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AIFU Inc. - Sponsored ADR

AIFU Financial Insurance Brokers

AIFU Inc. - Sponsored ADR’s revenue for fiscal 2025 (year ended December 2025) was $79.6 million, down 67.9% from fiscal 2024.

11.11 0.20 −1.77%
Market cap
$67.1M
P/E
0.0×
Fwd P/E
11.0×
Dividend yield
—
F-score
3/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

Dec 25 Mar 26 Jun 26 Sep 26
Buy — — — — — — — — — — — —
Sell — — — — — — — — — — — —
Insider Ownership 0.00%

Capital & Financial Ratios $m

Market Cap 67.07
Revenue 450.48
Net Income (44.38)
Free Cash Flow (2.32)
Net Debt 2.74
Current Ratio 2.96
Debt/Equity 0.05
P/E ratio 0.04
Fwd P/E 11.00
P/S ratio 0.00
P/B ratio 0.01
Past 5Y EPS Growth —
This Y EPS Growth (34.23%) (below 0%: weak)
Next Y EPS Growth 12.59%
Next Y revenue growth 67.71% (at or above 10%: strong)
Next 5Y EPS Growth 7.68%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 0.60%
10-year low 10-year high
P/S against its own 10 years 0.70%
10-year low 10-year high
P/B against its own 10 years 0.66%
10-year low 10-year high

Dividends

Payout Ratio —
Annual Dividend Rate —
Annual Dividend Yield —
total individual payouts
2024 Powerpack
2023 Powerpack
2022 0.15
0.15
2021 0.85
0.25
0.15
0.15
0.15
0.15
2020 1.05
0.30
0.25
0.25
0.25
2019 1.15
0.25
0.30
0.30
0.30
2018 1.15
0.20
0.20
0.25
0.25
0.25
2017 0.32
0.12
0.20
special payouts not included in total or ratios

Assets vs Liabilities $m

2023 2024 2025 Q'26
Cash 212 116 6 6
Receivables 55 124 51 32
Inventory — — — 128
Other 68 40 30 28
335 279 86 193
2023 2024 2025 Q'26
Payables 35 16 12 11
ST’ Debt 23 18 8 8
Other 36 18 13 11
144 112 73 65

Compound Annual Growth %

10y 5y 3y
Sales (15.65%) (30.78%) (41.78%)
Cash Flow 0.00% 0.00% 0.00%
Earnings 0.00% 0.00% 0.00%
Book Value (18.64%) (25.80%) (35.50%)

Revenue $m

Mar Jun Sep Dec Year
’26 — — — — —
’25 — — — — 80
’24 — — — — 248
’23 121 156 87 87 450
’22 108 105 88 102 403
’21 167 107 106 133 513
’20 102 125 120 154 501
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Mar Jun Sep Dec Year
’26 — — — — —
’25 — 0 — — (2)
’24 — 5 — — 20
’23 (3) 7 2 8 14
’22 (14) 8 3 22 20
’21 12 (6) 3 11 20
’20 19 6 20 17 62
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Mar Jun Sep Dec Year
’26 — — — — —
’25 — 0 — — (1)
’24 — 5 — — 19
’23 (3) 7 2 7 13
’22 (14) 8 3 12 9
’21 12 (6) 3 6 15
’20 19 6 20 15 59
Fiscal quarters ending in the months shown.

EPS $

Mar Jun Sep Dec Year
’26 — — — — —
’25 — — — — (644.20)
’24 — — — — 464.00
’23 64.00 80.00 176.00 (28.00) 296.00
’22 (44.00) 36.00 36.00 76.00 108.00
’21 156.00 76.00 40.00 12.00 292.00
’20 48.00 104.00 84.00 56.00 308.00
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

3
1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to December

Group Line 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 Trend 2026e 2027e 2028e
Price, $
Price, $ Low 2,476.00 2,716.00 8,440.00 7,756.00 4,716.00 2,628.00 1,724.00 2,076.00 396.00 30.00

Analyst estimates 2026–2028

Powerpack
High 4,140.00 9,992.00 15,300.00 14,220.00 10,912.00 7,520.00 3,516.00 3,816.00 2,664.00 464.00
People
People Employees 4,579 3,344 3,863 4,746 4,926 5,785 5,238 4,664 4,707 594
Revenue/emp, $m 0.15 0.19 0.13 0.11 0.10 0.09 0.08 0.10 0.05 0.13
Income, $m
Income, $m Revenue 677 628 505 532 501 513 403 450 248 80
Gross margin, % 23.19 25.17 32.42 32.99 32.26 35.34 35.45 32.92 38.48 49.28
EBT 21 78 97 81 56 58 28 49 57 (325)
EBT margin, % 3.14 12.35 19.22 15.14 11.09 11.34 7.06 10.94 22.85 (408.44)
Net income 24 69 90 28 42 41 12 41 42 (325)
Depreciation 5 7 4 2 3 3 3 5 4 1
Per share, $
Per share, $ Revenue 4,665.96 4,080.43 3,259.35 3,897.03 3,732.23 3,824.96 3,002.95 3,354.31 1,859.03 157.07
Earnings 156.00 452.00 572.00 200.00 308.00 292.00 108.00 296.00 468.00 (644.20)
Cash flow 87.20 151.82 491.85 187.52 459.42 147.56 148.71 106.75 146.81 (4.59)
Capex (71.31) (20.70) (21.18) (20.66) (17.04) (34.80) (79.83) (10.43) (5.48) 2.92
Free cash flow 15.89 131.12 470.66 166.86 442.38 112.76 68.88 96.31 141.33 (1.67)
Book value 3,378.99 3,980.56 2,579.05 2,149.85 2,232.24 2,292.28 1,869.10 2,451.47 2,703.47 132.96
Shares, m 0 0 0 0 0 0 0 0 0 1
Valuation, ×
Valuation, × P/E 22.56 20.59 21.71 53.00 16.49 10.25 27.65 8.77 1.51 0.18
P/S 0.75 2.18 2.71 2.67 1.29 0.76 0.96 0.76 0.13 0.02
P/B 1.04 2.23 2.29 4.83 2.16 1.27 1.54 1.04 0.19 0.02
EV/Sales 0.10 1.46 2.04 2.18 0.82 0.33 0.62 0.34 (0.09) (0.15)
EV/FCF 6.24 45.48 19.49 55.97 7.39 17.73 (473.53) (32.73) (15.87) 29.57
Cash, $m
Cash, $m Operating cash flow 13 23 76 26 62 20 20 14 20 (2)
Capex (10) (3) (3) (3) (2) (5) (11) (1) (1) 1
Free cash flow 2 20 73 23 59 15 9 13 19 (1)
Balance, $m
Balance, $m Working capital 425 533 314 249 212 213 195 190 168 13
Total debt — — — 11 13 14 5 23 18 8
Net debt (442) (452) (349) (258) (238) (224) (136) (189) (97) 2
Shareholders’ equity 490 613 399 294 300 308 251 329 360 67
Returns, %
Returns, % ROA 3.68 10.32 13.75 5.14 8.51 8.03 3.04 7.76 10.94 (82.67)
ROIC 2.64 16.25 77.24 119.01 46.79 35.22 13.31 12.25 (14.17) (5.01)
ROE 4.43 12.52 17.52 7.83 13.86 12.97 5.20 13.62 18.08 (152.14)
Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Dec 2023 · fundamentals updated 1 Oct 2026

Charts ten years each

AIFU Inc. - Sponsored ADR vs peers in Insurance Brokers (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
CRD.A Crawford & Company $581.9M 26.1× — −1.37% (below 0%: shrinking) +75.00% (above 0%: growing) −51.68% (below 0%: shrinking) 28.78% 7.68% Compare
CRD.B Crawford & Company $581.0M 24.4× 11.9× −1.37% (below 0%: shrinking) +75.00% (above 0%: growing) −51.68% (below 0%: shrinking) 28.78% 7.68% Compare
XHG XChange TEC.INC. Sponsored ADR $78.8M — (loss-making) — (loss-making) −69.19% (below 0%: shrinking) n/m −324.48% (below 0%: shrinking) 0.00% 0.00% Compare
AIFU AIFU Inc. - Sponsored ADR $67.1M 0.0× 11.0× −15.11% (below 0%: shrinking) n/m −96.62% (below 0%: shrinking) 36.32% 2.74%
SLQT SelectQuote, Inc. $60.9M — (loss-making) — (loss-making) −6.79% (below 0%: shrinking) n/m +80.58% (above 0%: growing) 32.15% 1.07% Compare
EHTH eHealth, Inc. $19.4M — (loss-making) — (loss-making) −44.78% (below 0%: shrinking) n/m +83.77% (above 0%: growing) 100.00% (81.80%) Compare
HUIZ Huize Holding Limited Sponsored ADR $12.3M 57.7× — (loss-making) +42.24% (above 0%: growing) n/m −115.73% (below 0%: shrinking) 27.47% 3.61% Compare
ZBAO Zhibao Technology Inc. $8.5M — — — — −1,040.72% (below 0%: shrinking) — — Compare
GOCOQ GoHealth, Inc. $8.5M — (loss-making) — (loss-making) −94.61% (below 0%: shrinking) n/m +145.21% (above 0%: growing) 30.18% (292.04%) Compare
Median of peers $40.1M 26.1× — −6.79% — −51.68% 28.78% 1.07%

All 22 Insurance Brokers stocks →

AIFU Inc. - Sponsored ADR (AIFU) key facts

  • Concern: AIFU Inc. - Sponsored ADR’s revenue for fiscal 2025 (year ended December 2025) was $79.6 million, down 67.9% from fiscal 2024.
  • AIFU Inc. - Sponsored ADR (AIFU) is an Insurance Brokers company in the Financial sector, listed on Nasdaq.
  • As of October 16, 2026, AIFU traded at $11.11, a market capitalization of $67.1 million.
  • Return on equity was −152.1% and debt-to-equity 0.05.
  • Its Piotroski F-score is 3 out of 9 for fiscal 2025.

Source: company filings (standardised) and stockrow calculations · fundamentals updated Oct 1, 2026.

AIFU Inc. - Sponsored ADR (AIFU) Latest News

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stockrow.com/AIFU · Data as of Oct 1, 2026 · For information only; not investment advice. · © 2026 stockrow.com