Sunday 11 October 2026 Export all AAME data to Excel Powerpack

Atlantic American Corporation

Atlantic American Corporation’s revenue for fiscal 2024 (year ended December 2024) was $188.2 million, up 0.77% from fiscal 2023. In the quarter to September 2025, revenue grew 20.8%, EPS grew 120.0% and free cash flow grew 11,298.3%, each against the same quarter a year earlier.

1.18 0.03 −2.48%

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Market cap: $24.7M
P/E: 5.1×
Fwd P/E: —
Dividend yield: 0.00%
F-score: 5/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

	Dec 25			Mar 26			Jun 26			Sep 26
Buy	—	—	—	—	—	—	—	—	—	—	—	—
Sell	—	—	—	—	—	—	—	—	—	—	—	—

Insider Ownership 80.93%

Capital & Financial Ratios $m

Market Cap 24.68

Revenue 208.22

Net Income 5.11

Free Cash Flow 24.25

Net Debt (0.71)

Current Ratio 0.31

Debt/Equity 0.31

P/E ratio 5.13

Fwd P/E —

P/S ratio 0.12

P/B ratio 0.22

Past 5Y EPS Growth —

This Y EPS Growth —

Next Y EPS Growth —

Next Y revenue growth —

Next 5Y EPS Growth —

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 6.86%

10-year low 10-year high

P/S against its own 10 years 0.04%

10-year low 10-year high

P/B against its own 10 years 0.04%

10-year low 10-year high

Dividends

Payout Ratio 0.00

Annual Dividend Rate 0.00

Annual Dividend Yield 0.00%

	total	individual payouts
2025	0.02	0.02
2024	0.02	0.02
2023	0.02	0.02
2022	0.02	0.02
2021	0.02	0.02
2020	Powerpack
2019	0.02	0.02
2018	0.02	0.02
2017	0.02	0.02
2016	0.02	0.02

special payouts not included in total or ratios

Assets vs Liabilities $m

	2022	2023	2024	Q'25
Cash	29	28	36	34
Receivables	41	45	50	65
Inventory	—	—	—	—
Other	—	—	—	—
	70	73	86	100

	2022	2023	2024	Q'25
Payables	229	237	256	284
ST’ Debt	34	34	34	34
Other	—	—	—	—
	263	271	290	317

Compound Annual Growth %

	10y	5y	3y
Sales	1.24%	(1.03%)	(1.93%)
Cash Flow	0.75%	0.00%	64.01%
Earnings	0.00%	0.00%	0.00%
Book Value	(0.45%)	(3.40%)	(11.00%)

Revenue $m

	Mar	Jun	Sep	Dec	Year
’26	50	55	54	—	—
’24	47	48	45	49	188
’23	46	49	45	47	187
’22	52	45	46	45	188
’21	49	51	49	50	200
’20	39	50	46	60	195
’19	55	43	48	52	198

Fiscal quarters ending in the months shown.

Operating Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	(1)	9	7	—	—
’24	(5)	0	0	10	5
’23	(12)	7	1	6	3
’22	(8)	4	2	9	6
’21	(6)	(8)	4	11	1
’20	(11)	11	(1)	10	9
’19	(7)	0	0	6	(2)

Fiscal quarters ending in the months shown.

Free Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	(1)	9	7	—	—
’24	(5)	0	0	10	5
’23	(12)	7	1	6	3
’22	(8)	4	2	9	6
’21	(6)	(8)	4	11	1
’20	(11)	11	(1)	10	9
’19	(7)	0	0	6	(2)

Fiscal quarters ending in the months shown.

EPS $

	Mar	Jun	Sep	Dec	Year
’26	0.03	0.15	0.02	—	—
’24	(0.10)	(0.04)	(0.10)	0.02	(0.23)
’23	(0.08)	0.08	0.08	(0.11)	(0.03)
’22	0.13	(0.09)	(0.04)	0.05	0.06
’21	(0.03)	0.14	(0.05)	0.12	0.19
’20	(0.40)	0.30	0.09	0.54	0.56
’19	0.19	(0.22)	(0.07)	0.06	(0.04)

Fiscal quarters ending in the months shown.

