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Bank of America Corporation

BAC Financial Banks Diversified

Bank of America Corporation’s revenue for fiscal 2025 (year ended December 2025) was $191.6 billion, down 2.46% from fiscal 2024. In the quarter to June 2026, revenue grew 3.67%, EPS grew 35.6%, free cash flow grew 418.0% and total debt rose 8.44%, each against the same quarter a year earlier. Member of the S&P 500; dividend growth for ten consecutive years.

54.32 0.71 +1.32%
Market cap
$374.9B
P/E
12.3×
Fwd P/E
12.0×
Dividend yield
2.14%
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios Filings 10-Q 10-K

Insider Decisions trades per month

Total sells 31.08
Totals in millions of $.
Dec 25 Mar 26 Jun 26 Sep 26
Buy — — — — — — — — — — — —
Sell — — — 1 5 — 1 — — — — —
Insider Ownership 2.39%

Capital & Financial Ratios $m

Market Cap 374,880.00
Revenue 193,330.00
Net Income 33,637.00
Free Cash Flow 94,742.00
Net Debt (670,492.00)
Current Ratio 0.83
Debt/Equity 1.13
P/E ratio 12.32
Fwd P/E 12.00
P/S ratio 2.01
P/B ratio 1.41
Past 5Y EPS Growth 15.30% (at or above 15%: strong)
This Y EPS Growth 19.61% (at or above 15%: strong)
Next Y EPS Growth 14.38%
Next Y revenue growth (35.67%) (below 0%: weak)
Next 5Y EPS Growth 15.51% (at or above 15%: strong)

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 44.42%
10-year low 10-year high
P/S against its own 10 years 38.00%
10-year low 10-year high
P/B against its own 10 years 87.11%
10-year low 10-year high

Dividends

Payout Ratio 0.27
Annual Dividend Rate 1.16
Annual Dividend Yield 2.14%
total individual payouts
2028 Powerpack
2027 Powerpack
2026 1.19
0.28
0.28
0.32
2025 1.08
0.26
0.26
0.28
0.28
2024 1.00
0.24
0.24
0.26
0.26
2023 0.92
0.22
0.22
0.24
0.24
2022 0.86
0.21
0.21
0.22
0.22
2021 0.78
0.18
0.18
0.21
0.21
2020 0.72
0.18
0.18
0.18
0.18
2019 0.66
0.15
0.15
0.18
0.18
2018 0.54
0.12
0.12
0.15
0.15
2017 0.39
0.08
0.08
0.12
0.12
2016 0.25
0.05
0.05
0.08
0.08
predictions special payouts not included in total or ratios

Assets vs Liabilities $m

2023 2024 2025 Q'26
Cash 899,397 885,655 922,851 1,010,355
Receivables — — — —
Inventory — — — —
Other — — — —
2,027,670 2,060,042 2,198,699 2,327,664
2023 2024 2025 Q'26
Payables 1,923,827 1,965,467 2,018,729 2,025,124
ST’ Debt — — — —
Other 95,530 92,543 105,996 123,162
2,542,869 2,644,704 2,748,603 2,815,657

Compound Annual Growth %

10y 5y 3y
Sales 7.43% 15.36% 18.52%
Cash Flow (7.79%) (19.79%) 0.00%
Earnings 7.25% 12.02% 3.75%
Book Value 1.70% 2.13% 3.54%

Revenue $m

Mar Jun Sep Dec Year
’26 47,886 49,393 — — —
’25 47,870 47,646 48,221 47,830 191,567
’24 48,071 48,529 48,869 50,934 196,403
’23 40,465 43,393 44,412 47,830 176,100
’22 24,550 25,219 30,358 34,926 115,053
’21 24,019 22,620 24,008 23,204 93,851
’20 26,735 24,018 21,693 21,307 93,753
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Mar Jun Sep Dec Year
’26 41,770 29,043 — — —
’25 (2,184) (9,132) 46,874 (22,945) 12,613
’24 (15,539) 18,096 (37,276) 25,914 (8,805)
’23 (11,300) 11,786 11,772 32,724 44,982
’22 (45,430) (5,049) 13,154 30,998 (6,327)
’21 (52,328) (9,311) 9,795 44,651 (7,193)
’20 19,043 (3,006) (32,638) 54,594 37,993
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Mar Jun Sep Dec Year
’26 41,770 29,043 — — —
’25 (2,184) (9,132) 46,874 (22,945) 12,613
’24 (15,539) 18,096 (37,276) 25,914 (8,805)
’23 (11,300) 11,786 11,772 32,724 44,982
’22 (45,430) (5,049) 13,154 30,998 (6,327)
’21 (52,328) (9,311) 9,795 44,651 (7,193)
’20 19,043 (3,006) (32,638) 54,594 37,993
Fiscal quarters ending in the months shown.

