stockrowBayFirst Financial Corp. (BAFN) vs First Guaranty Bancshares, Inc. (FGBI)
- BayFirst Financial Corp. BAFN 5.82 −2.51%
- First Guaranty Bancshares, Inc. FGBI 11.75 +4.07%
BayFirst Financial Corp. and First Guaranty Bancshares, Inc. are both Banks Regional companies. BayFirst Financial Corp. and First Guaranty Bancshares, Inc. are of similar size ($196.0M and $179.3M). First Guaranty Bancshares, Inc. grew revenue faster over the last twelve months: −8.17% against −50.1%. First Guaranty Bancshares, Inc. has the higher net margin (−17.9% vs −86.9%) and the higher return on invested capital (0.00% vs 0.00%). Only First Guaranty Bancshares, Inc. pays a dividend (0.34%). Across the 16 metrics below, BayFirst Financial Corp. leads on 9 and First Guaranty Bancshares, Inc. on 7.
Valuation
Profitability
| Metric | BAFN | FGBI | Banks Regional median |
|---|---|---|---|
| Gross margin | 49.73% | 43.27% | 69.81% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | (86.85%) | (17.91%) | 18.82% |
| Free cash flow margin | 208.96% | 18.49% | 17.97% |
| Return on equity | (102.63%) | (18.24%) | 10.28% |
| Return on assets | (4.89%) | (0.98%) | 1.13% |
| Return on invested capital | 0.00% | 0.00% | 8.45% |
Growth
Health
Dividend
Size
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