Jianpu Technology Inc. (AIJTY) vs Jiayin Group Inc. Sponsored ADR (JFIN)
Jianpu Technology Inc. and Jiayin Group Inc. Sponsored ADR are both Credit Services companies. Jiayin Group Inc. Sponsored ADR is the larger, with a market value of $37.9M against $12.8M — 3.0× the size. Jianpu Technology Inc. has negative trailing earnings, so its P/E is not meaningful; Jiayin Group Inc. Sponsored ADR trades at 2.0×. Jianpu Technology Inc. grew revenue faster over the last twelve months: 4.97% against −33.0%. Jiayin Group Inc. Sponsored ADR has the higher net margin (6.13% vs −2.50%) and the higher return on invested capital (3.94% vs 0.00%). Across the 19 metrics below, Jiayin Group Inc. Sponsored ADR leads on 13 and Jianpu Technology Inc. on 6.
Valuation
Profitability
| Metric | AIJTY | JFIN | Credit Services median |
|---|---|---|---|
| Gross margin | 25.57% | 63.40% | 77.13% |
| Operating margin | (4.91%) | 6.28% | 0.34% |
| Net margin | (2.50%) | 6.13% | 9.25% |
| Free cash flow margin | (46.45%) | 0.00% | 13.03% |
| Return on equity | 0.00% | 0.00% | 8.49% |
| Return on assets | 0.00% | 3.23% | 2.29% |
| Return on invested capital | 0.00% | 3.94% | 4.09% |
Growth
Health
Dividend
Size
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