stockrowBayFirst Financial Corp. (BAFN) vs Finward Bancorp (FNWD)
- BayFirst Financial Corp. BAFN 5.57 −3.47%
- Finward Bancorp FNWD 43.57 +0.28%
BayFirst Financial Corp. and Finward Bancorp are both Banks Regional companies. BayFirst Financial Corp. and Finward Bancorp are of similar size ($188.2M and $179.3M). BayFirst Financial Corp. has negative trailing earnings, so its P/E is not meaningful; Finward Bancorp trades at 19.0×. Finward Bancorp grew revenue faster over the last twelve months: 0.15% against −50.1%. Finward Bancorp has the higher net margin (9.65% vs −86.9%) and the higher return on invested capital (4.41% vs 0.00%). Only Finward Bancorp pays a dividend (1.10%). Across the 18 metrics below, Finward Bancorp leads on 10 and BayFirst Financial Corp. on 8.
Valuation
Profitability
| Metric | BAFN | FNWD | Banks Regional median |
|---|---|---|---|
| Gross margin | 49.73% | 67.76% | 69.81% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | (86.85%) | 9.65% | 18.82% |
| Free cash flow margin | 208.96% | 17.07% | 17.97% |
| Return on equity | (102.63%) | 5.90% | 10.28% |
| Return on assets | (4.89%) | 0.48% | 1.13% |
| Return on invested capital | 0.00% | 4.41% | 8.45% |
Growth
Health
Dividend
Size
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