Jianpu Technology Inc. (AIJTY) vs Jiayin Group Inc. Sponsored ADR (JFIN)
- Jianpu Technology Inc. AIJTY 0.47 +6.82%
- Jiayin Group Inc. Sponsored ADR JFIN 1.47 −2.00%
Jianpu Technology Inc. and Jiayin Group Inc. Sponsored ADR are both Credit Services companies. Jiayin Group Inc. Sponsored ADR is the larger, with a market value of $38.0M against $12.8M — 3.0× the size. Jianpu Technology Inc. has negative trailing earnings, so its P/E is not meaningful; Jiayin Group Inc. Sponsored ADR trades at 1.9×. Jianpu Technology Inc. grew revenue faster over the last twelve months: 4.97% against −33.0%. Jiayin Group Inc. Sponsored ADR has the higher net margin (6.13% vs −2.50%) and the higher return on invested capital (3.94% vs 0.00%). Neither pays a dividend. Across the 17 metrics below, Jiayin Group Inc. Sponsored ADR leads on 12 and Jianpu Technology Inc. on 5.
Valuation
Profitability
| Metric | AIJTY | JFIN | Credit Services median |
|---|---|---|---|
| Gross margin | 25.57% | 63.40% | 76.61% |
| Operating margin | (4.91%) | 6.28% | 0.34% |
| Net margin | (2.50%) | 6.13% | 8.35% |
| Free cash flow margin | (46.45%) | 0.00% | 8.73% |
| Return on equity | 0.00% | 0.00% | 9.05% |
| Return on assets | 0.00% | 3.23% | 1.94% |
| Return on invested capital | 0.00% | 3.94% | 4.56% |
Growth
Health
Dividend
Size
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