stockrowJefferson Capital, Inc. (JCAP) vs World Acceptance Corporation (WRLD)
- Jefferson Capital, Inc. JCAP 20.35 −2.26%
- World Acceptance Corporation WRLD 151.11 +1.02%
Jefferson Capital, Inc. and World Acceptance Corporation are both Credit Services companies. Jefferson Capital, Inc. is the larger, with a market value of $1.2B against $673.1M — 1.8× the size. Jefferson Capital, Inc. trades at the lower P/E: 8.5× against 13.9×. Jefferson Capital, Inc. grew revenue faster over the last twelve months: 26.4% against 4.53%. Jefferson Capital, Inc. has the higher net margin (22.3% vs 8.35%) and the higher return on invested capital (42.0% vs −1.31%). Across the 17 metrics below, Jefferson Capital, Inc. leads on 11 and World Acceptance Corporation on 6.
Valuation
Profitability
| Metric | JCAP | WRLD | Credit Services median |
|---|---|---|---|
| Gross margin | 64.54% | 100.00% | 76.61% |
| Operating margin | 45.82% | 18.91% | 0.34% |
| Net margin | 22.32% | 8.35% | 8.35% |
| Free cash flow margin | 33.30% | 0.00% | 8.73% |
| Return on equity | 33.19% | 0.00% | 9.05% |
| Return on assets | 7.64% | 4.64% | 1.94% |
| Return on invested capital | 41.96% | (1.31%) | 4.56% |
Growth
Health
Dividend
Size
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