BayFirst Financial Corp. (BAFN) vs BV Financial, Inc. (BVFL)
- BayFirst Financial Corp. BAFN 6.20 −2.21%
- BV Financial, Inc. BVFL 21.72 −0.14%
BayFirst Financial Corp. and BV Financial, Inc. are both Banks Regional companies. BayFirst Financial Corp. and BV Financial, Inc. are of similar size ($184.2M and $170.8M). BayFirst Financial Corp. has negative trailing earnings, so its P/E is not meaningful; BV Financial, Inc. trades at 14.1×. BV Financial, Inc. grew revenue faster over the last twelve months: 3.00% against −50.1%. BV Financial, Inc. has the higher net margin (25.0% vs −86.9%) and the higher return on invested capital (10.5% vs 0.00%). Across the 17 metrics below, BV Financial, Inc. leads on 13 and BayFirst Financial Corp. on 4.
Valuation
Profitability
| Metric | BAFN | BVFL | Banks Regional median |
|---|---|---|---|
| Gross margin | 49.73% | 76.88% | 69.55% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | (86.85%) | 25.02% | 18.66% |
| Free cash flow margin | 205.06% | 34.29% | 21.11% |
| Return on equity | (102.63%) | 6.87% | 10.65% |
| Return on assets | (4.89%) | 1.47% | 1.13% |
| Return on invested capital | 0.00% | 10.49% | 8.35% |
Growth
Health
Dividend
Size
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