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Friday 6 November 2026 Export FITB’s income statement to Excel — free account

Fifth Third Bancorp

FITB Financial Banks Regional

Fifth Third Bancorp’s revenue for fiscal 2025 (year ended December 2025) was $12.9 billion, down 2.54% from fiscal 2024.

Revenue
+36.6%
EPS
0.00%
Free cash flow
−26.2%
Total debt
+23.8%

Quarter to September 2026, against a year earlier

53.55 1.17 −2.14%
Market cap
$48.3B
P/E
18.1×
Fwd P/E
17.7×
Dividend yield
3.03%
F-score
8/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview Business Profile Earnings & Analysis
Financials
Income Statement Balance Sheet Cash Flow Metrics & Ratios
Segments Valuation Filings

Insider Decisions last twelve months

Sold, $m 13.59
Trades a month
Jan 26 Apr 26 Jul 26 Oct 26
Buy — — — — — — — — — — — —
Sell 1 — 4 — 2 — — — — — 3 —
Insider Ownership 0.94%

Capital & Financial Ratios $m

Size
Market Cap 48,300.00
Revenue ttm 16,082.00
Net income ttm 2,563.00
Free cash flow ttm 2,664.00
Net debt Q (5,428.00)
Valuation
P/E 18.09
Forward P/E 17.70
Price / sales 3.04
Forward P/S Powerpack
Price / FCF 18.30
Price / book 1.57
Financial health
Current ratio Q 0.82
Debt / equity Q 0.51
Interest coverage Q —
Growth
Revenue growth Q +36.55% (above 0%: growing)
Operating income growth Q +32.38% (above 0%: growing)
EPS, this year −14.07% (below 0%: weak)
EPS, next year A +62.53% (at or above 15%: strong)
Revenue, next year A −0.63% (below 0%: weak)
EPS, past 5 yrs +14.04%
EPS, next 5 yrs A +15.35% (at or above 15%: strong)

Green and red mark values outside typical ranges; (Q) is the latest quarter, (A) analysts’ estimates. How we judge →

Valuation vs history

P/E against its own 10 years 96.52%
10-year low 10-year high
P/S against its own 10 years 83.02%
10-year low 10-year high
P/B against its own 10 years 83.50%
10-year low 10-year high

Dividends raised every year since 2017

Yield
3.03%
Annual rate
1.62
Payout ratio
55.5%
Growth, 2017–25
+12.5%/yr
  1. 0.60 ’17
  2. 0.74 ’18 +23
  3. 0.94 ’19 +27
  4. 1.08 ’20 +15
  5. 1.14 ’21 +6
  6. 1.26 ’22 +11
  7. 1.36 ’23 +8
  8. 1.44 ’24 +6
  9. 1.54 ’25 +7
  10. 1.63 ’26e +6
paid forecast change on the year, % Powerpack

Assets vs Liabilities $m

2023 2024 2025 Q'26
Cash 26,123 21,319 23,432 22,366
Receivables — — — —
Inventory — — — —
Other — — — —
141,413 139,398 144,563 200,460
2023 2024 2025 Q'26
Payables 168,912 167,252 171,819 239,486
ST’ Debt — — — —
Other — — — —
174,161 174,043 174,828 243,641

Compound Annual Growth %

10y 5y 3y
Sales 6.29% 9.02% 11.42%
Cash Flow 6.44% 64.83% (11.11%)
Earnings 3.89% 12.42% 0.65%
Book Value 3.19% (1.23%) 7.83%

Earnings Trends EPS, adjusted, against the consensus

Q3 FY26 Estimate 1.09 Actual 1.13

Earnings per share against the consensus, by quarter
Quarter Estimate Reported Result
Q4 FY25 1.01 1.08 Beat by 0.07
Q1 FY26 0.84 0.83 Miss by 0.01
Q2 FY26 0.98 1.02 Beat by 0.04
Q3 FY26 1.09 1.13 Beat by 0.04
Q4 FY26 1.20 — Reports 19 January 2027

EPS $

Mar Jun Sep Dec Year
’26 0.15 0.83 0.90 — —
’25 0.71 0.88 0.91 1.04 3.53
’24 0.70 0.81 0.78 0.85 3.14
’23 0.78 0.82 0.91 0.72 3.22
’22 0.68 0.76 0.91 1.01 3.35
’21 0.93 0.94 0.97 0.90 3.73
’20 0.04 0.23 0.78 0.78 1.83
Fiscal quarters ending in the months shown.

Revenue $m

Mar Jun Sep Dec Year
’26 3,867 4,431 4,506 — —
’25 3,126 3,234 3,300 3,278 12,938
’24 3,318 3,315 3,380 3,262 13,275
’23 2,909 3,096 3,244 3,392 12,641
’22 1,973 2,140 2,432 2,808 9,353
’21 2,051 2,064 2,128 2,086 8,329
’20 2,196 2,053 2,051 2,102 8,402
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Mar Jun Sep Dec Year
’26 (1,106) 2,796 835 — —
’25 1,233 1,306 1,046 929 4,514
’24 386 679 1,860 (101) 2,824
’23 1,321 480 636 2,072 4,509
’22 1,687 958 1,710 2,073 6,428
’21 (366) 489 1,239 1,342 2,704
’20 433 1,519 63 (1,644) 371
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Mar Jun Sep Dec Year
’26 (1,252) 2,622 654 — —
’25 1,116 1,163 886 640 3,805
’24 345 610 1,763 (214) 2,504
’23 1,214 351 550 1,948 4,063
’22 1,453 820 1,556 1,916 5,745
’21 (429) 311 1,085 1,094 2,061
’20 342 1,439 (82) (1,697) 2
Fiscal quarters ending in the months shown.

Valuation

The price implies the dividend a share growing 17.8% a year for ten years.

Implied
17.8%
Open the model

Target Price Range

Analyst price targets

Recommendation Rating

1.5
1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to December

Ten-year view Analyst estimates Powerpack
Group Line 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 TTM Sep ’26 Trend 10 yrs 2026e 2027e 2028e Next 3/yr
Income, $m
Income, $m Revenue 6,889 7,713 7,973 9,790 8,402 8,329 9,353 12,641 13,275 12,938 16,082 +7.3% 12,856 14,071 14,821 +4.6%
Gross margin, % 91.61 91.04 86.92 85.12 90.60 94.71 89.54 68.89 63.87 69.69 72.89 (21.9) pt
EBT 2,208 2,979 2,765 3,202 1,797 3,517 3,093 2,988 2,916 3,211 3,264 +4.2%
EBT margin, % 32.05 38.62 34.68 32.71 21.39 42.23 33.07 23.64 21.97 24.82 20.30 (7.2) pt
Net income 1,543 2,180 2,193 2,512 1,427 2,770 2,446 2,349 2,314 2,522 2,563 +5.6%
Per share, $
Per share, $ Revenue 9.10 10.59 11.84 13.78 11.76 11.86 13.58 18.48 19.46 19.36 17.64 +8.8%
Earnings 1.95 2.88 3.11 3.38 1.84 3.78 3.38 3.23 3.16 3.56 2.96 +6.9%
Cash flow 2.76 2.03 4.24 2.57 0.52 3.85 9.33 6.59 4.14 6.76 3.79 +10.5%
Capex (0.30) (0.41) (0.24) (0.34) (0.52) (0.92) (0.99) (0.65) (0.47) (1.06) (0.87) +14.9%
Free cash flow 2.46 1.62 4.01 2.23 0.00 2.94 8.34 5.94 3.67 5.69 2.92 +9.8%
Book value 21.43 22.27 24.13 29.85 32.34 31.63 25.16 28.02 28.80 32.51 36.51 +4.7%
Shares, m 757 728 673 710 715 702 689 684 682 668 829 (1.4%)
Valuation, ×
Valuation, × P/E 13.87 10.53 7.66 9.04 14.98 11.52 9.69 10.77 13.38 13.19 18.09 11.5
P/S 2.97 2.87 1.99 2.23 2.35 3.67 2.40 1.88 2.17 2.42 3.04 2.5
P/B 1.38 1.49 1.06 1.12 0.94 1.52 1.48 1.40 1.65 1.57 1.57 1.4
EV/Sales 4.26 4.06 3.20 3.20 (0.29) 0.52 2.56 1.11 1.65 1.66 — 2.2
EV/FCF 15.76 26.53 9.45 19.75 (1,213.95) 2.10 4.17 3.46 8.73 5.63 — (111.8)
Cash, $m
Cash, $m Operating cash flow 2,091 1,480 2,856 1,824 371 2,704 6,428 4,509 2,824 4,514 3,454 +8.9%
Capex (230) (300) (159) (240) (369) (643) (683) (446) (320) (709) (790) +13.3%
Free cash flow 1,861 1,180 2,697 1,584 2 2,061 5,745 4,063 2,504 3,805 2,664 +8.3%
Balance, $m
Balance, $m Working capital (12,136) (11,788) (13,333) (15,493) (15,011) (20,167) (38,006) (32,748) (34,645) (30,265) (43,181) +10.7%
Net debt 8,832 9,145 9,633 9,445 (22,133) (26,257) 1,483 (9,743) (6,982) (9,843) (5,428) n/m
Shareholders’ equity 16,232 16,220 16,250 21,203 23,111 22,210 17,327 19,172 19,645 21,724 33,296 +3.3%
Returns, %
Returns, % ROA 1.04 1.48 1.47 1.53 0.71 1.28 1.11 1.05 1.01 1.11 0.94 +0.1 pt
ROIC 5.51 7.34 6.68 6.53 114.84 0.00 10.28 19.81 14.39 16.89 7.32 +11.4 pt
ROE 10.00 14.13 14.21 14.08 6.54 12.94 13.20 13.71 12.46 12.68 9.59 +2.7 pt
People
People Employees 17,844 18,125 17,437 19,869 19,872 19,112 19,319 18,724 18,616 18,676 — +0.5%
Revenue/emp, $m 0.39 0.43 0.46 0.49 0.42 0.44 0.48 0.68 0.71 0.69 — +6.7%
Negative figures in brackets.
estimates

All 10 years →

Fiscal years to Dec 2025 · latest quarter Sep 2026 · fundamentals updated 5 Nov 2026

Business profile

Updated

Fifth Third Bancorp is a Cincinnati-based diversified financial-services company and the holding company of Fifth Third Bank, National Association. Timothy N. Spence is its President and Chief Executive Officer.

The company provides banking, lending, payments, wealth-management, investment-advisory, securities and insurance services. Its lending products include commercial loans and leases, mortgages, credit cards and installment loans. Its deposit products include checking, savings and money-market accounts. It also provides payments and commerce services for businesses and consumers.

