Jefferson Capital, Inc. (JCAP) vs World Acceptance Corporation (WRLD)
Jefferson Capital, Inc. and World Acceptance Corporation are both Credit Services companies. Jefferson Capital, Inc. is the larger, with a market value of $1.1B against $796.2M — 1.4× the size. Jefferson Capital, Inc. trades at the lower P/E: 7.9× against 20.3×. Jefferson Capital, Inc. grew revenue faster over the last twelve months: 26.4% against 4.26%. Jefferson Capital, Inc. has the higher net margin (20.1% vs 6.61%) and the higher return on invested capital (42.0% vs 3.97%). Across the 19 metrics below, Jefferson Capital, Inc. leads on 12 and World Acceptance Corporation on 7.
Valuation
Profitability
| Metric | JCAP | WRLD | Credit Services median |
|---|---|---|---|
| Gross margin | 64.54% | 100.00% | 77.13% |
| Operating margin | 45.82% | 17.26% | 0.34% |
| Net margin | 20.06% | 6.61% | 9.25% |
| Free cash flow margin | 33.30% | 44.29% | 13.03% |
| Return on equity | 29.83% | 9.90% | 8.49% |
| Return on assets | 6.87% | 3.72% | 2.29% |
| Return on invested capital | 41.96% | 3.97% | 4.09% |
Growth
Health
Dividend
Size
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