Jefferson Capital, Inc. (JCAP) vs PRA Group, Inc. (PRAA)
- Jefferson Capital, Inc. JCAP 20.53 −1.01%
- PRA Group, Inc. PRAA 19.39 −2.81%
Jefferson Capital, Inc. and PRA Group, Inc. are both Credit Services companies. Jefferson Capital, Inc. is the larger, with a market value of $1.2B against $751.1M — 1.6× the size. PRA Group, Inc. has negative trailing earnings, so its P/E is not meaningful; Jefferson Capital, Inc. trades at 8.4×. Jefferson Capital, Inc. grew revenue faster over the last twelve months: 26.4% against 17.6%. Jefferson Capital, Inc. has the higher net margin (20.1% vs −19.9%) and the higher return on invested capital (42.0% vs 0.86%). Across the 15 metrics below, Jefferson Capital, Inc. leads on 11 and PRA Group, Inc. on 4.
Valuation
Profitability
| Metric | JCAP | PRAA | Credit Services median |
|---|---|---|---|
| Gross margin | 64.54% | 100.00% | 77.13% |
| Operating margin | 45.82% | 5.00% | 0.34% |
| Net margin | 20.06% | (19.91%) | 9.25% |
| Free cash flow margin | 33.30% | (2.84%) | 12.91% |
| Return on equity | 29.83% | (21.12%) | 8.49% |
| Return on assets | 6.87% | (4.97%) | 2.16% |
| Return on invested capital | 41.96% | 0.86% | 4.09% |
Growth
Health
Dividend
Size
Any metric, up to five companies and an Excel export Powerpack