Atlanticus Holdings Corporation

ATLC Financial Credit Services

Atlanticus Holdings Corporation’s revenue for fiscal 2025 (year ended December 2025) was $2.0 billion, up 50.1% from fiscal 2024.

Revenue
+56.8%
EPS
+307.3%
Free cash flow
+135.8%
Total debt
−0.45%

Quarter to September 2026, against a year earlier

92.15 4.30 −4.46%
Market cap
$1.5B
P/E
6.8×
Fwd P/E
9.2×
Dividend yield
—
F-score
3/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Atlanticus Holdings Corporation (ATLC) P/E ratio

Alert me on P/E ratio

As of 5 November 2026, Atlanticus Holdings Corporation (ATLC) trades at a P/E ratio of 6.8×. Over the past ten years it has ranged from 0.0× (December 2018) to 29.0× (January 2016); the current reading is higher than 72% of that period. That is below the Credit Services industry median of 9.0× and below the Financial sector median of 12.2×.

P/E ratio, daily

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Annual newest first

Period P/E ratio Change
FY2025 9.0× (3.98%)
FY2024 9.4× 33.78%
FY2023 7.0× 104.61%
FY2022 3.4× (50.19%)
FY2021 6.9× 49.27%
FY2020 4.6× (6.10%)
FY2019 4.9× (24.15%)
FY2018 6.5× —
FY2017 0.0× —
FY2016 0.0× —

Quarterly newest first

Period P/E ratio Change
Sep 2026 6.2× (42.15%)
Jun 2026 10.6× 69.32%
Mar 2026 6.3× (30.55%)
Dec 2025 9.0× 7.96%
43 more quarters

Against its own ten years

Low 0.0× High 29.0×
Ten-year median 5.1×
Current reading's percentile 61

P/E ratio against peers

Company P/E ratio
PRAA PRA Group, Inc. compare n/m
NAVI Navient Holdings, Inc. compare n/m
WU The Western Union Company compare 6.5×
ATLC Atlanticus Holdings Corporation 6.8×
ECPG Encore Capital Group Inc compare 7.8×
JCAP Jefferson Capital, Inc. compare 8.5×
AGM Federal Agricultural Mortgage Corporation compare 10.8×
EZPW EZCORP, Inc. compare 11.2×
UPST Upstart Holdings, Inc. compare 38.2×
Credit Services industry median 9.0×
Financial sector median 12.2×
Market median 17.9×

What P/E ratio is

Price to Earnings Ratio shows how much investors pay for each dollar of a company’s annual profit per share.

Stock Price ÷ EPS (Basic) (TTM)

The full definition of P/E ratio →

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