Saturday 17 October 2026 Export UPBD’s income statement to Excel — free account

Upbound Group, Inc.

Upbound Group, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $4.7 billion, up 8.67% from fiscal 2024. In the quarter to June 2026, revenue was flat, EPS grew 37.0%, free cash flow grew 1,271.6% and total debt fell 9.12%, each against the same quarter a year earlier. Dividend growth for five consecutive years; insiders bought in the last twelve months.

16.37 0.08 −0.49%

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Market cap: $959.0M
P/E: 10.4×
Fwd P/E: 5.2×
Dividend yield: 9.53%
F-score: 4/9
Altman Z: 2.76
Beneish M: −2.52
Dividend safety: 53/100

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

Total buys 0.14

Total sells 0.19

Totals in millions of $.

	Dec 25			Mar 26			Jun 26			Sep 26
Buy	—	—	1	—	—	1	—	—	1	—	—	—
Sell	—	—	—	—	—	—	—	—	—	1	—	—

Insider Ownership 4.21%

Capital & Financial Ratios $m

Market Cap 959.02

Revenue 4,744.32

Net Income 90.34

Free Cash Flow 356.66

Net Debt 1,318.27

Current Ratio 3.22

Debt/Equity 1.94

P/E ratio 10.43

Fwd P/E 5.18

P/S ratio 0.20

P/B ratio 1.30

Past 5Y EPS Growth (19.64%)

This Y EPS Growth 0.73%

Next Y EPS Growth 11.07%

Next Y revenue growth 0.81%

Next 5Y EPS Growth 8.74%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

EV/Sales, ten years

P/E against its own 10 years 14.71%

10-year low 10-year high

P/S against its own 10 years 8.88%

10-year low 10-year high

P/B against its own 10 years 3.69%

10-year low 10-year high

EV/Sales against its own 10 years 28.20%

10-year low 10-year high

EV/FCF against its own 10 years 24.55%

10-year low 10-year high

Dividends

Payout Ratio 1.01

Annual Dividend Rate 1.56

Annual Dividend Yield 9.53%

	total	individual payouts
2028	Powerpack
2027	Powerpack
2026	1.57	0.39 0.39 0.39
2025	1.56	0.39 0.39 0.39 0.39
2024	1.50	0.37 0.37 0.37 0.39
2023	1.39	0.34 0.34 0.34 0.37
2022	1.36	0.34 0.34 0.34 0.34
2021	1.27	0.31 0.31 0.31 0.34
2020	1.47	0.29 0.29 0.29 0.29 0.31
2019	0.25	0.25
2017	0.24	0.08 0.08 0.08
2016	0.24	0.08 0.08 0.08

predictions special payouts not included in total or ratios

Assets vs Liabilities $m

	2023	2024	2025	Q'26
Cash	94	61	121	105
Receivables	111	156	203	205
Inventory	1,234	1,249	1,317	1,203
Other	—	—	—	—
	1,489	1,520	1,794	1,722

	2023	2024	2025	Q'26
Payables	177	115	154	118
ST’ Debt	—	—	—	—
Other	—	—	—	—
	500	420	615	534

Compound Annual Growth %

	10y	5y	3y
Sales	3.66%	10.78%	3.41%
Cash Flow	2.84%	5.26%	(13.27%)
Earnings	0.00%	(18.85%)	80.97%
Book Value	6.13%	3.28%	9.83%

Revenue $m

	Mar	Jun	Sep	Dec	Year
’26	1,220	1,163	—	—	—
’25	1,176	1,158	1,165	1,196	4,695
’24	1,096	1,077	1,069	1,079	4,321
’23	1,016	979	979	1,018	3,992
’22	1,160	1,071	1,024	990	4,245
’21	1,037	1,194	1,181	1,171	4,583
’20	702	684	712	716	2,814

Fiscal quarters ending in the months shown.

