Upbound Group, Inc. UPBD
- Market cap
- $925.2M
- P/E
- 10.2×
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Target Price Range
Analyst price targets
Free account| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 8.00 | 7.76 | 7.22 | 15.88 | 11.69 | 36.99 | 16.82 | 22.08 | 26.50 | 15.82 |
Analyst estimates 2026–2028 Powerpack |
Low Price
|
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| 16.37 | 13.89 | 16.68 | 28.96 | 41.42 | 67.76 | 50.16 | 36.17 | 38.72 | 30.62 |
High Price
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| 21,600 | 18,300 | 14,000 | 14,500 | 14,320 | 14,290 | 12,690 | 12,970 | 11,970 | 12,050 |
Employees
|
|||
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Revenue/Emp
|
|||
| 2,963 | 2,703 | 2,660 | 2,670 | 2,814 | 4,583 | 4,245 | 3,992 | 4,321 | 4,695 |
Revenue
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|||
| 65.30% | 63.59% | 63.45% | 61.58% | 59.42% | 48.76% | 48.98% | 50.65% | 48.15% | 48.39% |
Gross Margin
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| (113) | (110) | 14 | 224 | 223 | 194 | 61 | 53 | 178 | 108 |
EBT
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| (3.82%) | (4.08%) | 0.52% | 8.38% | 7.92% | 4.24% | 1.45% | 1.32% | 4.11% | 2.30% |
EBT Margin
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| (105) | 7 | 8 | 174 | 208 | 135 | 12 | (5) | 123 | 73 |
Net Income
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| 890 | 702 | 691 | 684 | 692 | 1,393 | 1,369 | 1,300 | 1,426 | 1,519 |
Depreciation
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| 55.78 | 50.72 | 49.76 | 49.15 | 51.93 | 80.34 | 78.84 | 72.62 | 79.05 | 83.13 |
Revenue/Sh
|
|||
| (1.98) | 0.12 | 0.16 | 3.19 | 3.84 | 2.37 | 0.23 | (0.09) | 2.26 | 1.30 |
Earnings/Sh
|
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| 6.67 | 2.07 | 4.25 | 3.97 | 4.36 | 6.88 | 8.70 | 3.64 | 1.92 | 5.41 |
Cash Flow/Sh
|
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| (1.05) | (1.14) | (0.05) | 0.89 | (0.37) | (1.09) | (1.14) | (0.93) | (0.69) | (1.18) |
Capex/Sh
|
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| 5.61 | 0.93 | 4.21 | 4.86 | 3.99 | 5.78 | 7.56 | 2.72 | 1.23 | 4.23 |
Free CF/Sh
|
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| 4.99 | 5.11 | 5.36 | 8.45 | 10.93 | 9.00 | 9.75 | 10.19 | 11.51 | 12.32 |
Book Value/Sh
|
|||
| 53 | 53 | 53 | 54 | 54 | 57 | 54 | 55 | 55 | 56 |
Shares
|
|||
| 0.00 | 95.27 | 101.19 | 9.04 | 9.95 | 20.44 | 92.63 | 0.00 | 12.91 | 13.61 |
PE Ratio
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| 0.21 | 0.21 | 0.33 | 0.59 | 0.74 | 0.60 | 0.28 | 0.47 | 0.37 | 0.21 |
PS Ratio
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| 2.33 | 2.05 | 3.02 | 3.41 | 3.50 | 5.34 | 2.28 | 3.33 | 2.53 | 1.43 |
PB Ratio
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| 0.42 | 0.43 | 0.47 | 0.65 | 0.75 | 0.92 | 0.57 | 0.77 | 0.66 | 0.52 |
EV/Sales
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| 4.18 | 23.30 | 5.56 | 6.54 | 9.73 | 12.74 | 5.95 | 20.62 | 42.35 | 10.22 |
EV/FCF
|
|||
| 354 | 111 | 228 | 215 | 237 | 392 | 468 | 200 | 105 | 306 |
Op' Cash Flow
|
|||
| (56) | (61) | (3) | 49 | (20) | (62) | (61) | (51) | (38) | (67) |
Capex
|
|||
| 298 | 50 | 225 | 264 | 216 | 330 | 407 | 149 | 67 | 239 |
FCF
|
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| 782 | 688 | 658 | 607 | 736 | 1,174 | 1,034 | 989 | 1,101 | 1,178 |
Working Cap'
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| 724 | 673 | 540 | 231 | 190 | 1,571 | 1,369 | 1,307 | 1,310 | 1,570 |
Total Debt
|
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| 629 | 600 | 385 | 160 | 31 | 1,463 | 1,225 | 1,213 | 1,249 | 1,449 |
Net Debt
|
|||
| 265 | 272 | 287 | 459 | 592 | 513 | 525 | 560 | 629 | 696 |
Sh' Equity
|
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| (5.88%) | 0.44% | 0.60% | 11.65% | 12.49% | 5.69% | 0.43% | (0.19%) | 4.60% | 2.47% |
ROA
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| (4.66%) | (4.52%) | 5.23% | 25.62% | 23.81% | 8.87% | 5.31% | 5.74% | 9.71% | 6.51% |
ROIC
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| (32.44%) | 2.48% | 3.04% | 46.56% | 39.60% | 24.42% | 2.38% | (0.95%) | 20.76% | 11.06% |
ROE
|
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Upbound Group, Inc. peers in Software Application
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| IBTA Ibotta, Inc. | $966.0M | 0.0× | Compare |
| MNTN MNTN Inc. | $822.1M | 14.3× | Compare |
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| RSKD Riskified Ltd. | $1.1B | 0.0× | Compare |
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Upbound Group, Inc. (UPBD) key facts
- Upbound Group, Inc. (UPBD) is a Software Application company in the Technology sector, listed on Nasdaq.
