UMH Properties, Inc.

UMH Real Estate Reit Residential

UMH Properties, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $261.8 million, up 8.81% from fiscal 2024. In the quarter to June 2026, revenue grew 7.50%, EPS grew 66.7%, free cash flow fell 8.46% and total debt rose 8.22%, each against the same quarter a year earlier. Dividend growth for ten consecutive years, revenue growth for ten; insiders bought in the last twelve months.

15.24 0.02 +0.13%
Market cap
$1.3B
P/E
127×
Fwd P/E
111×
Dividend yield
5.91%
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Insider Decisions trades per month

Total buys 0.12
Total sells 0.03
Totals in millions of $.
Dec 25 Mar 26 Jun 26 Sep 26
Buy 1 1 — — 2 1 — 2 2 3 3 —
Sell 1 — — — — — — — — — — —
Insider Ownership 11.35%

Capital & Financial Ratios $m

Market Cap 1,300.00
Revenue 271.36
Net Income 31.08
Free Cash Flow (100.16)
Net Debt 684.70
Current Ratio 6.90
Debt/Equity 0.80
P/E ratio 127.00 (above 35: high)
Fwd P/E 111.00 (above 35: high)
P/S ratio 4.79
P/B ratio 2.32
Past 5Y EPS Growth —
This Y EPS Growth 135.71% (at or above 15%: strong)
Next Y EPS Growth 0.00%
Next Y revenue growth 8.31%
Next 5Y EPS Growth 6.00%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 43.77%
10-year low 10-year high
P/S against its own 10 years 58.39%
10-year low 10-year high
P/B against its own 10 years 16.59%
10-year low 10-year high
EV/Sales against its own 10 years 37.30%
10-year low 10-year high

Dividends

Payout Ratio 7.50
Annual Dividend Rate 0.90
Annual Dividend Yield 5.91%
total individual payouts
2028 Powerpack
2027 Powerpack
2026 0.90
0.23
0.23
0.23
2025 0.89
0.22
0.23
0.23
0.23
2024 0.85
0.21
0.22
0.22
0.22
2023 0.82
0.21
0.21
0.21
0.21
2022 0.80
0.20
0.20
0.20
0.20
2021 0.76
0.19
0.19
0.19
0.19
2020 0.72
0.18
0.18
0.18
0.18
2019 0.72
0.18
0.18
0.18
0.18
2018 0.72
0.18
0.18
0.18
0.18
2017 0.72
0.18
0.18
0.18
0.18
2016 0.90
0.18
0.18
0.18
0.18
0.18
predictions special payouts not included in total or ratios

Assets vs Liabilities $m

2023 2024 2025 Q'26
Cash 57 100 72 29
Receivables — — — —
Inventory — — — —
Other — — — —
138 191 177 139
2023 2024 2025 Q'26
Payables 6 8 6 8
ST’ Debt — — — —
Other — — — —
21 23 20 20

Compound Annual Growth %

10y 5y 3y
Sales 12.37% 9.85% 10.17%
Cash Flow 12.29% 4.17% 0.00%
Earnings 0.00% 0.00% 0.00%
Book Value 13.93% 12.57% 18.07%

Revenue $m

Mar Jun Sep Dec Year
’26 66 72 — — —
’25 61 67 67 67 262
’24 58 60 61 62 241
’23 53 55 56 57 221
’22 46 49 52 49 196
’21 43 49 48 46 186
’20 38 40 43 43 164
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Mar Jun Sep Dec Year
’26 21 25 — — —
’25 13 24 23 21 82
’24 19 19 17 27 82
’23 13 40 38 29 120
’22 6 0 0 (12) (7)
’21 13 20 13 19 65
’20 17 14 19 16 67
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Mar Jun Sep Dec Year
’26 (12) (21) — — —
’25 (43) (19) (40) (28) (129)
’24 (6) (13) (21) (14) (54)
’23 (22) (15) (7) 1 (42)
’22 (15) (32) (60) (71) (178)
’21 (10) (13) (11) (2) (37)
’20 (3) (10) (13) (9) (36)
Fiscal quarters ending in the months shown.

EPS $

Mar Jun Sep Dec Year
’26 0.03 0.05 — — —
’25 0.00 0.03 0.05 (0.01) 0.07
’24 (0.09) 0.01 0.11 0.00 0.03
’23 (0.09) (0.07) (0.09) 0.10 (0.15)
’22 (0.09) (0.41) (0.18) 0.01 (0.67)
’21 0.16 0.18 (0.07) 0.17 0.45
’20 (1.04) 0.25 (0.31) 0.38 (0.72)
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

1.5
1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to December

Group Line 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 Trend 2026e 2027e 2028e
Price, $
Price, $ Low 9.00 13.65 11.14 11.37 8.63 14.32 15.14 13.26 14.09 13.95

Analyst estimates 2026–2028

Powerpack
High 15.50 17.90 16.69 16.32 16.67 27.50 27.44 18.87 20.64 19.14
People
People Employees 330 340 380 420 440 430 460 480 513 540
Revenue/emp, $m 0.30 0.33 0.34 0.35 0.37 0.43 0.43 0.46 0.47 0.48
Income, $m
Income, $m Revenue 99 113 130 147 164 186 196 221 241 262
Gross margin, % 50.51 50.01 50.10 49.08 52.57 52.65 52.38 53.63 54.58 54.71
EBT 12 13 (36) 28 5 51 (5) 8 21 26
EBT margin, % 11.63 11.25 (27.95) 18.93 3.09 27.45 (2.54) 3.55 8.91 10.04
Net income 12 13 (36) 28 5 51 (5) 8 21 26
Depreciation 24 28 32 38 43 46 51 58 63 70
Per share, $
Per share, $ Revenue 3.57 3.45 3.51 3.67 3.95 4.02 3.60 3.50 3.25 3.11
Earnings (0.09) (0.24) (1.53) 0.06 (0.72) 0.46 (0.67) (0.15) 0.03 0.07
Cash flow 1.05 1.25 1.09 0.97 1.61 1.41 (0.13) 1.90 1.10 0.98
Capex (2.33) (3.83) (3.24) (3.02) (2.48) (2.21) (3.14) (2.58) (1.83) (2.51)
Free cash flow (1.28) (2.58) (2.15) (2.06) (0.87) (0.80) (3.27) (0.67) (0.73) (1.54)
Book value 11.40 12.89 11.52 13.69 12.12 16.02 10.13 11.21 12.36 10.79
Shares, m 28 33 37 40 41 46 54 63 74 84
Valuation, ×
Valuation, × P/E 0.00 0.00 0.00 262.17 0.00 59.41 0.00 0.00 629.33 227.29
P/S 4.20 4.22 3.37 4.28 3.75 6.80 4.46 4.33 5.82 5.11
P/B 3.19 2.60 3.21 4.44 6.53 4.53 2.68 2.30 2.35 2.29
EV/Sales 7.69 7.47 6.70 7.31 7.07 8.86 8.20 7.19 7.96 7.45
EV/FCF (21.40) (9.97) (10.97) (13.05) (32.27) (44.51) (9.02) (37.54) (35.59) (15.08)
Cash, $m
Cash, $m Operating cash flow 29 41 40 39 67 65 (7) 120 82 82
Capex (65) (125) (119) (121) (103) (102) (171) (162) (135) (211)
Free cash flow (36) (84) (79) (82) (36) (37) (178) (42) (54) (129)
Balance, $m
Balance, $m Working capital 17 41 28 36 40 150 74 117 168 157
Total debt 351 390 439 457 558 499 762 690 615 686
Net debt 347 366 432 444 543 383 732 633 515 613
Shareholders’ equity 317 421 425 546 502 742 551 707 916 907
Returns, %
Returns, % ROA (0.40) (1.02) (6.63) 0.27 (2.81) 1.80 (2.77) (0.63) 0.17 0.37
ROIC 1.50 1.27 1.36 1.26 1.69 1.89 1.44 1.69 1.85 1.97
ROE (2.14) (4.91) (35.52) 1.85 (25.31) 11.37 (11.98) (2.35) 0.49 1.01
Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

UMH Properties, Inc. vs peers in Reit Residential (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
AMH American Homes 4 Rent $11.1B 24.8× 44.5× +2.75% (above 0%: growing) +10.71% (above 0%: growing) +24.76% (above 0%: growing) 58.35% 25.92% Compare
IRT Independence Realty Trust, Inc. $3.6B 80.1× 120× +3.12% (above 0%: growing) −51.67% (below 0%: shrinking) −14.38% (below 0%: shrinking) 57.36% 15.51% Compare
MRP Millrose Properties, Inc. $3.4B 7.8× 9.3× +32.11% (above 0%: growing) +11.76% (above 0%: growing) +61.32% (above 0%: growing) 84.81% 85.16% Compare
UMH UMH Properties, Inc. $1.3B 127× 111× +7.50% (above 0%: growing) +66.67% (above 0%: growing) −8.46% (below 0%: shrinking) 55.24% 18.78%
CSR Centerspace $989.4M 43.4× — (loss-making) −4.04% (below 0%: shrinking) n/m +133.15% (above 0%: growing) 86.14% 13.35% Compare
NXRT NexPoint Residential Trust, Inc. $476.4M — (loss-making) — (loss-making) +2.31% (above 0%: growing) n/m +52.54% (above 0%: growing) 61.87% 10.92% Compare
BRT BRT Apartments Corp. $256.3M — (loss-making) — (loss-making) +1.14% (above 0%: growing) n/m −32.50% (below 0%: shrinking) 100.00% 11.65% Compare
AIV Apartment Investment and Management Company $244.0M 0.4× — (loss-making) −271.99% (below 0%: shrinking) n/m +226.39% (above 0%: growing) 396.41% 6,653.82% Compare
ELME Elme Communities $155.5M — (loss-making) — (loss-making) +1.72% (above 0%: growing) n/m −17.20% (below 0%: shrinking) 57.49% (183.33%) Compare
Median of peers $732.9M 24.8× 44.5× +2.02% +10.71% +38.65% 73.34% 14.43%

All 19 Reit Residential stocks →

UMH Properties, Inc. (UMH) key facts

  • Strength: UMH Properties, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $261.8 million, up 8.81% from fiscal 2024.
  • UMH Properties, Inc. (UMH) is a Reit Residential company in the Real Estate sector, listed on the New York Stock Exchange.
  • As of October 16, 2026, UMH traded at $15.24, a market capitalization of $1.3 billion.
  • UMH Properties, Inc. pays an annual dividend of $0.90 per share, a yield of 5.91%.
  • Return on equity was 1.01% and debt-to-equity 0.80.
  • Its Piotroski F-score is 6 out of 9 for fiscal 2025.

Source: company filings (standardised) and stockrow calculations.

UMH Properties, Inc. (UMH) Latest News

17 Aug

9 Aug

Impact 3 · transcript

6 Aug

3 Aug

29 Jul

stockrow.com/UMH · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com