Horace Mann Educators Corporation (HMN) vs Stewart Information Services Corporation (STC)
Horace Mann Educators Corporation and Stewart Information Services Corporation are both Insurance Property & Casualty companies. Horace Mann Educators Corporation and Stewart Information Services Corporation are of similar size ($1.9B and $1.8B). Horace Mann Educators Corporation trades at the lower P/E: 10.5× against 13.0×. Stewart Information Services Corporation grew revenue faster over the last twelve months: 22.5% against 5.88%. Horace Mann Educators Corporation has the higher net margin (10.2% vs 4.12%) and the lower return on invested capital (7.75% vs 9.12%). Both pay a dividend; Horace Mann Educators Corporation yields more (3.75% vs 3.10%). Across the 23 metrics below, Horace Mann Educators Corporation leads on 12 and Stewart Information Services Corporation on 11.
Valuation
Profitability
| Metric | HMN | STC | Insurance Property & Casualty median |
|---|---|---|---|
| Gross margin | 46.89% | 64.35% | 41.16% |
| Operating margin | 14.57% | 9.19% | 15.09% |
| Net margin | 10.15% | 4.12% | 11.51% |
| Free cash flow margin | 32.42% | 4.50% | 17.59% |
| Return on equity | 12.38% | 8.64% | 18.19% |
| Return on assets | 1.17% | 4.44% | 3.74% |
| Return on invested capital | 7.75% | 9.12% | 12.06% |
Growth
Health
Dividend
Size
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