stockrowWhite Mountains Insurance Group, Ltd.
WTM Financial Insurance Property & Casualty
White Mountains Insurance Group, Ltd.’s revenue for fiscal 2025 (year ended December 2025) was $3.7 billion, up 66.8% from fiscal 2024.
- Revenue
- +22.6%
- EPS
- +68.8%
- Free cash flow
- −131.3%
- Total debt
- +34.2%
Quarter to June 2026, against a year earlier
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White Mountains Insurance Group, Ltd. (WTM) Net margin
White Mountains Insurance Group, Ltd.'s net margin over the twelve months to 30 June 2026 was 29.3%, down 0.3 percentage points from fiscal 2025 (29.6%). Over the past ten years it has ranged from −44.8% (fiscal 2021) to 254.8% (fiscal 2016); the current reading is higher than 45% of that period. That is above the Insurance Property & Casualty industry median of 10.8% and above the Financial sector median of 14.6%.
Net margin, annual
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Annual newest first
| Period | Net margin | Change (points) |
|---|---|---|
| FY2025 | 29.6% | 19.33 |
| FY2024 | 10.3% | (13.21) |
| FY2023 | 23.5% | (44.97) |
| FY2022 | 68.5% | 113.29 |
| FY2021 | −44.8% | (123.95) |
| FY2020 | 79.1% | 32.73 |
| FY2019 | 46.4% | 84.66 |
| FY2018 | −38.3% | (206.05) |
| FY2017 | 167.8% | (87.00) |
| FY2016 | 254.8% | 187.70 |
Quarterly newest first
| Period | Net margin | Change (points) |
|---|---|---|
| Jun 2026 | 23.6% | 28.87 |
| Mar 2026 | −5.25% | (57.36) |
| Dec 2025 | 52.1% | 38.94 |
| Sep 2025 | 13.2% | (4.66) |
| 42 more quarters | Free account |
Against its own ten years
Net margin against peers
| Company | Net margin |
|---|---|
| WTM White Mountains Insurance Group, Ltd. | 29.3% |
| KNSL Kinsale Capital Group, Inc. compare | 26.9% |
| RLI RLI Corp. compare | 20.3% |
| PLMR Palomar Holdings, Inc. compare | 18.6% |
| ORI Old Republic International Corporation compare | 11.2% |
| THG The Hanover Insurance Group, Inc. compare | 11.0% |
| MCY Mercury General Corporation compare | 10.5% |
| SIGI Selective Insurance Group, Inc. compare | 9.23% |
| HGTY Hagerty, Inc. compare | 0.00% |
| Insurance Property & Casualty industry median | 10.8% |
| Financial sector median | 14.6% |
| Market median | 1.22% |
What Net margin is
Net Profit Margin tells an investor how much of each unit of revenue ends up as profit for shareholders after all costs, interest and taxes.
Net Income Allotted to Shareholders ÷ Revenue
More on WTM
- Revenue
- Net income
- EPS (diluted)
- EBITDA
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement