stockrowBayFirst Financial Corp. (BAFN) vs SB Financial Group, Inc. (SBFG)
- BayFirst Financial Corp. BAFN 5.81 +0.69%
- SB Financial Group, Inc. SBFG 28.16 −1.85%
BayFirst Financial Corp. and SB Financial Group, Inc. are both Banks Regional companies. BayFirst Financial Corp. and SB Financial Group, Inc. are of similar size ($179.3M and $179.2M). BayFirst Financial Corp. has negative trailing earnings, so its P/E is not meaningful; SB Financial Group, Inc. trades at 10.7×. SB Financial Group, Inc. grew revenue faster over the last twelve months: 8.42% against −50.1%. SB Financial Group, Inc. has the higher net margin (17.2% vs −86.9%) and the higher return on invested capital (32.0% vs 0.00%). Only SB Financial Group, Inc. pays a dividend (2.20%). Across the 18 metrics below, SB Financial Group, Inc. leads on 11 and BayFirst Financial Corp. on 7.
Valuation
Profitability
| Metric | BAFN | SBFG | Banks Regional median |
|---|---|---|---|
| Gross margin | 49.73% | 72.03% | 69.81% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | (86.85%) | 17.18% | 18.82% |
| Free cash flow margin | 208.96% | 21.49% | 17.97% |
| Return on equity | (102.63%) | 11.84% | 10.28% |
| Return on assets | (4.89%) | 1.07% | 1.13% |
| Return on invested capital | 0.00% | 31.96% | 8.45% |
Growth
Health
Dividend
Size
Any metric, up to five companies and an Excel export Powerpack