Ratio 1.03
Debt/Equity 0.04
P/E ratio 14.50
Fwd P/E 15.10
P/S ratio 3.72
P/B ratio 1.87
Past 5Y EPS Growth 18.84% (at or above 15%: strong)
This Y EPS Growth 8.58%
Next Y EPS Growth 4.15%
Next Y revenue growth (21.88%) (below 0%: weak)
Next 5Y EPS Growth 4.95%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 34.39%
10-year low 10-year high
P/S against its own 10 years 22.67%
10-year low 10-year high
P/B against its own 10 years 23.63%
10-year low 10-year high

Dividends

Payout Ratio 0.27
Annual Dividend Rate 1.99
Annual Dividend Yield 1.83%
total individual payouts
2027 Powerpack
2026 1.99
0.49
0.49
0.52
2025 1.90
0.46
0.46
0.49
0.49
2024 1.78
0.43
0.43
0.46
0.46
2023 1.66
0.40
0.40
0.43
0.43
2022 1.52
0.36
0.36
0.40
0.40
2021 1.40
0.34
0.34
0.36
0.36
2020 1.32
0.32
0.32
0.34
0.34
2019 1.24
0.30
0.30
0.32
0.32
2018 1.02
0.21
0.21
0.30
0.30
2017 0.80
0.19
0.19
0.21
0.21
2016 0.74
0.18
0.18
0.19
0.19
predictions special payouts not included in total or ratios

Assets vs Liabilities $m

2023 2024 2025 Q'26
Cash 2,399 3,554 4,496 4,405
Receivables — — — —
Inventory — — — —
Other — — — —
10,306 11,818 13,336 13,371
2023 2024 2025 Q'26
Payables 10,700 11,719 12,670 12,826
ST’ Debt — — — —
Other — — — —
10,852 11,847 12,887 13,039

Compound Annual Growth %

10y 5y 3y
Sales 12.09% 15.64% 16.75%
Cash Flow 13.82% 13.00% 8.03%
Earnings 13.78% 19.30% 7.61%
Book Value 10.96% 11.67% 14.02%

Revenue $m

Mar Jun Sep Dec Year
’26 242 249 — — —
’25 231 236 244 248 960
’24 217 222 236 233 909
’23 193 199 205 213 809
’22 122 134 163 184 604
’21 120 130 123 125 497
’20 119 114 114 118 464
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Mar Jun Sep Dec Year
’26 76 83 — — —
’25 77 78 75 55 285
’24 66 100 78 17 261
’23 70 60 61 43 233
’22 64 56 59 47 226
’21 69 69 39 27 204
’20 35 47 29 44 155
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Mar Jun Sep Dec Year
’26 65 73 — — —
’25 66 64 64 43 237
’24 56 94 72 2 225
’23 62 55 56 38 211
’22 57 51 56 42 206
’21 61 61 34 20 177
’20 24 28 11 25 88
Fiscal quarters ending in the months shown.

EPS $

Mar Jun Sep Dec Year
’26 1.85 1.96 — — —
’25 1.67 1.85 1.85 1.75 7.11
’24 1.50 1.51 1.75 1.68 6.44
’23 1.72 1.64 1.52 1.46 6.34
’22 1.08 1.34 1.65 1.70 5.77
’21 1.27 1.45 1.16 1.15 5.03
’20 0.68 0.63 0.63 1.06 3.00
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

3
1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to December

Group Line 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 Trend 2026e 2027e 2028e
Price, $
Price, $ Low 25.57 42.50 48.07 49.20 26.00 53.77 71.04 68.44 81.21 97.02