- Upbound Group, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $4.7 billion, up 8.67% from fiscal 2024.
- Net income was $73.2 million, or $1.30 per share (basic), a net margin of 1.56%.
- As of September 25, 2026, UPBD traded at $16.09, a market capitalization of $925.2 million.
- At that price the stock trades at 10.2× trailing-twelve-month earnings and 0.2× sales.
- Upbound Group, Inc. pays an annual dividend of $1.36 per share, a yield of 4.15%.
- Return on equity was 11.1% and debt-to-equity 1.94.
Upbound Group, Inc. (UPBD) Latest News
22 Sep
Upbound Group, Inc. named Scott Young Chief Operating Officer, a new role to unify Acima, Brigit and Rent-A-Center under one leadership team and drive growth and cross-sell opportunities. Dev Chakraborty joined as Senior Vice President and Head of Brigit, bringing more than twenty years of fintech leadership from MoneyLion and Credit Karma. Young previously led PayPal and Venmo's global financial solutions and held senior roles at Goldman Sachs, Citi, GE Capital and MBNA. Chakraborty led Cards, Mortgages and Data Partnerships at MoneyLion and helped grow Credit Karma's personal loans business to about $700 million in annual revenue. CEO Fahmi Karam said the appointments provide operating leadership and execution discipline to make Acima, Brigit and Rent-A-Center operate as a single enterprise and accelerate growth for Upbound's underserved consumer base. Upbound operates across U.S., Mexico and Puerto Rico with over 2,300 company-branded retail units; headquartered in Plano, Texas. Unified leadership across Acima, Brigit and Rent-A-Center could unlock cross-sell opportunities and improve execution, boosting growth and operating efficiency.
10 Aug
Upbound Group, Inc. (UPBD) quietly closes 69 stores. Closing 69 stores cuts retail footprint and revenue potential for the subprime operator.
6 Aug
Upbound Group beat Q2 earnings estimates but issued tighter guidance, prompting questions on whether the bull case remains intact. Q2 earnings beat with tighter guidance may moderately shift near-term sentiment and valuation without major long-term trajectory change.
4 Aug
UPBD faces evaluation as potential value opportunity versus trap due to persistent demand risks. Demand risks may moderately affect UPBD financial performance and market trajectory.
UPBD explores leveraging Brigit growth and Acima margin gains to achieve a rebound in operations and performance. Brigit growth and Acima margin gains represent key operational drivers that may moderately influence UPBD financial trajectory.
31 Jul
Upbound Group Q2 earnings call stressed Brigit growth and continued portfolio discipline. Q2 earnings details on Brigit expansion and portfolio controls can shift near-term investor sentiment for UPBD.
Upbound Group (UPBD) stock could be 29% undervalued based on Q2 earnings and revenue guidance. Q2 earnings and revenue guidance indicate potential 29% undervaluation that may shift investor sentiment on UPBD.
30 Jul
Upbound Group Inc (UPBD) highlighted strong growth and free cash flow in its Q2 2026 earnings call. Strong growth metrics point to improved operational performance and market position.
Upbound Group, Inc. announced its second quarter 2026 financial results. Quarterly earnings results directly drive stock valuation and investor outlook for Upbound Group.
Upbound Group released Q2 earnings call highlights covering financial results, operational updates and forward outlook for the company. Q2 earnings details offer moderate insight into performance and strategy without indicating transformative shifts.
Upbound Group posted Q2 earnings in line with estimates but cut its FY26 revenue outlook. Reduced FY26 revenue guidance signals weaker growth prospects that will pressure near-term valuation and sentiment.
