Saturday 17 October 2026 Export TFC’s income statement to Excel — free account

Truist Financial Corporation

Truist Financial Corporation’s revenue for fiscal 2025 (year ended December 2025) was $30.4 billion, up 25.5% from fiscal 2024. In the quarter to June 2026, revenue was flat, EPS grew 36.3%, free cash flow grew 13.7% and total debt fell 3.27%, each against the same quarter a year earlier. Member of the S&P 500; dividend growth for five consecutive years; insiders bought in the last twelve months.

47.07 0.50 +1.07%

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Market cap: $56.9B
P/E: 10.7×
Fwd P/E: 10.8×
Dividend yield: 4.42%
F-score: 8/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios Filings 10-Q 10-K

Insider Decisions trades per month

Total buys 1.02

Total sells 2.66

Totals in millions of $.

	Dec 25			Mar 26			Jun 26			Sep 26
Buy	—	—	—	—	—	—	—	—	—	—	1	—
Sell	1	—	1	1	—	—	—	—	3	—	—	—

Insider Ownership 0.40%

Capital & Financial Ratios $m

Market Cap 56,890.00

Revenue 30,523.00

Net Income 5,840.00

Free Cash Flow 5,797.00

Net Debt (6,031.00)

Current Ratio 0.86

Debt/Equity 0.67

P/E ratio 10.67

Fwd P/E 10.80

P/S ratio 1.89

P/B ratio 0.98

Past 5Y EPS Growth 4.40%

This Y EPS Growth 22.99%

Next Y EPS Growth 6.43%

Next Y revenue growth (30.60%)

Next 5Y EPS Growth 13.56%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 17.18%

10-year low 10-year high

P/S against its own 10 years 14.74%

10-year low 10-year high

P/B against its own 10 years 28.42%

10-year low 10-year high

Dividends

Payout Ratio 0.48

Annual Dividend Rate 2.08

Annual Dividend Yield 4.42%

	total	individual payouts
2028	Powerpack
2027	Powerpack
2026	2.09	0.52 0.52 0.52
2025	2.08	0.52 0.52 0.52 0.52
2024	2.08	0.52 0.52 0.52 0.52
2023	2.08	0.52 0.52 0.52 0.52
2022	2.00	0.48 0.48 0.52 0.52
2021	1.86	0.45 0.45 0.48 0.48
2020	1.80	0.45 0.45 0.45 0.45
2019	1.71	0.41 0.41 0.45 0.45
2018	1.56	0.33 0.05 0.38 0.41 0.41
2017	1.26	0.30 0.30 0.33 0.33
2016	1.15	0.27 0.28 0.30 0.30

predictions special payouts not included in total or ratios

Assets vs Liabilities $m

	2023	2024	2025	Q'26
Cash	36,940	47,418	45,367	49,007
Receivables	—	—	—	—
Inventory	—	—	—	—
Other	—	—	—	—
	345,483	350,332	370,815	376,297

	2023	2024	2025	Q'26
Payables	395,865	390,524	400,398	409,379
ST’ Debt	—	—	—	—
Other	—	—	—	—
	420,693	419,729	428,237	436,264

Compound Annual Growth %

	10y	5y	3y
Sales	11.39%	4.50%	10.94%
Cash Flow	6.25%	(5.05%)	(19.69%)
Earnings	9.90%	3.52%	(5.68%)
Book Value	9.08%	(1.67%)	2.50%

Revenue $m

	Mar	Jun	Sep	Dec	Year
’26	7,408	7,611	—	—	—
’25	7,380	7,554	7,844	7,660	30,438
’24	7,630	1,139	7,835	7,649	24,253
’23	7,205	7,555	7,561	7,629	29,950
’22	5,499	5,921	6,471	4,403	22,294
’21	5,691	5,848	5,791	5,734	23,064
’20	6,387	6,311	5,833	5,896	24,427

Fiscal quarters ending in the months shown.

Operating Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	679	1,039	—	—	—
’25	746	914	1,497	2,582	5,739
’24	(990)	845	1,534	775	2,164
’23	118	3,730	2,407	2,376	8,631
’22	(188)	3,965	3,770	3,534	11,081
’21	(33)	3,336	(218)	4,807	7,892
’20	4,628	(24)	425	2,408	7,437

Fiscal quarters ending in the months shown.

