Atlantic American Corporation (AAME) vs Abacus Global Management, Inc. (ABX)

Atlantic American Corporation and Abacus Global Management, Inc. are both Insurance Life companies. Abacus Global Management, Inc. is the larger, with a market value of $813.6M against $24.7M — 33.0× the size. Atlantic American Corporation trades at the lower P/E: 5.1× against 29.3×. Abacus Global Management, Inc. grew revenue faster over the last twelve months: 65.3% against 12.0%. Abacus Global Management, Inc. has the higher net margin (10.6% vs 2.26%) and the higher return on invested capital (7.11% vs 5.58%). Across the 18 metrics below, Abacus Global Management, Inc. leads on 10 and Atlantic American Corporation on 8.

Valuation

Metric AAME ABX Insurance Life median
P/E 5.13 29.25 12.22
P/S 0.12 2.92 0.75
P/B 0.22 1.80 1.07
Price to free cash flow 0.99 8.83 7.70
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 19.49% 3.42% 8.18%
Free cash flow yield 100.74% 11.33% 11.33%

Profitability

Metric AAME ABX Insurance Life median
Gross margin 12.51% 88.38% 32.44%
Operating margin 4.67% 31.81% 11.31%
Net margin 2.26% 10.55% 6.61%
Free cash flow margin 11.65% 33.08% 15.04%
Return on equity 4.38% 6.62% 8.67%
Return on assets 1.15% 3.29% 0.67%
Return on invested capital 5.58% 7.11% 8.20%

Growth

Metric AAME ABX Insurance Life median
Revenue growth (TTM) 11.99% 65.27% 7.91%
EPS growth (last fiscal year) (666.67%) 205.88% (20.59%)
Revenue growth, 5-year CAGR (1.03%) — 1.08%
Net income growth, 5-year CAGR 0.00% 0.00% 0.00%

Health

Metric AAME ABX Insurance Life median
Debt to equity 0.31 0.75 0.48
Current ratio 0.31 0.70 0.21
Net debt to EBITDA (0.12) 3.35 0.12

Dividend

Metric AAME ABX Insurance Life median
Dividend yield 0.00% — 2.21%
Payout ratio 0.00 — 0.26

Size

Metric AAME ABX Insurance Life median
Market cap 24.68m 813.63m 7.85b

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