Operating Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	171	123	—	—	—
’25	148	26	90	42	306
’24	45	15	106	(62)	105
’23	105	37	78	(20)	200
’22	205	82	125	56	468
’21	136	115	76	66	392
’20	47	207	42	(60)	237

Fiscal quarters ending in the months shown.

Free Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	155	108	—	—	—
’25	137	8	69	24	239
’24	34	1	106	(74)	67
’23	96	25	63	(34)	149
’22	189	67	106	44	407
’21	124	101	55	50	330
’20	38	202	34	(57)	216

Fiscal quarters ending in the months shown.

EPS $

	Mar	Jun	Sep	Dec	Year
’26	0.61	0.37	—	—	—
’25	0.42	0.26	0.22	0.34	1.25
’24	0.50	0.61	0.55	0.55	2.21
’23	0.84	(0.83)	0.08	(0.21)	(0.09)
’22	(0.08)	0.33	(0.10)	0.05	0.21
’21	0.64	0.90	0.31	0.15	2.02
’20	0.88	0.70	1.15	1.00	3.73

Fiscal quarters ending in the months shown.

Group	Line	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	2026e
Price, $
Price, $	Low	8.00	7.76	7.22	15.88	11.69	36.99	16.82	22.08	26.50	15.82	Analyst estimates 2026–2028 Powerpack
	High	16.37	13.89	16.68	28.96	41.42	67.76	50.16	36.17	38.72	30.62
People
People	Employees	21,600	18,300	14,000	14,500	14,320	14,290	12,690	12,970	11,970	12,050
	Revenue/emp, $m	0.14	0.15	0.19	0.18	0.20	0.32	0.33	0.31	0.36	0.39
Income, $m
Income, $m	Revenue	2,963	2,703	2,660	2,670	2,814	4,583	4,245	3,992	4,321	4,695
	Gross margin, %	65.30	63.59	63.45	61.58	59.42	48.76	48.98	50.65	48.15	48.39
	EBT	(113)	(110)	14	224	223	194	61	53	178	108
	EBT margin, %	(3.82)	(4.08)	0.52	8.38	7.92	4.24	1.45	1.32	4.11	2.30
	Net income	(105)	7	8	174	208	135	12	(5)	123	73
	Depreciation	890	702	691	684	692	1,393	1,369	1,300	1,426	1,519
Per share, $
Per share, $	Revenue	55.78	50.72	49.76	49.15	51.93	80.34	78.84	72.62	79.05	83.13
	Earnings	(1.98)	0.12	0.16	3.19	3.84	2.37	0.23	(0.09)	2.26	1.30
	Cash flow	6.67	2.07	4.25	3.97	4.36	6.88	8.70	3.64	1.92	5.41
	Capex	(1.05)	(1.14)	(0.05)	0.89	(0.37)	(1.09)	(1.14)	(0.93)	(0.69)	(1.18)
	Free cash flow	5.61	0.93	4.21	4.86	3.99	5.78	7.56	2.72	1.23	4.23
	Book value	4.99	5.11	5.36	8.45	10.93	9.00	9.75	10.19	11.51	12.32
	Shares, m	53	53	53	54	54	57	54	55	55	56
Valuation, ×
Valuation, ×	P/E	0.00	95.27	101.19	9.04	9.95	20.44	92.63	0.00	12.91	13.61
	P/S	0.21	0.21	0.33	0.59	0.74	0.60	0.28	0.47	0.37	0.21
	P/B	2.33	2.05	3.02	3.41	3.50	5.34	2.28	3.33	2.53	1.43
	EV/Sales	0.42	0.43	0.47	0.65	0.75	0.92	0.57	0.77	0.66	0.52
	EV/FCF	4.18	23.30	5.56	6.54	9.73	12.74	5.95	20.62	42.35	10.22
Cash, $m
Cash, $m	Operating cash flow	354	111	228	215	237	392	468	200	105	306
	Capex	(56)	(61)	(3)	49	(20)	(62)	(61)	(51)	(38)	(67)
	Free cash flow	298	50	225	264	216	330	407	149	67	239
Balance, $m
Balance, $m	Working capital	782	688	658	607	736	1,174	1,034	989	1,101	1,178
	Total debt	724	673	540	231	190	1,571	1,369	1,307	1,310	1,570
	Net debt	629	600	385	160	31	1,463	1,225	1,213	1,249	1,449
	Shareholders’ equity	265	272	287	459	592	513	525	560	629	696
Returns, %
Returns, %	ROA	(5.88)	0.44	0.60	11.65	12.49	5.69	0.43	(0.19)	4.60	2.47
	ROIC	(4.66)	(4.52)	5.23	25.62	23.81	8.87	5.31	5.74	9.71	6.51
	ROE	(32.44)	2.48	3.04	46.56	39.60	24.42	2.38	(0.95)	20.76	11.06

Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Company	Market cap	P/E	Fwd P/E	Revenue growth (Q)	EPS growth (Q)	FCF growth (Q)	Gross margin (Q)	EBIT margin (Q)	Compare
GTM ZoomInfo Technologies Inc.	$1.2B	— (loss-making)	8.0×	+1.21% (above 0%: growing)	n/m	−19.79% (below 0%: shrinking)	82.73%	(200.39%)	Compare
RSKD Riskified Ltd.	$1.1B	— (loss-making)	— (loss-making)	+21.75% (above 0%: growing)	n/m	+141.82% (above 0%: growing)	45.56%	(7.51%)	Compare
IBTA Ibotta, Inc.	$1.1B	— (loss-making)	— (loss-making)	+3.34% (above 0%: growing)	n/m	−57.28% (below 0%: shrinking)	78.42%	(2.11%)	Compare
UPBD Upbound Group, Inc.	$959.0M	10.4×	5.2×	+0.51% (above 0%: growing)	+37.04% (above 0%: growing)	+1,271.63% (above 0%: growing)	51.13%	4.66%
DJCO Daily Journal Corp. (S.C.)	$880.0M	— (loss-making)	— (loss-making)	+15.25% (above 0%: growing)	n/m	+48.22% (above 0%: growing)	99.41%	19.52%	Compare
DSP Viant Technology Inc.	$854.5M	24.8×	29.5×	+33.91% (above 0%: growing)	n/m	+38.79% (above 0%: growing)	100.00%	(3.69%)	Compare
PUBM PubMatic, Inc.	$812.2M	— (loss-making)	— (loss-making)	+10.55% (above 0%: growing)	n/m	+47.47% (above 0%: growing)	67.07%	0.74%	Compare
MNTN MNTN Inc.	$784.7M	13.2×	10.3×	+20.56% (above 0%: growing)	n/m	+87.71% (above 0%: growing)	80.32%	8.62%	Compare
SMWB Similarweb Ltd.	$770.0M	— (loss-making)	— (loss-making)	+8.76% (above 0%: growing)	n/m	+217.42% (above 0%: growing)	80.73%	0.96%	Compare
Median of peers	$867.2M	—	10.3×	+12.90%	—	+47.85%	80.53%	(0.68%)

All 237 Software Application stocks →

Upbound Group, Inc. (UPBD) key facts

Concern: Net income was $73.2 million, or $1.30 per share (basic), a net margin of 1.56%.
Strength: Upbound Group, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $4.7 billion, up 8.67% from fiscal 2024.
Upbound Group, Inc. (UPBD) is a Software Application company in the Technology sector, listed on Nasdaq.
As of October 16, 2026, UPBD traded at $16.37, a market capitalization of $959.0 million.
At that price the stock trades at 10.4× trailing-twelve-month earnings and 0.2× sales; its P/E is higher than 15% of its own readings over the past ten years.
Upbound Group, Inc. pays an annual dividend of $1.56 per share, a yield of 9.53%, with a payout ratio of 101.3%.
Return on equity was 11.1% and debt-to-equity 1.94.
Its Piotroski F-score is 4 out of 9 and its Altman Z-score is 2.76 (grey zone) for fiscal 2025.