Analyst estimates 2026–2028

Powerpack
High 47.23 61.05 65.70 63.41 63.96 77.38 118.07 104.00 132.29 138.77
People
People Employees 1,773 1,782 1,906 1,948 2,036 1,948 2,051 2,109 2,135 2,260
Revenue/emp, $m 0.18 0.21 0.22 0.24 0.23 0.26 0.29 0.38 0.43 0.42
Income, $m
Income, $m Revenue 326 366 428 474 464 497 604 809 909 960
Gross margin, % 95.47 94.28 90.03 88.45 95.60 97.71 92.35 75.35 69.49 71.91
EBT 108 136 160 170 124 208 237 270 275 305
EBT margin, % 33.15 37.23 37.29 35.78 26.60 41.93 39.34 33.35 30.29 31.77
Net income 71 86 126 135 100 168 193 212 216 241
Depreciation 14 13 14 13 20 27 27 24 24 26
Per share, $
Per share, $ Revenue 10.43 11.51 13.11 14.52 14.21 15.19 18.41 24.59 27.49 28.84
Earnings 2.27 2.72 3.85 4.13 3.05 5.12 5.89 6.45 6.55 7.22
Cash flow 2.90 3.45 4.28 4.87 4.74 6.23 6.90 7.08 7.90 8.57
Capex (0.35) (0.57) (1.59) (0.83) (2.03) (0.83) (0.60) (0.68) (1.11) (1.45)
Free cash flow 2.55 2.88 2.70 4.04 2.71 5.40 6.30 6.40 6.79 7.11
Book value 22.77 24.38 27.62 30.79 32.68 35.82 38.16 43.56 49.04 55.67
Shares, m 31 32 33 33 33 33 33 33 33 33
Valuation, ×
Valuation, × P/E 20.35 18.88 12.99 15.12 19.25 13.78 14.80 15.04 17.89 14.68
P/S 4.42 4.45 3.81 4.30 4.13 4.64 4.73 3.95 4.26 3.68
P/B 2.02 2.10 1.81 2.03 1.80 1.97 2.28 2.23 2.39 1.90
EV/Sales (1.17) (0.26) 0.55 0.41 0.71 0.69 (0.38) 1.09 0.45 (0.90)
EV/FCF (4.76) (1.05) 2.65 1.48 3.71 1.94 (1.11) 4.18 1.80 (3.66)
Cash, $m
Cash, $m Operating cash flow 91 110 140 159 155 204 226 233 261 285
Capex (11) (18) (52) (27) (66) (27) (20) (23) (37) (48)
Free cash flow 80 92 88 132 88 177 206 211 225 237
Balance, $m
Balance, $m Working capital 76 140 (120) 157 77 247 (721) (546) (29) 450
Total debt 32 32 27 27 27 86 86 86 86 98
Net debt (1,819) (1,727) (1,397) (1,842) (1,590) (1,965) (3,086) (2,313) (3,468) (4,398)
Shareholders’ equity 711 776 903 1,005 1,068 1,172 1,251 1,434 1,621 1,854
Returns, %
Returns, % ROA 1.03 1.21 1.70 1.67 1.12 1.80 1.77 1.72 1.67 1.69
ROIC 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
ROE 10.34 11.63 14.99 14.14 9.61 14.97 15.94 15.83 14.16 13.85
Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

BancFirst Corporation vs peers in Banks Regional (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
TCBI Texas Capital Bancshares, Inc. $3.9B 11.7× 13.4× +4.34% (above 0%: growing) +16.35% (above 0%: growing) +62.74% (above 0%: growing) 65.14% 0.00% Compare
WSFS WSFS Financial Corporation $3.9B 12.8× 11.6× +1.64% (above 0%: growing) +28.35% (above 0%: growing) −141.58% (below 0%: shrinking) 81.45% 0.00% Compare
CVBF CVB Financial Corporation $3.8B 15.1× 14.9× +37.86% (above 0%: growing) −19.44% (below 0%: shrinking) +641.25% (above 0%: growing) 81.88% 0.00% Compare
INDB Independent Bank Corp. $3.7B 14.4× 10.9× +31.36% (above 0%: growing) +41.67% (above 0%: growing) −34.59% (below 0%: shrinking) 76.37% 0.00% Compare
RNST Renasant Corporation $3.6B 11.9× 10.9× −0.15% (below 0%: shrinking) +9,400.00% (above 0%: growing) +505.64% (above 0%: growing) 69.95% 0.00% Compare
BANF BancFirst Corporation $3.6B 14.5× 15.1× +5.44% (above 0%: growing) +5.88% (above 0%: growing) +13.82% (above 0%: growing) 75.20% 0.00%
WSBC WesBanco, Inc. $3.6B 10.8× 9.7× +1.67% (above 0%: growing) +61.40% (above 0%: growing) −26.05% (below 0%: shrinking) 71.32% 0.00% Compare
NIC Nicolet Bankshares Inc. $3.5B 18.2× 14.1× +71.53% (above 0%: growing) +11.67% (above 0%: growing) +139.43% (above 0%: growing) 74.94% 0.00% Compare
FIBK First Interstate BancSystem, Inc. $3.3B 10.7× 13.4× −1.86% (below 0%: shrinking) +26.09% (above 0%: growing) −12.42% (below 0%: shrinking) 79.42% 0.00% Compare
Median of peers $3.6B 12.3× 12.5× +3.01% +27.22% +25.16% 75.66% 0.00%

All 323 Banks Regional stocks →

BancFirst Corporation (BANF) key facts

  • Strength: BancFirst Corporation’s revenue for fiscal 2025 (year ended December 2025) was $960.4 million, up 5.69% from fiscal 2024.
  • Strength: Net income was $240.6 million, or $7.22 per share (basic), a net margin of 25.1%.
  • BancFirst Corporation (BANF) is a Banks Regional company in the Financial sector, listed on Nasdaq.
  • As of October 16, 2026, BANF traded at $109.03, a market capitalization of $3.6 billion.
  • At that price the stock trades at 14.5× trailing-twelve-month earnings and 3.7× sales; its P/E is higher than 34% of its own readings over the past ten years.
  • BancFirst Corporation pays an annual dividend of $1.99 per share, a yield of 1.83%, with a payout ratio of 26.9%.
  • Return on equity was 13.9% and debt-to-equity 0.04.
  • Its Piotroski F-score is 6 out of 9 for fiscal 2025.

Source: company filings (standardised) and stockrow calculations.

BancFirst Corporation (BANF) Latest News

9 Feb

Impact 3 ·

25 Jan

18 Dec

stockrow.com/BANF · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com