Pricing Log in Create free account

Federal Agricultural Mortgage Corporation (AGM) vs Atlanticus Holdings Corporation (ATLC)

Federal Agricultural Mortgage Corporation and Atlanticus Holdings Corporation are both Credit Services companies. Federal Agricultural Mortgage Corporation is the larger, with a market value of $2.2B against $1.4B — 1.5× the size. Atlanticus Holdings Corporation trades at the lower P/E: 9.6× against 11.1×. Atlanticus Holdings Corporation grew revenue faster over the last twelve months: 83.7% against 7.27%. Federal Agricultural Mortgage Corporation has the higher net margin (11.6% vs 5.46%) and the lower return on invested capital (5.67% vs 17.1%). Across the 18 metrics below, Atlanticus Holdings Corporation leads on 15 and Federal Agricultural Mortgage Corporation on 3.

Valuation

Metric AGM ATLC Credit Services median
P/E 11.09 9.58 9.39
P/S 1.29 0.53 0.86
P/B 1.77 2.00 1.16
Price to free cash flow 7.09 1.49 2.78
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 9.02% 10.44% 6.55%
Free cash flow yield 14.11% 67.14% 12.26%

Profitability

Metric AGM ATLC Credit Services median
Gross margin 25.89% 83.16% 77.13%
Operating margin 0.00% 0.00% 0.34%
Net margin 11.62% 5.46% 9.25%
Free cash flow margin 18.14% 35.30% 12.91%
Return on equity 16.79% 23.04% 8.49%
Return on assets 0.55% 2.60% 2.16%
Return on invested capital 5.67% 17.09% 4.09%

Growth

Metric AGM ATLC Credit Services median
Revenue growth (TTM) 7.27% 83.72% 4.62%
EPS growth (last fiscal year) 1.09% 24.95% 21.94%
Revenue growth, 5-year CAGR 25.34% 28.43% 9.13%
Net income growth, 5-year CAGR 13.97% 7.73% 0.00%

Health

Metric AGM ATLC Credit Services median
Debt to equity 1.23 0.99 0.68
Current ratio 0.56 1.26 1.55
Net debt to EBITDA 0.00 0.00 0.13

Dividend

Metric AGM ATLC Credit Services median
Dividend yield 3.09% — 1.64%
Payout ratio 0.34 — 0.22

Size

Metric AGM ATLC Credit Services median
Market cap 2.17b 1.42b 751.08m

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack