Fifth Third Bancorp FITB

52.10 0.64 1.24% as of 25 Sep
Market cap
$46.7B
P/E
17.6×
Indexes indicate stock being part of an index,
Growth Flags show if company had growth for consecutive years,
Insider Buys alert about insiders buying in the last 12 month

Insider Decisions

Total buys 0.12
Total sells 12.05
in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy 1 — — — — — — — — — — —
Sell — — 1 — 4 — 2 — — — — —
Insider Ownership 0.94%

Capital & Financial Ratios

Market Cap 46,670.00
Revenue 14,876.00
Net Income 2,346.00
Free Cash Flow 2,896.00
Net Debt (7,941.00)
Current Ratio 0.84
Debt/Equity 0.51
P/E ratio 17.60
P/S ratio 3.19
P/B ratio 1.47
Past 5Y EPS Growth (1.20%)
This Y EPS Growth (13.32%)
Next Y EPS Growth 61.40%
Next 5Y EPS Growth 15.48%
in millions of $

Dividends

Payout Ratio 0.38
Annual Dividend Rate 1.40
Annual Dividend Yield 4.28%
total individual payouts
2028 Powerpack
2027 Powerpack
2026 1.64
0.40
0.40
0.42
2025 1.54
0.37
0.37
0.40
0.40
2024 1.44
0.35
0.35
0.37
0.37
2023 1.36
0.33
0.33
0.35
0.35
2022 1.26
0.30
0.30
0.33
0.33
2021 1.14
0.27
0.27
0.30
0.30
2020 1.08
0.27
0.27
0.27
0.27
2019 0.94
0.22
0.24
0.24
0.24
2018 0.74
0.16
0.18
0.18
0.22
2017 0.60
0.14
0.14
0.16
0.16
2016 0.53
0.13
0.13
0.13
0.14
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2023 2024 2025 Q'26
Cash 26,123 21,319 23,432 25,577
Receivables — — — —
Inventory — — — —
Other — — — —
141,413 139,398 144,563 202,053
2023 2024 2025 Q'26
Payables 168,912 167,252 171,819 234,141
ST’ Debt — — — —
Other — — — —
174,161 174,043 174,828 241,796
in millions of $

Compound Annual Growth

10y 5y 3y
Sales 6.29% 9.02% 11.42%
Cash Flow 6.44% 64.83% (11.11%)
Earnings 3.89% 12.42% 0.65%
Book Value 3.19% (1.23%) 7.83%

Revenue

Mar Jun Sep Dec Year
’26 3,867 4,431 — — —
’25 3,126 3,234 3,300 3,278 12,938
’24 3,318 3,315 3,380 3,262 13,275
’23 2,909 3,096 3,244 3,392 12,641
’22 1,973 2,140 2,432 2,808 9,353
’21 2,051 2,064 2,128 2,086 8,329
’20 2,196 2,053 2,051 2,102 8,402
in millions of $ · fiscal quarters ending in the months shown

Operating Cash Flow

Mar Jun Sep Dec Year
’26 (1,106) 2,796 — — —
’25 1,233 1,306 1,046 929 4,514
’24 386 679 1,860 (101) 2,824
’23 1,321 480 636 2,072 4,509
’22 1,687 958 1,710 2,073 6,428
’21 (366) 489 1,239 1,342 2,704
’20 433 1,519 63 (1,644) 371
in millions of $ · fiscal quarters ending in the months shown

Free Cash Flow

Mar Jun Sep Dec Year
’26 (1,252) 2,622 — — —
’25 1,116 1,163 772 754 3,805
’24 345 610 1,763 (214) 2,504
’23 1,214 351 550 1,948 4,063
’22 1,453 820 1,556 1,916 5,745
’21 (429) 311 1,085 1,094 2,061
’20 342 1,439 (82) (1,697) 2
in millions of $ · fiscal quarters ending in the months shown

EPS

Mar Jun Sep Dec Year
’26 0.15 0.83 — — —
’25 0.71 0.88 0.91 1.04 3.53
’24 0.70 0.81 0.78 0.85 3.14
’23 0.78 0.82 0.91 0.72 3.22
’22 0.68 0.76 0.91 1.01 3.35
’21 0.93 0.94 0.97 0.90 3.73
’20 0.04 0.23 0.78 0.78 1.83
fiscal quarters ending in the months shown

Target Price Range

Analyst price targets

Recommendation Rating

1.7
1Buy 2 3Hold 4 5Sell
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
13.84 23.20 22.12 23.11 11.10 26.83 30.92 22.11 32.29 32.25

Analyst estimates 2026–2028

Powerpack
Low Price
27.88 31.83 34.67 31.64 31.02 45.92 50.64 38.06 49.07 48.71
High Price
17,844 18,125 17,437 19,869 19,872 19,112 19,319 18,724 18,616 18,676
Employees
0 0 0 0 0 0 0 1 1 1
Revenue/Emp
6,889 7,713 7,973 9,790 8,402 8,329 9,353 12,641 13,275 12,938
Revenue
91.61% 91.04% 86.92% 85.12% 90.60% 94.71% 89.54% 68.89% 63.87% 69.69%
Gross Margin
2,208 2,979 2,765 3,202 1,797 3,517 3,093 2,988 2,916 3,211
EBT
32.05% 38.62% 34.68% 32.71% 21.39% 42.23% 33.07% 23.64% 21.97% 24.82%
EBT Margin
1,543 2,180 2,193 2,512 1,427 2,770 2,446 2,349 2,314 2,522
Net Income
453 341 360 472 492 349 436 462 495 554
Depreciation
9.10 10.59 11.84 13.78 11.76 11.86 13.58 18.48 19.46 19.36
Revenue/Sh
1.95 2.88 3.11 3.38 1.84 3.78 3.38 3.23 3.16 3.56
Earnings/Sh
2.76 2.03 4.24 2.57 0.52 3.85 9.33 6.59 4.14 6.76
Cash Flow/Sh
(0.30) (0.41) (0.24) (0.34) (0.52) (0.92) (0.99) (0.65) (0.47) (1.06)
Capex/Sh
2.46 1.62 4.01 2.23 0.00 2.94 8.34 5.94 3.67 5.69
Free CF/Sh
21.43 22.27 24.13 29.85 32.34 31.63 25.16 28.02 28.80 32.51
Book Value/Sh
757 728 673 710 715 702 689 684 682 668
Shares
13.87 10.53 7.66 9.04 14.98 11.52 9.69 10.77 13.38 13.19
PE Ratio
2.97 2.87 1.99 2.23 2.35 3.67 2.40 1.88 2.17 2.42
PS Ratio
1.38 1.49 1.06 1.12 0.94 1.52 1.48 1.40 1.65 1.57
PB Ratio
4.26 4.06 3.20 3.20 (0.29) 0.52 2.56 1.11 1.65 1.66
EV/Sales
15.76 26.53 9.45 19.75 (1,213.95) 2.10 4.17 3.46 8.73 5.63
EV/FCF
2,091 1,480 2,856 1,824 371 2,704 6,428 4,509 2,824 4,514
Op' Cash Flow
(230) (300) (159) (240) (369) (643) (683) (446) (320) (709)
Capex
1,861 1,180 2,697 1,584 2 2,061 5,745 4,063 2,504 3,805
FCF
(12,136) (11,788) (13,333) (15,493) (15,011) (20,167) (38,006) (32,748) (34,645) (30,265)
Working Cap'
14,388 14,904 14,426 14,970 14,973 11,821 13,714 16,380 14,337 13,589
Total Debt
8,832 9,145 9,633 9,445 (22,133) (26,257) 1,483 (9,743) (6,982) (9,843)
Net Debt
16,232 16,220 16,250 21,203 23,111 22,210 17,327 19,172 19,645 21,724
Sh' Equity
1.04% 1.48% 1.47% 1.53% 0.71% 1.28% 1.11% 1.05% 1.01% 1.11%
ROA
5.51% 7.34% 6.68% 6.53% 114.84% 0.00% 10.28% 19.81% 14.39% 16.89%
ROIC
10.00% 14.13% 14.21% 14.08% 6.54% 12.94% 13.20% 13.71% 12.46% 12.68%
ROE
predictions in italic, sparklines do not include predictions

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

FITB metrics, ten years each

Fifth Third Bancorp (FITB) key facts

  • Fifth Third Bancorp (FITB) is a Banks Regional company in the Financial sector, listed on the New York Stock Exchange.
  • Fifth Third Bancorp’s revenue for fiscal 2025 (year ended December 2025) was $12.9 billion, down 2.54% from fiscal 2024.
  • Net income was $2.5 billion, or $3.56 per share (basic), a net margin of 18.4%.
  • As of September 25, 2026, FITB traded at $52.10, a market capitalization of $46.7 billion.
  • At that price the stock trades at 17.6× trailing-twelve-month earnings and 3.2× sales.
  • Fifth Third Bancorp pays an annual dividend of $1.40 per share, a yield of 4.28%, with a payout ratio of 37.7%.
  • Return on equity was 12.7% and debt-to-equity 0.51.

Source: company filings (standardised) and stockrow calculations.

Fifth Third Bancorp (FITB) Latest News

News by impact score

Fine-tune

24 Sep

4

Fifth Third Bancorp and Trust & Will were named Best Fintech Partnership by Finovate, the only large U.S. bank to win a 2026 Finovate Award. Since launching in 2025, the program offers free, attorney‑approved wills to all Fifth Third customers, removing cost barriers and enabling estate planning for tens of thousands of customers and over $10 billion in protected estate value in year one. The award underscores Fifth Third's strategy of pairing with fintechs to deliver rapid, scalable innovations via a unified tech foundation built on cloud-native platforms, API connectivity and advanced decisioning across channels. Erin Crawford highlights a focus on broader financial wellness beyond banking. The Momentum Banking app delivers features such as Early Pay, Extra Time, real‑time payments and SmartShield, serving millions of monthly users and more than a billion digital interactions annually. Strategic fintech collaboration expands customer value and could boost retention, cross-sell opportunities, and long-term earnings potential.

23 Sep

4

Fifth Third Bancorp guides Q3 NII up 2-2.5% and non-interest income up 1-3%, with expenses down 1-2%, signaling a strong quarter as loan growth meets expectations and deposits accelerate. NII strength driven by earning-asset growth, fixed-rate repricing, and deposit generation; after Comerica acquisition, balance sheet more asset-sensitive, with NIM expected to hold in the mid-3.30% range and possibly near 3.40% as cash from the Comerica conversion is redeployed. Fee income is expanding, with wealth management and commercial payments exceeding $1B in annualized revenue and near-term high-single-digit growth; capital markets near $600M annualized with a path to $1B. With continued growth in earning assets and revenue diversification across lending, deposits, and capital markets, the company could see higher revenue in Q3; Zacks projects 2026 revenue up about 42.5%. Guidance upgrades to higher NII and fee income indicate a meaningful near-term lift to profitability and revenue diversity.

3

Fifth Third Bancorp announced the expiration and results of its Registered Exchange Offer to swap outstanding unregistered senior notes for an equal principal amount of registered notes. The offer expired Sept. 22, 2026. Aggregate principal amounts outstanding at commencement and tendered: 4.000% Senior Notes due 2029, $334.65 million; 5.982% Fixed-To-Floating Rate Senior Notes due 2030, $938.141 million. Tendered amounts were $334.449 million and $938.116 million, representing 99.9399% and 99.9973% tendered. Fifth Third accepted all tendered notes. Settlement is expected on or about Sept. 24, 2026; tendered notes will receive the same principal amount of Registered Notes, registered under the Securities Act, with terms substantially identical except transfer restrictions and certain rights provisions not applying. Forward-looking statements and risks noted; prospectus dated Aug. 21, 2026. Contact info provided. High tender take-up converts most of the restricted debt to registered, improving liquidity and marketability with limited long-term impact.

3

Fifth Third Bancorp (FITB), Cincinnati-based bank in the Finance sector, offers a 3.03% dividend yield with a $0.40 quarterly payout and a $1.60 annualized dividend, up 3.9% year over year. The stock has risen about 12.7% since the start of the year. Over the last five years, FITB has raised its dividend four times, for an average annual increase around 7.84%, and its payout ratio sits at 41% of trailing-12-month EPS. The company is expected to grow earnings in the current fiscal year, with Zacks Consensus estimating $4.14 per share for 2026, a roughly 14% year-over-year rise. The Banks—Major Regional industry yield stands at 2.95%, below FITB’s, and the S&P 500 yields 1.4%. The piece cautions that high-yield stocks can struggle in rising-rate environments, but argues FITB is a compelling dividend play and currently carries a Zacks Rank of 3 (Hold). Earnings growth prospects and a solid dividend create a moderately positive outlook for FITB.

22 Sep

3

Fifth Third Bancorp and the Detroit Tigers will rename Comerica Park to Fifth Third Park after the Comerica merger, aiming to boost brand visibility and deposits across Michigan through in-park experiences and community activations. The move signals a broader Midwest footprint but is unlikely to be a decisive shift in risk, with investors also weighing dilution and one-off items that have affected results. The company plans to monitor Comerica integration progress, Michigan deposit trends, and the sustainability of its US$0.42 quarterly dividend as marketing costs flow through the income statement. The renaming is a branding tool rather than a fundamental change to core operations, with full adoption expected for the 2027 season. Brand visibility gains may affect sentiment, but core metrics and long-term trajectory are unlikely to be fundamentally altered near term.

21 Sep

4

Fifth Third Bancorp and the Detroit Tigers announced Comerica Park will become Fifth Third Park after Fifth Third’s merger with Comerica, signaling long-term commitment to Detroit and Michigan. Fifth Third says it now leads Michigan as the largest retail deposit holder and has established a Michigan regional HQ and a major campus in Farmington Hills, underscoring the bank’s focus on the state’s growth. The naming-rights transition is paired with a broader community strategy, including a $20 million Neighborhood Program investment in Detroit’s Gratiot/Seven Mile and Denby/Whittier neighborhoods, and partnerships aimed at small-business support and neighborhood development. Signage updates are planned for the 2027 season, with fan activations, a VIP Gate, and a Detroit Tigers debit-card design contest. The two organizations pledge ongoing community investment and collaboration to expand opportunities for Detroit residents. Strengthens Michigan leadership and brand visibility, likely boosting deposits and local-scale operations with meaningful long-term potential.

3

Regions Financial Corporation plans to add 130–150 branches over the next three to four years, focusing on the Southeast with Florida, Georgia, and Tennessee as key markets. The bank will renovate more than 1,000 branches and invest in bankers and technology to support a relationship-based growth strategy, aiming to retain and attract customers and drive deposits, loans and fees. Deposit trends are constructive, particularly noninterest-bearing deposits, though overall deposits are expected to be flat in Q3 due to seasonality. Loans are forecast to grow in the low single digits in 2026 from a 2025 average of $96.1 billion, while deposits are projected to grow in the low single digits from $129.1 billion. Regions sees physical branches continuing to matter alongside digital banking; expansion prioritizes existing markets over new geographies. Competitors such as PNC and Fifth Third are pursuing similar branch-expansion efforts. Competitive branch expansion by RF and Fifth Third in Regions' markets could influence FITB's deposits and market positioning without being a fundamental threat to its core strategy.

20 Sep

4

Fifth Third Bancorp expects Q3 to land at the high end of guidance after completing the Comerica system conversion over Labor Day weekend. Roughly 600,000 customers and nearly 300 branches were migrated; attrition remains below expectations, with commercial attrition under 1%. The bank reaffirmed $850 million in annual run-rate expense synergies from Comerica by 2027, with gross savings likely north of $900 million, to be reinvested in growth—especially in Texas, California and the Southwest—and more than $500 million in three-to-five-year revenue synergies across deposits, lending, wealth management and consumer banking. Management targets mid-3.30% NIM in Q3, with potential move to 3.40%; deposit growth supports a strong cash position. Fifth Third plans 55 de novo Southeast branches this year, 100 next year, and a first Southwest wave in Dallas, Houston and Austin. They emphasize balance-sheet strength and a dividend-focused, growth-oriented approach and prioritize organic growth over M&A. Comerica integration delivers material cost savings, substantial revenue synergies, and an accelerated growth plan likely materially shifting FITB's trajectory.

19 Sep

4

Fifth Third Bancorp completes Comerica merger and shifts to realizing integration payoffs and synergies. Comerica merger completion marks major strategic expansion for Fifth Third with potential to alter its market position and performance trajectory.

17 Sep

4

Fifth Third Bancorp targets $850 million in expense synergies and more than $500 million in revenue opportunities. Large-scale expense synergies and revenue targets signal major strategic actions that can materially improve efficiency and growth trajectory.

