Bank of America Corporation (BAC) vs UBS Group AG (UBS)

Bank of America Corporation and UBS Group AG are both Banks Diversified companies. Bank of America Corporation is the larger, with a market value of $374.9B against $144.1B — 2.6× the size. Bank of America Corporation trades at the lower P/E: 12.3× against 15.7×. Bank of America Corporation grew revenue faster over the last twelve months: −1.02% against −13.0%. Bank of America Corporation has the higher net margin (16.6% vs 13.8%) and the lower return on invested capital (0.00% vs 3.60%). Both pay a dividend; UBS Group AG yields more (2.29% vs 2.14%). Across the 19 metrics below, Bank of America Corporation leads on 13 and UBS Group AG on 6.

Valuation

Metric BAC UBS Banks Diversified median
P/E 12.32 15.68 12.71
P/S 2.01 2.15 2.61
P/B 1.41 1.66 1.59
Price to free cash flow 4.14 12.55 4.14
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 8.12% 6.38% 7.88%
Free cash flow yield 24.15% 7.97% 7.71%

Profitability

Metric BAC UBS Banks Diversified median
Gross margin 61.68% 73.15% 67.18%
Operating margin 0.00% 0.00% 0.00%
Net margin 16.62% 13.80% 18.44%
Free cash flow margin 49.01% 17.15% 1.96%
Return on equity 11.64% 10.63% 11.14%
Return on assets 0.93% 0.59% 0.74%
Return on invested capital 0.00% 3.60% 0.00%

Growth

Metric BAC UBS Banks Diversified median
Revenue growth (TTM) (1.02%) (13.04%) 4.67%
EPS growth (last fiscal year) 18.69% 55.26% 18.19%
Revenue growth, 5-year CAGR 15.36% 16.13% 14.34%
Net income growth, 5-year CAGR 12.02% 3.45% 10.77%

Health

Metric BAC UBS Banks Diversified median
Debt to equity 1.13 3.84 1.39
Current ratio 0.83 1.10 0.87
Net debt to EBITDA 0.00 0.00 0.00

Dividend

Metric BAC UBS Banks Diversified median
Dividend yield 2.14% 2.29% 2.18%
Payout ratio 0.27 0.37 0.27

Size

Metric BAC UBS Banks Diversified median
Market cap 374.88b 144.09b 205.46b

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