Free Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	679	1,039	—	—	—
’25	746	914	1,497	2,582	5,739
’24	(990)	845	1,534	775	2,164
’23	118	3,730	2,407	2,376	8,631
’22	(188)	3,965	3,770	2,970	10,517
’21	(132)	3,161	(532)	4,365	7,450
’20	4,164	(146)	295	2,309	6,622

Fiscal quarters ending in the months shown.

EPS $

	Mar	Jun	Sep	Dec	Year
’26	1.09	1.23	—	—	—
’25	0.87	0.90	1.04	1.00	3.82
’24	0.81	0.62	0.99	0.91	3.36
’23	1.05	0.92	0.80	(3.85)	(1.08)
’22	0.99	1.09	1.15	1.20	4.43
’21	0.98	1.16	1.20	1.13	4.47
’20	0.73	0.67	0.79	0.90	3.08

Fiscal quarters ending in the months shown.

Group	Line	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	2026e
Price, $
Price, $	Low	29.95	41.17	40.68	42.79	24.01	46.71	40.01	25.56	34.23	33.56	Analyst estimates 2026–2028 Powerpack
	High	47.85	51.11	56.31	56.92	56.68	65.42	68.95	51.26	49.06	50.86
People
People	Employees	37,500	36,484	35,852	59,000	54,982	52,641	55,126	50,832	38,335	38,711
	Revenue/emp, $m	0.31	0.33	0.36	0.25	0.44	0.44	0.40	0.59	0.63	0.79
Income, $m
Income, $m	Revenue	11,538	12,156	12,996	14,664	24,427	23,064	22,294	29,950	24,253	30,438
	Gross margin, %	93.54	93.10	88.94	85.71	92.95	96.67	89.59	66.85	54.75	66.76
	EBT	3,500	3,326	4,060	4,019	5,473	7,993	7,029	(765)	(601)	6,349
	EBT margin, %	30.33	27.36	31.24	27.41	22.41	34.66	31.53	(2.55)	(2.48)	20.86
	Net income	2,442	2,415	3,257	3,237	4,492	6,437	6,267	(1,047)	4,840	5,307
	Depreciation	555	550	555	630	1,608	1,384	1,366	7,293	979	837
Per share, $
Per share, $	Revenue	14.34	15.21	16.81	18.21	18.13	17.25	16.79	22.49	18.22	23.65
	Earnings	2.81	2.78	3.96	3.76	3.11	4.51	4.46	(1.09)	3.36	3.87
	Cash flow	3.87	5.80	5.63	1.89	5.52	5.90	8.34	6.48	1.63	4.46
	Capex	(3.71)	0.00	(0.47)	(0.28)	(0.60)	(0.33)	(0.42)	0.00	0.00	0.00
	Free cash flow	0.16	5.80	5.16	1.61	4.92	5.57	7.92	6.48	1.63	4.46
	Book value	37.19	37.16	39.04	82.67	52.64	51.81	45.58	44.49	47.84	50.66
	Shares, m	805	799	773	805	1,347	1,337	1,328	1,332	1,331	1,287
Valuation, ×
Valuation, ×	P/E	16.72	17.96	10.91	14.82	15.46	12.98	9.78	0.00	12.91	12.75
	P/S	3.28	3.28	2.58	3.09	2.64	3.39	2.60	1.67	2.38	2.08
	P/B	1.41	1.50	1.23	0.74	1.03	1.25	1.08	0.95	1.00	1.05
	EV/Sales	4.80	4.97	4.06	4.12	3.26	3.71	3.21	1.73	1.87	1.97
	EV/FCF	17.77	13.04	11.62	46.66	12.03	12.45	7.47	7.28	67.68	14.12
Cash, $m
Cash, $m	Operating cash flow	3,115	4,635	4,349	1,520	7,437	7,892	11,081	8,631	2,164	5,739
	Capex	(2,986)	(1,230)	(363)	(224)	(815)	(442)	(564)	—	—	—
	Free cash flow	129	4,635	3,986	1,296	6,622	7,450	10,517	8,631	2,164	5,739
Balance, $m
Balance, $m	Working capital	(19,412)	(21,906)	(13,556)	(20,064)	(62,726)	(103,144)	(84,352)	(75,210)	(69,397)	(57,422)
	Total debt	21,965	23,648	23,709	41,339	39,597	35,913	43,203	38,918	34,956	41,963
	Net debt	17,541	20,565	19,331	15,124	15,112	7,167	13,696	1,978	(12,462)	(3,404)
	Shareholders’ equity	29,926	29,695	30,178	66,558	70,912	69,271	60,537	59,253	63,679	65,189
Returns, %
Returns, %	ROA	1.05	1.01	1.37	0.87	0.85	1.15	1.08	(0.27)	0.84	0.92
	ROIC	4.83	4.28	5.31	3.35	4.60	7.21	6.31	(0.78)	(0.73)	6.42
	ROE	8.75	8.30	11.39	6.84	6.73	9.62	10.18	(2.73)	8.10	8.43

Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Company	Market cap	P/E	Fwd P/E	Revenue growth (Q)	EPS growth (Q)	FCF growth (Q)	Gross margin (Q)	EBIT margin (Q)	Compare
PNC The PNC Financial Services Group, Inc	$85.8B	11.4×	12.4×	+6.44% (above 0%: growing)	+19.94% (above 0%: growing)	+45.07% (above 0%: growing)	70.11%	0.00%	Compare
LYG Lloyds Banking Group PLC	$78.4B	15.5×	—	−67.58% (below 0%: shrinking)	+413.83% (above 0%: growing)	+62.30% (above 0%: growing)	100.00%	0.00%	Compare
NU Nu Holdings Ltd.	$71.2B	19.7×	14.5×	+50.29% (above 0%: growing)	+69.23% (above 0%: growing)	−102.15% (below 0%: shrinking)	71.77%	0.00%	Compare
NWG NatWest Group plc	$69.2B	9.9×	8.4×	+14.08% (above 0%: growing)	+77.78% (above 0%: growing)	−47.36% (below 0%: shrinking)	59.01%	0.00%	Compare
DB Deutsche Bank Aktiengesellschaft	$61.8B	7.6×	8.4×	+5.77% (above 0%: growing)	+160.96% (above 0%: growing)	+127.23% (above 0%: growing)	57.34%	0.00%	Compare
TFC Truist Financial Corporation	$56.9B	10.7×	10.8×	+0.75% (above 0%: growing)	+36.26% (above 0%: growing)	+13.68% (above 0%: growing)	69.18%	0.00%
ITUB Itau Unibanco Holding S.A.	$51.3B	12.0×	—	+9.19% (above 0%: growing)	+25.86% (above 0%: growing)	+584.73% (above 0%: growing)	46.42%	0.00%	Compare
FITB Fifth Third Bancorp	$45.7B	17.0×	17.0×	+37.01% (above 0%: growing)	−4.55% (below 0%: shrinking)	+125.45% (above 0%: growing)	73.89%	0.00%	Compare
KB KB Financial Group Inc	$41.7B	10.1×	—	+25.89% (above 0%: growing)	+12.12% (above 0%: growing)	+482.05% (above 0%: growing)	61.64%	0.00%	Compare
Median of peers	$65.5B	11.7×	12.4×	+11.64%	+47.55%	+93.88%	65.88%	0.00%

All 323 Banks Regional stocks →

Truist Financial Corporation (TFC) key facts

Strength: Truist Financial Corporation’s revenue for fiscal 2025 (year ended December 2025) was $30.4 billion, up 25.5% from fiscal 2024.
Truist Financial Corporation (TFC) is a Banks Regional company in the Financial sector, listed on the New York Stock Exchange.
As of October 16, 2026, TFC traded at $47.07, a market capitalization of $56.9 billion.
Truist Financial Corporation pays an annual dividend of $2.08 per share, a yield of 4.42%, with a payout ratio of 47.7%.
Return on equity was 8.43% and debt-to-equity 0.67.
Its Piotroski F-score is 8 out of 9 for fiscal 2025.