Group	Line	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025e
Price, $
Price, $	Low	—	3.06	3.00	2.20	1.46	1.58	2.06	2.12	1.49	1.26	Analyst estimates 2025–2027 Powerpack
	High	—	5.00	4.35	3.90	3.06	3.48	15.97	3.79	2.63	3.00
People
People	Employees	—	164	159	161	155	153	140	142	154	153
	Revenue/emp, $m	—	1.01	1.14	1.15	1.28	1.28	1.43	1.32	1.21	1.23
Income, $m
Income, $m	Revenue	—	166	181	186	198	195	200	188	187	188
	Gross margin, %	—	10.89	11.13	7.47	6.80	14.67	10.20	9.41	9.73	7.63
	EBT	—	4	5	(1)	0	16	5	2	(1)	(5)
	EBT margin, %	—	2.12	2.96	(0.52)	(0.21)	7.94	2.66	1.12	(0.30)	(2.80)
	Net income	—	3	5	(1)	0	12	4	2	0	(4)
	Depreciation	—	13	17	19	18	20	25	20	17	17
Per share, $
Per share, $	Revenue	—	8.12	8.86	9.15	9.78	9.56	9.78	9.21	9.15	9.23
	Earnings	—	0.11	0.20	(0.05)	(0.04)	0.58	0.19	0.06	(0.03)	(0.23)
	Cash flow	—	0.06	0.60	0.22	(0.09)	0.44	0.05	0.32	0.13	0.24
	Capex	—	(0.02)	0.00	(0.01)	0.00	(0.01)	(0.01)	(0.01)	0.00	(0.01)
	Free cash flow	—	0.05	0.59	0.21	(0.09)	0.43	0.05	0.31	0.12	0.22
	Book value	—	5.16	5.53	5.00	5.84	7.10	6.93	5.01	5.26	4.88
	Shares, m	—	20	20	20	20	20	20	20	20	20
Valuation, ×
Valuation, ×	P/E	—	37.27	16.25	0.00	0.00	3.55	12.89	48.40	0.00	0.00
	P/S	—	0.50	0.37	0.26	0.20	0.22	0.25	0.26	0.27	0.17
	P/B	—	0.79	0.59	0.48	0.34	0.29	0.35	0.48	0.46	0.32
	EV/Sales	—	0.63	0.42	0.38	0.31	0.29	0.30	0.29	0.30	0.16
	EV/FCF	—	113.38	6.26	16.75	(32.38)	6.47	60.11	8.57	21.72	6.47
Cash, $m
Cash, $m	Operating cash flow	—	1	12	4	(2)	9	1	6	3	5
	Capex	—	0	0	0	0	0	0	0	0	0
	Free cash flow	—	1	12	4	(2)	9	1	6	3	5
Balance, $m
Balance, $m	Working capital	—	(176)	(174)	(189)	(201)	(183)	(194)	(193)	(198)	(204)
	Total debt	—	34	34	34	34	34	34	34	34	34
	Net debt	—	20	9	21	21	14	9	5	5	(2)
	Shareholders’ equity	—	106	113	101	118	145	141	102	107	100
Returns, %
Returns, %	ROA	—	0.71	1.25	(0.32)	(0.22)	3.01	0.96	0.29	(0.15)	(1.20)
	ROIC	—	2.52	3.62	0.54	0.77	6.71	2.78	2.36	1.50	(1.18)
	ROE	—	2.15	3.78	(1.03)	(0.71)	8.94	2.71	0.93	(0.54)	(4.51)

Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2024 · latest quarter Sep 2025

Charts ten years each

Company	Market cap	P/E	Fwd P/E	Revenue growth (Q)	EPS growth (Q)	FCF growth (Q)	Gross margin (Q)	EBIT margin (Q)	Compare
LNC Lincoln National Corporation	$7.9B	3.4×	7.0×	+12.31% (above 0%: growing)	+76.55% (above 0%: growing)	−155.08% (below 0%: shrinking)	37.98%	37.98%	Compare
CNO CNO Financial Group, Inc.	$5.0B	17.8×	13.0×	+11.61% (above 0%: growing)	+45.16% (above 0%: growing)	+7.63% (above 0%: growing)	44.06%	16.73%	Compare
GNW Genworth Financial, Inc.	$3.7B	17.7×	26.2×	+5.85% (above 0%: growing)	0.00%	+766.67% (above 0%: growing)	30.09%	7.10%	Compare
BHF Brighthouse Financial, Inc.	$2.8B	3.9×	3.3×	+86.22% (above 0%: growing)	+1,520.59% (above 0%: growing)	−43,000.00% (below 0%: shrinking)	115.29%	75.59%	Compare
FG F&G Annuities & Life, Inc.	$2.6B	6.4×	5.8×	+4.18% (above 0%: growing)	n/m	−8.11% (below 0%: shrinking)	16.89%	(3.73%)	Compare
ABX Abacus Global Management, Inc.	$813.6M	29.3×	—	+29.87% (above 0%: growing)	−61.11% (below 0%: shrinking)	−49.65% (below 0%: shrinking)	87.59%	29.41%	Compare
SNFCA Security National Financial Corporation	$250.3M	7.2×	6.2×	−6.27% (below 0%: shrinking)	+37.32% (above 0%: growing)	+145.67% (above 0%: growing)	71.03%	15.21%	Compare
CIA Citizens, Inc.	$178.8M	15.8×	17.3×	−7.19% (below 0%: shrinking)	n/m	−38.92% (below 0%: shrinking)	14.91%	(0.88%)	Compare
AAME Atlantic American Corporation	$24.7M	5.1×	—	+20.76% (above 0%: growing)	n/m	+11,298.28% (above 0%: growing)	9.92%	2.88%
Median of peers	$2.7B	11.5×	7.0×	+8.73%	+41.24%	−23.51%	41.02%	15.97%

All 17 Insurance Life stocks →

Atlantic American Corporation (AAME) key facts

Concern: Atlantic American Corporation reported a net loss of $4.3 million, or a loss of $0.23 per share, for fiscal 2024.
Strength: Atlantic American Corporation’s revenue for fiscal 2024 (year ended December 2024) was $188.2 million, up 0.77% from fiscal 2023.
Atlantic American Corporation (AAME) is an Insurance Life company in the Financial sector, listed on Nasdaq.
As of October 9, 2026, AAME traded at $1.18, a market capitalization of $24.7 million.
At that price the stock trades at 5.1× trailing-twelve-month earnings and 0.1× sales; its P/E is higher than 7% of its own readings over the past ten years.
Return on equity was −4.51% and debt-to-equity 0.31.
Its Piotroski F-score is 5 out of 9 for fiscal 2024.