Fifth Third Bancorp vs peers in Banks Regional (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
LYG Lloyds Banking Group PLC $74.1B 12.0× — −67.58% (below 0%: shrinking) +66.24% (above 0%: growing) +62.30% (above 0%: growing) 100.00% 0.00% Compare
DB Deutsche Bank Aktiengesellschaft $66.2B 10.1× 9.2× +5.77% (above 0%: growing) +25.97% (above 0%: growing) +127.23% (above 0%: growing) 57.34% 0.00% Compare
NWG NatWest Group plc $63.1B 8.3× 7.9× +12.91% (above 0%: growing) +40.54% (above 0%: growing) −47.36% (below 0%: shrinking) 58.30% 0.00% Compare
TFC Truist Financial Corporation $59.7B 12.7× 11.7× −22.06% (below 0%: shrinking) −45.71% (below 0%: shrinking) +17.77% (above 0%: growing) 61.29% 0.00% Compare
NU Nu Holdings Ltd. $56.7B 16.0× 13.6× +50.29% (above 0%: growing) +69.23% (above 0%: growing) −102.15% (below 0%: shrinking) 71.77% 0.00% Compare
FITB Fifth Third Bancorp $48.3B 18.1× 17.7× +36.55% (above 0%: growing) 0.00% −26.19% (below 0%: shrinking) 72.77% 0.00%
KB KB Financial Group Inc $39.5B 9.7× — +25.89% (above 0%: growing) +12.12% (above 0%: growing) +482.05% (above 0%: growing) 61.64% 0.00% Compare
ITUB Itau Unibanco Holding S.A. $39.4B 9.3× — +9.19% (above 0%: growing) +25.86% (above 0%: growing) +584.73% (above 0%: growing) 46.42% 0.00% Compare
MTB M&T Bank Corporation $31.7B 11.4× 11.3× −0.64% (below 0%: shrinking) +4.74% (above 0%: growing) +52.44% (above 0%: growing) 74.37% 0.00% Compare
Median of peers $58.2B 10.8× 11.3× +7.48% +25.92% +57.37% 61.46% 0.00%

All 327 Banks Regional stocks →

From the latest earnings call

Updated

  • Tim Spence said Fifth Third had completed the Comerica systems conversion and would focus on organic growth across the combined company.
  • Bryan Preston said higher rates helped net interest income but increased deposit costs, while remaining merger synergies were expected to lower fourth-quarter expenses.

Largest institutional holders 13F, quarter to 30 June 2026

Held by institutions 91.35%
Held by the ten largest 50.68%
Holder Shares Stake Change
Vanguard 116.56m 12.86% +1.57m
BlackRock 82.86m 9.14% +2.11m
State Street 41.62m 4.59% +1.03m
Capital Group 40.35m 4.45% −4.86m
T. Rowe Price 39.10m 4.31% −7.05m
JPMorgan Chase 29.97m 3.31% −237.95k
Charles Schwab 29.38m 3.24% +2.89m
Morgan Stanley 29.37m 3.24% +4.60m
Invesco 25.77m 2.84% −409.94k
Geode Capital Management 24.48m 2.70% −445.27k
13F filings for the quarter to 30 June 2026: long positions in US-listed shares reported by managers with $100m or more, ~45 days after the quarter.

Fifth Third Bancorp (FITB) Latest News

29 Oct

Impact 3 · · Business Wire

22 Oct

Impact 3 · · Zacks

20 Oct

Impact 4 · · Simply Wall St.
Impact 4 · · StockStory

19 Oct

Impact 4 · · Moby
Impact 4 · · The Motley Fool
Impact 4 · · The Motley Fool transcript
Impact 4 · · MarketBeat transcript
Impact 4 · · Business Wire
Impact 4 · · Proactive Investors
Impact 4 · · Zacks earnings
Impact 4 · · InvestorsHub
Impact 3 · · MT Newswires
Impact 3 · · bankingdive.com
Impact 3 · · Zacks
Impact 3 · · StockStory
Impact 3 · · Zacks

17 Oct

Impact 3 · · StockStory
Impact 3 · · Simply Wall St.

16 Oct

Impact 3 · · wealthmanagement.com
Impact 3 · · 24/7 Wall St.

15 Oct

Impact 4 · · Zacks

14 Oct

Impact 3 · · Zacks

13 Oct

Impact 4 · · Insider Monkey

12 Oct

Impact 4 · · Simply Wall St.
Impact 4 · · Simply Wall St.
Impact 3 · · Simply Wall St.
Impact 3 · · Zacks

9 Oct

Impact 3 · · Zacks

7 Oct

Impact 4 · · Business Wire

FITB metrics, ten years each

stockrow.com/FITB · Data as of Nov 5, 2026 · For information only; not investment advice. · © 2026 stockrow.com