EPS $

Mar Jun Sep Dec Year
’26 1.11 1.21 — — —
’25 0.90 0.89 1.06 0.98 3.81
’24 0.76 0.83 0.81 0.82 3.21
’23 0.94 0.88 0.90 0.35 3.08
’22 0.80 0.73 0.81 0.85 3.19
’21 0.86 1.03 0.85 0.82 3.57
’20 0.40 0.37 0.51 0.59 1.87
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

1.5
1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to December

Group Line 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 Trend 2026e 2027e 2028e
Price, $
Price, $ Low 10.99 22.01 22.66 24.01 17.95 29.57 29.31 24.96 31.27 33.07

Analyst estimates 2026–2028

Powerpack
High 23.39 30.03 33.05 35.72 35.67 48.69 50.11 37.00 48.08 56.55
People
People Employees 208,000 209,000 204,000 208,000 213,000 208,000 217,000 213,000 213,000 213,000
Revenue/emp, $m 0.45 0.48 0.54 0.55 0.44 0.45 0.53 0.83 0.92 0.90
Income, $m
Income, $m Revenue 93,662 99,466 109,627 113,589 93,753 93,851 115,053 176,100 196,403 191,567
Gross margin, % 89.36 87.59 83.03 80.33 91.23 94.95 82.53 58.36 53.90 59.04
EBT 25,021 29,213 34,584 32,754 18,995 33,976 30,969 32,530 33,223 37,695
EBT margin, % 26.71 29.37 31.55 28.84 20.26 36.20 26.92 18.47 16.92 19.68
Net income 17,822 18,232 28,147 27,430 17,894 31,978 27,528 26,305 26,973 30,509
Depreciation 5,375 4,354 3,887 3,795 5,944 7,735 4,050 1,660 1,859 1,455
Per share, $
Per share, $ Revenue 9.11 9.76 10.86 12.10 10.71 11.05 14.18 21.93 25.00 25.47
Earnings 1.58 1.63 2.64 2.77 1.88 3.60 3.21 3.10 3.25 3.86
Cash flow 1.68 0.97 3.91 6.58 4.34 (0.85) (0.78) 5.60 (1.12) 1.68
Capex 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Free cash flow 1.68 0.97 3.91 6.58 4.34 (0.85) (0.78) 5.60 (1.12) 1.68
Book value 25.88 26.20 26.28 28.20 31.18 31.80 33.67 36.33 37.42 40.31
Shares, m 10,284 10,196 10,097 9,391 8,753 8,493 8,114 8,029 7,856 7,522
Valuation, ×
Valuation, × P/E 15.54 18.46 9.30 12.67 16.04 12.39 10.47 10.94 13.52 14.18
P/S 2.47 3.06 2.27 2.91 2.83 4.03 2.36 1.55 1.76 2.16
P/B 0.96 1.25 1.02 1.37 1.07 1.54 1.11 1.03 1.27 1.49
EV/Sales (0.93) (0.59) (1.66) (0.89) (3.86) (2.08) (2.20) (1.85) (1.31) (1.00)
EV/FCF (5.36) (6.55) (4.72) (1.67) (9.76) 24.00 34.86 (7.38) 26.39 (16.39)
Cash, $m
Cash, $m Operating cash flow 17,277 9,864 39,520 61,777 37,993 (7,193) (6,327) 44,982 (8,805) 12,613
Capex — — — — — — — — — —
Free cash flow 17,277 9,864 39,520 61,777 37,993 (7,193) (6,327) 44,982 (8,805) 12,613
Balance, $m
Balance, $m Working capital (166,266) (162,285) (148,047) (177,989) (365,799) (673,837) (548,757) (515,199) (584,662) (549,904)
Total debt 216,823 227,402 229,392 240,856 262,934 280,117 275,982 302,204 283,279 317,816
Net debt (319,209) (363,290) (430,985) (432,234) (626,987) (573,048) (525,162) (597,193) (602,376) (605,035)
Shareholders’ equity 266,195 267,146 265,325 264,810 272,924 270,066 273,197 291,646 293,963 303,243
Returns, %
Returns, % ROA 0.75 0.74 1.15 1.09 0.63 1.02 0.84 0.79 0.79 0.87
ROIC 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
ROE 6.80 6.84 10.94 10.73 6.73 12.38 10.61 9.71 9.49 10.60
Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Bank of America Corporation vs peers in Banks Diversified (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
JPM JPMorgan Chase & Co. $881.0B 14.2× 14.0× +17.89% (above 0%: growing) +46.86% (above 0%: growing) −185.57% (below 0%: shrinking) 69.55% 0.00% Compare
BAC Bank of America Corporation $374.9B 12.3× 12.0× +3.67% (above 0%: growing) +35.56% (above 0%: growing) +418.04% (above 0%: growing) 63.89% 0.00%
SMFG Sumitomo Mitsui Financial Group Inc $318.2B 9.5× — +17.73% (above 0%: growing) +85.19% (above 0%: growing) −63.80% (below 0%: shrinking) 58.44% 0.00% Compare
HSBC HSBC Holdings plc $317.4B 13.1× — −18.77% (below 0%: shrinking) −24.07% (below 0%: shrinking) +75.40% (above 0%: growing) 100.00% 0.00% Compare
MUFG Mitsubishi UFJ Financial Group, Inc. $253.0B 17.4× — +21.62% (above 0%: growing) +32.35% (above 0%: growing) −145.30% (below 0%: shrinking) 61.56% 0.00% Compare
WFC Wells Fargo & Company $248.1B 12.1× 11.7× +10.37% (above 0%: growing) +25.47% (above 0%: growing) +160.40% (above 0%: growing) 67.35% 0.00% Compare
C Citigroup Inc. $214.9B 13.9× 12.2× +6.97% (above 0%: growing) +56.72% (above 0%: growing) +33.24% (above 0%: growing) 54.67% 0.00% Compare
SAN Banco Santander, S.A. $196.1B 10.9× 10.1× +4.44% (above 0%: growing) +8.00% (above 0%: growing) −105.65% (below 0%: shrinking) 100.00% 0.00% Compare
UBS UBS Group AG $144.1B 15.7× 14.4× −40.29% (below 0%: shrinking) +21.33% (above 0%: growing) −53.01% (below 0%: shrinking) 100.00% 0.00% Compare
Median of peers $250.5B 13.5× 12.2× +8.67% +28.91% −58.40% 68.45% 0.00%

