First Guaranty Bancshares, Inc. (FGBI) vs SB Financial Group, Inc. (SBFG)
- First Guaranty Bancshares, Inc. FGBI 11.75 +4.07%
- SB Financial Group, Inc. SBFG 28.70 −5.25%
First Guaranty Bancshares, Inc. and SB Financial Group, Inc. are both Banks Regional companies. First Guaranty Bancshares, Inc. and SB Financial Group, Inc. are of similar size ($196.0M and $179.2M). First Guaranty Bancshares, Inc. has negative trailing earnings, so its P/E is not meaningful; SB Financial Group, Inc. trades at 10.7×. SB Financial Group, Inc. grew revenue faster over the last twelve months: 8.42% against −8.17%. SB Financial Group, Inc. has the higher net margin (17.2% vs −17.9%) and the higher return on invested capital (32.0% vs 0.00%). Both pay a dividend; SB Financial Group, Inc. yields more (2.20% vs 0.34%). Across the 18 metrics below, SB Financial Group, Inc. leads on 12 and First Guaranty Bancshares, Inc. on 6.
Valuation
Profitability
| Metric | FGBI | SBFG | Banks Regional median |
|---|---|---|---|
| Gross margin | 43.27% | 72.03% | 69.81% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | (17.91%) | 17.18% | 18.82% |
| Free cash flow margin | 18.49% | 21.49% | 17.97% |
| Return on equity | (18.24%) | 11.84% | 10.28% |
| Return on assets | (0.98%) | 1.07% | 1.13% |
| Return on invested capital | 0.00% | 31.96% | 8.45% |
Growth
Health
Dividend
Size
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