Tiptree Financial Inc.
TIPT Financial Insurance Specialty
In the quarter to June 2026, revenue grew 64.9%, EPS grew 1,976.0%, free cash flow grew 179.8% and total debt fell 85.4%, each against the same quarter a year earlier. Insiders bought in the last twelve months.
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Tiptree Financial Inc. (TIPT) Piotroski F-score
Tiptree Financial Inc.'s Piotroski F-score for fiscal 2025 cannot be worked out: current liabilities not reported.
Piotroski F-score, annual
Annual newest first
| Period | Piotroski F-score | Change (points) |
|---|
How fiscal 2025’s score is made up
| Test | This year | Year before | Result | Points |
|---|---|---|---|---|
| Positive return on assets | 0.56% | 0.99% | Pass | 1 |
| Positive operating cash flow | 168.22m | 240.76m | Pass | 1 |
| Rising return on assets | 0.56% | 0.99% | Fail | 0 |
| Cash flow above net income | 133.29m | 187.39m | Pass | 1 |
| Falling long-term leverage | 0.01 | 0.08 | Pass | 1 |
| Rising current ratio | 6.45 | — | n/a | — |
| No new shares issued | 37,560,000 | 36,873,000 | Fail | 0 |
| Rising gross margin | 100.00% | 100.00% | Fail | 0 |
| Rising asset turnover | 0.00 | 0.00 | Fail | 0 |
| Piotroski F-score | n/a — current liabilities not reported | — | ||
How the Piotroski F-score works
One point for each of nine tests, this fiscal year against the one before: positive return on assets, positive operating cash flow, rising return on assets, cash flow above net income, falling long-term leverage, a rising current ratio, no new shares issued, a rising gross margin and rising asset turnover. The ratios are the ones on this site, so each can be checked.
Joseph Piotroski (2000) called 8–9 high and 0–1 low; reading it in three bands is the common convention:
| 7–9 | Strong — most fundamentals improved |
|---|---|
| 4–6 | Mixed |
| 0–3 | Weak — most fundamentals deteriorated |
Where this differs from the paper: return on assets is on average rather than beginning-of-year assets, and weighted basic shares stand in for shares issued. The score is shown only when all nine tests can be worked out, which takes three fiscal years; banks and insurers, which report no current assets or gross profit, have none.
Piotroski F-score against peers
| Company | Piotroski F-score |
|---|---|
| AGO Assured Guaranty Ltd. compare | 6 |
| AMSF AMERISAFE, Inc. compare | 6 |
| OSG Octave Specialty Group, Inc. compare | 5 |
| JRVR James River Group Holdings, Ltd. compare | 5 |
| ITIC Investors Title Company compare | 5 |
| NMIH NMI Holdings Inc compare | 5 |
| MBI MBIA, Inc. compare | 5 |
| EIG Employers Holdings Inc compare | 5 |
| TIPT Tiptree Financial Inc. | — |
What Piotroski F-score is
The Piotroski F-Score tells an investor how many signs of improving profitability, funding and efficiency a company shows against a year earlier.
One point for each of nine tests against a year earlier: positive return on assets, positive operating cash flow, rising return on assets, cash flow above net income, falling long-term leverage, rising current ratio, no new shares issued, rising gross margin, and rising asset turnover