BayFirst Financial Corp. (BAFN) vs SB Financial Group, Inc. (SBFG)
- BayFirst Financial Corp. BAFN 6.20 −2.21%
- SB Financial Group, Inc. SBFG 29.53 +0.65%
BayFirst Financial Corp. and SB Financial Group, Inc. are both Banks Regional companies. BayFirst Financial Corp. and SB Financial Group, Inc. are of similar size ($183.5M and $170.8M). BayFirst Financial Corp. has negative trailing earnings, so its P/E is not meaningful; SB Financial Group, Inc. trades at 11.0×. SB Financial Group, Inc. grew revenue faster over the last twelve months: 8.95% against −50.1%. SB Financial Group, Inc. has the higher net margin (17.7% vs −86.9%) and the higher return on invested capital (26.8% vs 0.00%). Only SB Financial Group, Inc. pays a dividend (2.13%). Across the 18 metrics below, SB Financial Group, Inc. leads on 10 and BayFirst Financial Corp. on 8.
Valuation
Profitability
| Metric | BAFN | SBFG | Banks Regional median |
|---|---|---|---|
| Gross margin | 49.73% | 72.07% | 69.55% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | (86.85%) | 17.67% | 18.66% |
| Free cash flow margin | 205.06% | 24.35% | 21.11% |
| Return on equity | (102.63%) | 11.95% | 10.65% |
| Return on assets | (4.89%) | 1.08% | 1.13% |
| Return on invested capital | 0.00% | 26.76% | 8.35% |
Growth
Health
Dividend
Size
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