BayFirst Financial Corp. (BAFN) vs Hanover Bancorp, Inc. (HNVR)
- BayFirst Financial Corp. BAFN 6.20 −2.21%
- Hanover Bancorp, Inc. HNVR 24.13 −0.21%
BayFirst Financial Corp. and Hanover Bancorp, Inc. are both Banks Regional companies. BayFirst Financial Corp. and Hanover Bancorp, Inc. are of similar size ($170.8M and $170.6M). BayFirst Financial Corp. has negative trailing earnings, so its P/E is not meaningful; Hanover Bancorp, Inc. trades at 19.0×. Hanover Bancorp, Inc. grew revenue faster over the last twelve months: −4.37% against −50.1%. Hanover Bancorp, Inc. has the higher net margin (6.55% vs −86.9%) and the higher return on invested capital (8.61% vs 0.00%). Only Hanover Bancorp, Inc. pays a dividend (1.66%). Across the 18 metrics below, Hanover Bancorp, Inc. leads on 12 and BayFirst Financial Corp. on 6.
Valuation
Profitability
| Metric | BAFN | HNVR | Banks Regional median |
|---|---|---|---|
| Gross margin | 49.73% | 53.37% | 69.55% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | (86.85%) | 6.55% | 18.66% |
| Free cash flow margin | 205.06% | 18.47% | 21.11% |
| Return on equity | (102.63%) | 4.72% | 10.65% |
| Return on assets | (4.89%) | 0.40% | 1.13% |
| Return on invested capital | 0.00% | 8.61% | 8.35% |
Growth
Health
Dividend
Size
Any metric, up to five companies and an Excel export Powerpack