First Guaranty Bancshares, Inc. (FGBI) vs Finward Bancorp (FNWD)
- First Guaranty Bancshares, Inc. FGBI 11.75 +4.07%
- Finward Bancorp FNWD 43.49 −2.62%
First Guaranty Bancshares, Inc. and Finward Bancorp are both Banks Regional companies. First Guaranty Bancshares, Inc. and Finward Bancorp are of similar size ($196.0M and $188.2M). First Guaranty Bancshares, Inc. has negative trailing earnings, so its P/E is not meaningful; Finward Bancorp trades at 19.0×. Finward Bancorp grew revenue faster over the last twelve months: 0.15% against −8.17%. Finward Bancorp has the higher net margin (9.65% vs −17.9%) and the higher return on invested capital (4.41% vs 0.00%). Both pay a dividend; Finward Bancorp yields more (1.10% vs 0.34%). Across the 18 metrics below, Finward Bancorp leads on 11 and First Guaranty Bancshares, Inc. on 7.
Valuation
Profitability
| Metric | FGBI | FNWD | Banks Regional median |
|---|---|---|---|
| Gross margin | 43.27% | 67.76% | 69.81% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | (17.91%) | 9.65% | 18.82% |
| Free cash flow margin | 18.49% | 17.07% | 17.97% |
| Return on equity | (18.24%) | 5.90% | 10.28% |
| Return on assets | (0.98%) | 0.48% | 1.13% |
| Return on invested capital | 0.00% | 4.41% | 8.45% |
Growth
Health
Dividend
Size
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