All 14 Banks Diversified stocks →

BAC metrics, ten years each

Bank of America Corporation (BAC) key facts

  • Concern: Bank of America Corporation’s revenue for fiscal 2025 (year ended December 2025) was $191.6 billion, down 2.46% from fiscal 2024.
  • Bank of America Corporation (BAC) is a Banks Diversified company in the Financial sector, listed on the New York Stock Exchange.
  • As of October 9, 2026, BAC traded at $54.32, a market capitalization of $374.9 billion.
  • Bank of America Corporation pays an annual dividend of $1.16 per share, a yield of 2.14%, with a payout ratio of 26.6%.
  • Return on equity was 10.6% and debt-to-equity 1.13.
  • Its Piotroski F-score is 6 out of 9 for fiscal 2025.

Source: company filings (standardised) and stockrow calculations.

Financial Analysis (summary)

Updated

Bank of America reported revenue of $191.6 billion and net income of $30.5 billion in FY2025. In Q2 FY2026, revenue was $49.4 billion, net income was $9.1 billion, and diluted EPS was $1.21. Market capitalisation was $400.7 billion as of September 24, 2026.

FY2025 revenue declined by −2.46% against FY2024, while net income grew by 13.1% against FY2024. The trailing-twelve-month period to Q2 FY2026 recorded revenue of $193.3 billion and net income of $33.6 billion. Net debt was −$670.5 billion in Q2 FY2026, alongside a current ratio of 0.8× in Q2 FY2026.

Bank of America Corporation (BAC) Latest News

9 Jun

Impact 5 ·
stockrow.com/BAC · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com