Atlanticus Holdings Corporation
ATLC Financial Credit Services
Atlanticus Holdings Corporation’s revenue for fiscal 2025 (year ended December 2025) was $2.0 billion, up 50.1% from fiscal 2024. In the quarter to June 2026, revenue grew 88.8%, EPS grew 67.4%, free cash flow grew 112.1% and total debt rose 124.5%, each against the same quarter a year earlier. Revenue growth for ten consecutive years, operating cash flow growth for three.
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Atlanticus Holdings Corporation (ATLC) P/E ratio
As of 16 October 2026, Atlanticus Holdings Corporation (ATLC) trades at a P/E ratio of 9.6×. Over the past ten years it has ranged from 0.0× (December 2018) to 29.0× (January 2016); the current reading is higher than 88% of that period. That is in line with the Credit Services industry median of 9.4× and below the Financial sector median of 12.4×.
P/E ratio, daily
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Annual newest first
| Period | P/E ratio | Change |
|---|---|---|
| FY2025 | 9.0× | (3.98%) |
| FY2024 | 9.4× | 33.78% |
| FY2023 | 7.0× | 104.61% |
| FY2022 | 3.4× | (50.19%) |
| FY2021 | 6.9× | 49.27% |
| FY2020 | 4.6× | (6.10%) |
| FY2019 | 4.9× | (24.15%) |
| FY2018 | 6.5× | — |
| FY2017 | 0.0× | — |
| FY2016 | 0.0× | — |
Quarterly newest first
| Period | P/E ratio | Change |
|---|---|---|
| Jun 2026 | 10.6× | 69.32% |
| Mar 2026 | 6.3× | (30.55%) |
| Dec 2025 | 9.0× | 7.96% |
| Sep 2025 | 8.4× | 8.22% |
| 42 more quarters | Free account |
Against its own ten years
P/E ratio against peers
| Company | P/E ratio |
|---|---|
| NAVI Navient Corporation compare | n/m |
| WU The Western Union Company compare | 5.0× |
| ECPG Encore Capital Group Inc compare | 7.5× |
| JCAP Jefferson Capital, Inc. compare | 8.4× |
| ATLC Atlanticus Holdings Corporation | 9.6× |
| AGM Federal Agricultural Mortgage Corporation compare | 11.1× |
| EZPW EZCORP, Inc. compare | 12.8× |
| WRLD World Acceptance Corporation compare | 20.3× |
| UPST Upstart Holdings, Inc. compare | 38.0× |
| Credit Services industry median | 9.4× |
| Financial sector median | 12.4× |
| Market median | 18.1× |
What P/E ratio is
Price to Earnings Ratio shows how much investors pay for each dollar of a company’s annual profit per share.
Stock Price ÷ EPS (Basic) (TTM)