BV Financial, Inc. (BVFL) vs First Guaranty Bancshares, Inc. (FGBI)
- BV Financial, Inc. BVFL 21.86 −1.89%
- First Guaranty Bancshares, Inc. FGBI 11.75 +4.07%
BV Financial, Inc. and First Guaranty Bancshares, Inc. are both Banks Regional companies. BV Financial, Inc. and First Guaranty Bancshares, Inc. are of similar size ($196.0M and $183.1M). First Guaranty Bancshares, Inc. has negative trailing earnings, so its P/E is not meaningful; BV Financial, Inc. trades at 14.2×. BV Financial, Inc. grew revenue faster over the last twelve months: 3.00% against −8.17%. BV Financial, Inc. has the higher net margin (25.0% vs −17.9%) and the higher return on invested capital (10.5% vs 0.00%). Across the 17 metrics below, BV Financial, Inc. leads on 14 and First Guaranty Bancshares, Inc. on 3.
Valuation
Profitability
| Metric | BVFL | FGBI | Banks Regional median |
|---|---|---|---|
| Gross margin | 76.88% | 43.27% | 69.81% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 25.02% | (17.91%) | 18.82% |
| Free cash flow margin | 34.29% | 18.49% | 17.97% |
| Return on equity | 6.87% | (18.24%) | 10.28% |
| Return on assets | 1.47% | (0.98%) | 1.13% |
| Return on invested capital | 10.49% | 0.00% | 8.45% |
Growth
Health
Dividend
Size
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