Atlantic American Corporation

AAME Financial Insurance Life

Atlantic American Corporation’s revenue for fiscal 2025 (year ended December 2025) was $210.4 million, up 11.9% from fiscal 2024.

Revenue
+4.84%
EPS
−62.8%
Free cash flow
+11,298.3%
Total debt
0.00%

Quarter to December 2025, against a year earlier

1.10 0.03 +2.80%
Market cap
$21.8M
P/E
4.1×
Fwd P/E
—
Dividend yield
0.00%
F-score
9/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 Dec '19 Dec '18 Dec '17 Dec '16
Piotroski F-Score
9 5 6 6 4 6 5 4 9 4
P/E ratio
10.48 0.00 0.00 48.40 12.89 3.55 0.00 0.00 16.25 37.27
P/S ratio
0.27 0.17 0.27 0.26 0.25 0.22 0.20 0.26 0.37 0.50
P/FCF ratio
1.78 6.87 19.59 7.80 50.95 4.82 0.00 11.70 5.50 91.11
P/Operating CF
3.27 3.27 8.08 5.67 4.70 4.26 6.92 5.10 5.01 23.34
P/B ratio
0.48 0.28 0.46 0.48 0.35 0.29 0.34 0.48 0.59 0.79
EV/Sales
— 0.16 0.30 0.29 0.30 0.29 0.31 0.38 0.42 0.63
EV/EBITDA
— 1.95 2.79 2.22 1.86 1.51 3.04 3.56 3.08 5.74
EV/FCF
— 6.47 21.72 8.57 60.11 6.47 (32.38) 16.75 6.26 113.38
Current Ratio
0.31 0.30 0.27 0.27 0.26 0.29 0.22 0.22 0.24 0.18
Net Debt/EBITDA
(0.33) (0.09) 0.27 0.20 0.28 0.38 1.04 1.07 0.37 1.13
Debt/Equity
0.28 0.31 0.31 0.33 0.24 0.23 0.29 0.33 0.30 0.32
ROE
4.86% (1.65%) (0.54%) 0.93% 2.71% 8.94% (0.71%) (1.03%) 3.78% 2.15%
ROA
1.38% (0.47%) (0.15%) 0.29% 0.96% 3.01% (0.22%) (0.32%) 1.25% 0.71%
ROIC
6.09% 1.03% 1.50% 2.36% 2.78% 6.71% 0.77% 0.54% 3.62% 2.52%
Return on Tangible Assets
(2.65%) 0.96% 0.29% (0.58%) (2.00%) (6.43%) 0.39% 0.58% (2.37%) (1.27%)
Average Days of Receivables
91.05 86.86 87.53 80.25 77.51 105.75 83.38 81.31 62.18 53.37
Earnings Yield
9.54% (5.12%) (1.23%) 2.07% 7.76% 28.16% (1.52%) (2.07%) 6.15% 2.68%
Free Cash Flow Yield
56.14% 14.56% 5.11% 12.82% 1.96% 20.75% (4.70%) 8.55% 18.17% 1.10%
Free Cash Flow per Share
1.59 0.22 0.12 0.31 0.05 0.43 (0.09) 0.21 0.59 0.05
Book value per Share
5.92 5.42 5.26 5.01 6.93 7.10 5.84 5.00 5.53 5.16
Free Cash Flow
32.41 4.58 2.54 6.33 0.98 8.74 (1.88) 4.18 12.07 0.92
EV/EBIT
— 0.00 20.42 13.39 8.82 3.30 35.26 65.66 10.68 20.51
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Columns are period end dates · fundamentals updated 2 Nov 2026