Horace Mann Educators Corporation (HMN) vs United Fire Group, Inc (UFCS)
- Horace Mann Educators Corporation HMN 46.33 +0.76%
- United Fire Group, Inc UFCS 56.31 +1.64%
Horace Mann Educators Corporation and United Fire Group, Inc are both Insurance Property & Casualty companies. Horace Mann Educators Corporation is the larger, with a market value of $1.9B against $1.4B — 1.3× the size. United Fire Group, Inc trades at the lower P/E: 10.5× against 10.7×. United Fire Group, Inc grew revenue faster over the last twelve months: 11.4% against 5.88%. Horace Mann Educators Corporation has the higher net margin (10.2% vs 9.57%) and the lower return on invested capital (7.75% vs 12.0%). Both pay a dividend; Horace Mann Educators Corporation yields more (3.09% vs 1.35%). Across the 21 metrics below, United Fire Group, Inc leads on 11 and Horace Mann Educators Corporation on 10.
Valuation
Profitability
| Metric | HMN | UFCS | Insurance Property & Casualty median |
|---|---|---|---|
| Gross margin | 46.89% | 35.24% | 41.16% |
| Operating margin | 14.57% | 12.87% | 15.09% |
| Net margin | 10.15% | 9.57% | 11.51% |
| Free cash flow margin | 32.42% | 18.22% | 17.46% |
| Return on equity | 12.38% | 15.46% | 17.34% |
| Return on assets | 1.17% | 3.67% | 3.74% |
| Return on invested capital | 7.75% | 12.03% | 12.06% |
Growth
Health
Dividend
Size
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