BayFirst Financial Corp. (BAFN) vs FinWise Bancorp (FINW)
- BayFirst Financial Corp. BAFN 6.20 −2.21%
- FinWise Bancorp FINW 10.73 −0.19%
BayFirst Financial Corp. and FinWise Bancorp are both Banks Regional companies. BayFirst Financial Corp. is the larger, with a market value of $170.8M against $149.2M — 1.1× the size. BayFirst Financial Corp. has negative trailing earnings, so its P/E is not meaningful; FinWise Bancorp trades at 10.5×. FinWise Bancorp grew revenue faster over the last twelve months: 90.2% against −50.1%. FinWise Bancorp has the higher net margin (6.53% vs −86.9%) and the higher return on invested capital (11.0% vs 0.00%). Across the 17 metrics below, FinWise Bancorp leads on 12 and BayFirst Financial Corp. on 5.
Valuation
Profitability
| Metric | BAFN | FINW | Banks Regional median |
|---|---|---|---|
| Gross margin | 49.73% | 89.27% | 69.55% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | (86.85%) | 6.53% | 18.66% |
| Free cash flow margin | 205.06% | 2.55% | 21.11% |
| Return on equity | (102.63%) | 6.94% | 10.65% |
| Return on assets | (4.89%) | 1.50% | 1.13% |
| Return on invested capital | 0.00% | 10.95% | 8.35% |
Growth
Health
Dividend
Size
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