Atlanticus Holdings Corporation

ATLC Financial Credit Services

Atlanticus Holdings Corporation’s revenue for fiscal 2025 (year ended December 2025) was $2.0 billion, up 50.1% from fiscal 2024. In the quarter to June 2026, revenue grew 88.8%, EPS grew 67.4%, free cash flow grew 112.1% and total debt rose 124.5%, each against the same quarter a year earlier. Revenue growth for ten consecutive years, operating cash flow growth for three.

92.04 1.50 −1.60%
Market cap
$1.4B
P/E
9.6×
Fwd P/E
8.8×
Dividend yield
—
F-score
3/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Atlanticus Holdings Corporation (ATLC) P/E ratio

Alert me on P/E ratio

As of 16 October 2026, Atlanticus Holdings Corporation (ATLC) trades at a P/E ratio of 9.6×. Over the past ten years it has ranged from 0.0× (December 2018) to 29.0× (January 2016); the current reading is higher than 88% of that period. That is in line with the Credit Services industry median of 9.4× and below the Financial sector median of 12.4×.

P/E ratio, daily

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Annual newest first

Period P/E ratio Change
FY2025 9.0× (3.98%)
FY2024 9.4× 33.78%
FY2023 7.0× 104.61%
FY2022 3.4× (50.19%)
FY2021 6.9× 49.27%
FY2020 4.6× (6.10%)
FY2019 4.9× (24.15%)
FY2018 6.5× —
FY2017 0.0× —
FY2016 0.0× —

Quarterly newest first

Period P/E ratio Change
Jun 2026 10.6× 69.32%
Mar 2026 6.3× (30.55%)
Dec 2025 9.0× 7.96%
Sep 2025 8.4× 8.22%
42 more quarters

Against its own ten years

Low 0.0× High 29.0×
Ten-year median 5.1×
Current reading's percentile 84

P/E ratio against peers

Company P/E ratio
NAVI Navient Corporation compare n/m
WU The Western Union Company compare 5.0×
ECPG Encore Capital Group Inc compare 7.5×
JCAP Jefferson Capital, Inc. compare 8.4×
ATLC Atlanticus Holdings Corporation 9.6×
AGM Federal Agricultural Mortgage Corporation compare 11.1×
EZPW EZCORP, Inc. compare 12.8×
WRLD World Acceptance Corporation compare 20.3×
UPST Upstart Holdings, Inc. compare 38.0×
Credit Services industry median 9.4×
Financial sector median 12.4×
Market median 18.1×

What P/E ratio is

Price to Earnings Ratio shows how much investors pay for each dollar of a company’s annual profit per share.

Stock Price ÷ EPS (Basic) (TTM)

The full definition of P/E ratio →

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