12 May
Business model concerns are hindering Upbound Group’s (UPBD) growth. Business model concerns pose significant risks to UPBD's growth trajectory and investor sentiment.
5 May
Upbound Group's Rent-A-Center stores are being repositioned as traffic hubs through a new Amazon deal. Amazon partnership recasts Rent-A-Center stores as traffic hubs, enabling major strategic shift with potential for significant revenue and market gains.
1 May
Upbound Group, Inc. (UPBD) released its Q1 2026 earnings call transcript, detailing quarterly financial performance, management discussion, and forward-looking guidance. Q1 2026 earnings transcript provides detailed financial results, strategic updates, and outlook that significantly influence UPBD's trajectory and investor sentiment.
Upbound Group, Inc. (UPBD) released Q1 2026 earnings call summary highlighting financial results, revenue growth, profitability metrics, and future outlook. Q1 2026 earnings summary details financial performance and guidance that significantly shape UPBD's trajectory and investor sentiment.
30 Apr
Upbound Group reported Q1 results in earnings call highlights, including revenue growth, adjusted EBITDA, store optimization progress, and reaffirmed full-year guidance amid resilient demand in rent-to-own sector. Q1 earnings highlights reveal financial performance and guidance that significantly shape investor expectations and stock trajectory.
Upbound Group (UPBD) Q1 earnings beat analyst estimates, driven by strong Brigit subscriber growth. Q1 earnings beat on key subscriber growth signals significant positive impact on financial trajectory and investor sentiment.
Upbound Group (UPBD) reported Q1 earnings that topped analyst estimates. Q1 earnings beating estimates delivers significant positive signal on financial health, likely driving stock gains and enhanced investor sentiment.
Upbound Group, Inc. reported first quarter 2026 financial results. Quarterly earnings reports like Q1 2026 results typically drive significant shifts in investor sentiment and stock performance.
22 Apr
Upbound Group, Inc. (UPBD) Q3 2024 earnings call transcript details financial results, operational updates, and forward guidance from executives. Q3 earnings disclosure reveals financial performance and strategic outlook directly impacting UPBD's trajectory and investor sentiment.
21 Apr
Upbound Group, Inc. (UPBD) expands Amazon pickup and returns services to 1,700 stores across the U.S. Expanding Amazon services to 1,700 stores enhances strategic partnership, boosts foot traffic, and drives revenue growth.
Upbound Group announces agreement between its Rent-A-Center business and Amazon to offer easy order pickups and returns. Partnership with Amazon enhances Rent-A-Center's customer convenience for pickups and returns, potentially boosting foot traffic, sales, and competitive positioning.
11 Apr
Upbound Group (UPBD) narrative shifting with new guidance and valuation tweaks. New guidance and valuation tweaks represent significant shifts likely to alter UPBD's trajectory and investor sentiment.
3 Mar
Upbound Group CEO Fahmi Karam details the company's strategic pivot in an exclusive interview, highlighting shifts in business direction and future plans. CEO's exclusive discussion of the company's pivot reveals major strategic moves likely to significantly alter trajectory and investor sentiment.
20 Feb
Upbound Group, Inc. (UPBD) stock surged 6% after reporting Q4 earnings and revenue that beat expectations. Q4 earnings and revenue beat triggered 6% stock gain, signaling strong financial performance with significant influence on investor sentiment and trajectory.
19 Feb
Upbound Group Inc (UPBD) reported record revenue in Q4 2025 earnings call, alongside strategic advancements driving growth and market expansion. Record revenue and strategic initiatives represent major positive shifts boosting financial trajectory and investor confidence.
Upbound Group, Inc. (UPBD) released Q4 earnings call highlights detailing financial performance, key metrics, strategic updates, and future outlook. Q4 earnings highlights include financial results and guidance that significantly shape investor expectations and company trajectory.
Upbound Group, Inc. (UPBD) Q4 2025 earnings call summary details quarterly financial performance, operational updates, and future outlook. Q4 earnings summaries disclose key financial metrics and guidance that significantly shape investor sentiment and stock trajectory.
Upbound Group, Inc. (UPBD) reported Q4 revenue increased 11% year-over-year, with EPS exceeding analyst estimates. Q4 revenue grew 11% and EPS beat estimates, delivering strong financial results likely to enhance investor sentiment and stock performance.
Upbound Group (UPBD) released its Q4 2025 earnings call transcript detailing financial results, performance highlights, and forward-looking guidance. Q4 earnings transcript discloses critical financial outcomes and strategic outlook capable of significantly influencing UPBD's market performance and investor sentiment.