Horace Mann Educators Corporation (HMN) vs UNIVERSAL INSURANCE HOLDINGS INC (UVE)
- Horace Mann Educators Corporation HMN 46.33 +0.76%
- UNIVERSAL INSURANCE HOLDINGS INC UVE 47.09 +0.53%
Horace Mann Educators Corporation and UNIVERSAL INSURANCE HOLDINGS INC are both Insurance Property & Casualty companies. Horace Mann Educators Corporation is the larger, with a market value of $1.9B against $1.3B — 1.4× the size. UNIVERSAL INSURANCE HOLDINGS INC trades at the lower P/E: 6.0× against 10.7×. Horace Mann Educators Corporation grew revenue faster over the last twelve months: 5.88% against 3.96%. UNIVERSAL INSURANCE HOLDINGS INC has the higher net margin (13.5% vs 10.2%) and the higher return on invested capital (139.4% vs 7.75%). Both pay a dividend; Horace Mann Educators Corporation yields more (3.09% vs 1.36%). Across the 21 metrics below, UNIVERSAL INSURANCE HOLDINGS INC leads on 14 and Horace Mann Educators Corporation on 7.
Valuation
Profitability
| Metric | HMN | UVE | Insurance Property & Casualty median |
|---|---|---|---|
| Gross margin | 46.89% | 25.87% | 41.16% |
| Operating margin | 14.57% | 18.37% | 15.09% |
| Net margin | 10.15% | 13.49% | 11.51% |
| Free cash flow margin | 32.42% | 20.85% | 17.46% |
| Return on equity | 12.38% | 40.16% | 17.34% |
| Return on assets | 1.17% | 6.68% | 3.74% |
| Return on invested capital | 7.75% | 139.39% | 12.06% |
Growth
Health
Dividend
Size
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