Avidbank Holdings Inc. (AVBH) vs Norwood Financial Corp. (NWFL)
- Avidbank Holdings Inc. AVBH 34.33 −1.69%
- Norwood Financial Corp. NWFL 35.96 −1.72%
Avidbank Holdings Inc. and Norwood Financial Corp. are both Banks Regional companies. Avidbank Holdings Inc. and Norwood Financial Corp. are of similar size ($391.5M and $375.0M). Avidbank Holdings Inc. has negative trailing earnings, so its P/E is not meaningful; Norwood Financial Corp. trades at 12.4×. Norwood Financial Corp. grew revenue faster over the last twelve months: 42.3% against −32.7%. Norwood Financial Corp. has the higher net margin (18.7% vs −14.1%) and the higher return on invested capital (9.03% vs −7.91%). Across the 17 metrics below, Norwood Financial Corp. leads on 10 and Avidbank Holdings Inc. on 7.
Valuation
Profitability
| Metric | AVBH | NWFL | Banks Regional median |
|---|---|---|---|
| Gross margin | 46.29% | 66.77% | 69.81% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | (14.12%) | 18.68% | 18.82% |
| Free cash flow margin | 52.44% | 19.41% | 17.97% |
| Return on equity | (5.64%) | 11.20% | 10.28% |
| Return on assets | (0.56%) | 1.09% | 1.13% |
| Return on invested capital | (7.91%) | 9.03% | 8.45% |
Growth
Health
Dividend
Size
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