BancFirst Corporation (BANF) vs WSFS Financial Corporation (WSFS)

BancFirst Corporation and WSFS Financial Corporation are both Banks Regional companies. BancFirst Corporation and WSFS Financial Corporation are of similar size ($4.0B and $3.9B). WSFS Financial Corporation trades at the lower P/E: 12.4× against 15.0×. WSFS Financial Corporation grew revenue faster over the last twelve months: 1.34% against −16.4%. BancFirst Corporation has the higher net margin (32.4% vs 24.1%) and the lower return on invested capital (0.00% vs 28.4%). Both pay a dividend; BancFirst Corporation yields more (1.73% vs 1.19%). Across the 19 metrics below, WSFS Financial Corporation leads on 14 and BancFirst Corporation on 5.

Valuation

Metric BANF WSFS Banks Regional median
P/E 15.02 12.44 12.02
P/S 4.88 2.92 2.36
P/B 1.97 1.55 1.23
Price to free cash flow 15.72 14.08 10.60
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 6.66% 8.04% 8.21%
Free cash flow yield 6.36% 7.10% 9.23%

Profitability

Metric BANF WSFS Banks Regional median
Gross margin 75.75% 80.79% 69.81%
Operating margin 0.00% 0.00% 0.00%
Net margin 32.44% 24.10% 18.82%
Free cash flow margin 0.00% 20.70% 17.97%
Return on equity 0.00% 12.47% 10.28%
Return on assets 0.00% 1.55% 1.13%
Return on invested capital 0.00% 28.37% 8.45%

Growth

Metric BANF WSFS Banks Regional median
Revenue growth (TTM) (16.39%) 1.34% 6.37%
EPS growth (last fiscal year) 10.40% 15.42% 18.85%
Revenue growth, 5-year CAGR 15.64% 13.70% 12.65%
Net income growth, 5-year CAGR 19.30% 20.15% 9.81%

Health

Metric BANF WSFS Banks Regional median
Debt to equity 0.04 0.12 0.17
Current ratio 1.03 0.84 0.93
Net debt to EBITDA 0.00 0.00 0.00

Dividend

Metric BANF WSFS Banks Regional median
Dividend yield 1.73% 1.19% 2.49%
Payout ratio 0.26 0.15 0.29

Size

Metric BANF WSFS Banks Regional median
Market cap 3.87b 4.00b 934.85m

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