16 Sep

4

Fifth Third Bancorp advances after the Comerica deal and trades as undervalued. Comerica deal and valuation reassessment can materially shift FITB's strategic path and investor views.

8 Sep

3

Fifth Third Bancorp completed Comerica technology and brand conversion. Successful completion of Comerica integration improves Fifth Third operational systems and market positioning.

1 Sep

3

Fifth Third Bancorp launches Truly Simple credit card to help customers save on interest and simplify finances. New credit card launch introduces product innovation with moderate potential to influence competitive positioning.

29 Aug

3

Fifth Third Bancorp advances payments services, prompting questions on whether FITB shares trade at a discount relative to this strategic expansion. Payments push by Fifth Third Bancorp may moderately affect revenue growth and investor views on valuation.

28 Aug

3

Fifth Third Bancorp and Truist pause products tied to Mark Walter firm amid probe. Product pause amid regulatory probe may cause short-term operational and sentiment effects on Fifth Third without major long-term trajectory change.

27 Aug

4

Fifth Third Bancorp plans a $1 billion investment in Texas to expand its operations and pursue growth opportunities. $1 billion Texas expansion marks a major strategic move likely to alter Fifth Third Bancorp's growth trajectory and market positioning.

26 Aug

4

Fifth Third Bancorp expands branches and advances Comerica deal to drive growth, with outcomes tied to investor returns from these initiatives. Branch expansion and Comerica deal constitute major strategic moves that could significantly alter Fifth Third's trajectory.

21 Aug

3

Fifth Third Bancorp is investing to capture demand for complex embedded payments. Strategic push into embedded payments may strengthen Fifth Third's fintech positioning without guaranteed broad impact.

30 Jul

4

Fifth Third Bancorp extends lower fees, early pay options, and new everyday banking benefits to Comerica customers. Service expansion to Comerica customers drives customer growth and competitive gains for Fifth Third.

18 Jul

3 transcript

Fifth Third Bancorp held its Q2 2026 earnings call, reporting financial results and outlook for the bank. Quarterly earnings results supply key metrics that can shift short-term stock valuation and sentiment without guaranteeing long-term structural change.

17 Jul

4

Fifth Third Bancorp reported second quarter 2026 earnings. Quarterly earnings results directly move FITB stock price and shift near-term investor expectations.

3

Fifth Third Bancorp reported strong deposit growth in its Q2 2026 earnings call. Positive deposit trends signal improved liquidity that can moderately support near-term bank performance.

3

Fifth Third Bancorp held its Q2 earnings call, covering financial results and operational updates. Q2 earnings results can moderately influence investor sentiment and near-term stock performance.

15 Jul

3

Fifth Third Bancorp is scheduled to report Q2 earnings, with investors focused on key financial metrics and performance outlook. Upcoming earnings release can moderately influence FITB stock performance and short-term investor sentiment.

11 Jul

3

Fifth Third Bancorp launches AI-powered mobile app interface. AI-powered mobile app launch supports product innovation with moderately noticeable effects on customer engagement and competitive positioning.

7 Jul

3

FITB carries three major risks that weaken its outlook, leading to recommendation of a different stock as a stronger alternative investment. Highlighting multiple risks for FITB can shift investor sentiment and produce moderate short-term pressure on share price.

22 Jun

3

Fifth Third Bancorp (FITB) receives analyst rating upgrade to Buy. Analyst upgrade to Buy may lift short-term investor sentiment and share demand for Fifth Third Bancorp.

17 Jun

4

Fifth Third Bancorp alliance with Anthropic may deliver meaningful stock boost via expanded AI capabilities in banking services. Alliance introduces AI-driven capabilities expected to materially strengthen Fifth Third competitive position.

3

Fifth Third Bancorp launches AI-powered interface in its mobile app. AI mobile interface launch advances digital product capabilities with moderate effects on customer engagement and positioning.

6 Jun

5

Fifth Third Bancorp is executing an NYSE move alongside rollout of new digital tools expected to reshape operations and market standing. NYSE move plus new digital tools will fundamentally redefine Fifth Third Bancorp competitive position and long-term prospects.

stockrow.com/FITB · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com