stockrowHorace Mann Educators Corporation (HMN) vs UNIVERSAL INSURANCE HOLDINGS INC (UVE)
- Horace Mann Educators Corporation HMN 53.03 −0.26%
- UNIVERSAL INSURANCE HOLDINGS INC UVE 46.94 −1.01%
Horace Mann Educators Corporation and UNIVERSAL INSURANCE HOLDINGS INC are both Insurance Property & Casualty companies. Horace Mann Educators Corporation is the larger, with a market value of $2.2B against $1.3B — 1.6× the size. UNIVERSAL INSURANCE HOLDINGS INC trades at the lower P/E: 5.7× against 12.1×. UNIVERSAL INSURANCE HOLDINGS INC grew revenue faster over the last twelve months: 5.51% against 4.25%. UNIVERSAL INSURANCE HOLDINGS INC has the higher net margin (13.9% vs 10.2%) and the higher return on invested capital (188.2% vs 8.57%). Both pay a dividend; Horace Mann Educators Corporation yields more (2.72% vs 1.36%). Across the 21 metrics below, UNIVERSAL INSURANCE HOLDINGS INC leads on 18 and Horace Mann Educators Corporation on 3.
Valuation
Profitability
| Metric | HMN | UVE | Insurance Property & Casualty median |
|---|---|---|---|
| Gross margin | 47.33% | 26.61% | 37.39% |
| Operating margin | 14.67% | 19.02% | 14.67% |
| Net margin | 10.16% | 13.94% | 10.16% |
| Free cash flow margin | 0.00% | 21.63% | 18.60% |
| Return on equity | 12.40% | 40.76% | 16.59% |
| Return on assets | 1.15% | 7.41% | 3.38% |
| Return on invested capital | 8.57% | 188.21% | 9.43% |
Growth
Health
Dividend
Size
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