BayFirst Financial Corp. (BAFN) vs BV Financial, Inc. (BVFL)
BayFirst Financial Corp. and BV Financial, Inc. are both Banks Regional companies. BayFirst Financial Corp. and BV Financial, Inc. are of similar size ($192.0M and $176.3M). BayFirst Financial Corp. has negative trailing earnings, so its P/E is not meaningful; BV Financial, Inc. trades at 13.6×. BV Financial, Inc. grew revenue faster over the last twelve months: 3.00% against −50.1%. BV Financial, Inc. has the higher net margin (25.0% vs −86.9%) and the higher return on invested capital (10.5% vs 0.00%). Across the 18 metrics below, BV Financial, Inc. leads on 13 and BayFirst Financial Corp. on 5.
Valuation
Profitability
| Metric | BAFN | BVFL | Banks Regional median |
|---|---|---|---|
| Gross margin | 49.73% | 76.88% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | (86.85%) | 25.02% | 18.66% |
| Free cash flow margin | 205.06% | 34.29% | 21.18% |
| Return on equity | (102.63%) | 6.87% | 10.64% |
| Return on assets | (4.89%) | 1.47% | 1.13% |
| Return on invested capital | 0.00% | 10.49% | 8.33% |
Growth
Health
Dividend
Size
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