KB Financial Group Inc (KB) vs Truist Financial Corporation (TFC)

KB Financial Group Inc and Truist Financial Corporation are both Banks Regional companies. Truist Financial Corporation is the larger, with a market value of $59.7B against $39.5B — 1.5× the size. KB Financial Group Inc trades at the lower P/E: 9.7× against 12.7×. KB Financial Group Inc grew revenue faster over the last twelve months: 14.3% against −5.37%. Truist Financial Corporation has the higher net margin (16.9% vs 16.4%) and the higher return on invested capital (6.19% vs 0.00%). Both pay a dividend; Truist Financial Corporation yields more (4.16% vs 2.95%). Across the 19 metrics below, KB Financial Group Inc leads on 12 and Truist Financial Corporation on 7.

Valuation

Metric KB TFC Banks Regional median
P/E 9.68 12.72 12.02
P/S 1.53 2.10 2.36
P/B 0.90 1.08 1.23
Price to free cash flow 9.44 13.25 10.60
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 10.33% 7.86% 8.21%
Free cash flow yield 10.60% 7.55% 9.23%

Profitability

Metric KB TFC Banks Regional median
Gross margin 57.75% 67.41% 69.81%
Operating margin 0.00% 0.00% 0.00%
Net margin 16.35% 16.91% 18.82%
Free cash flow margin 16.17% 21.06% 17.97%
Return on equity 9.75% 8.41% 10.28%
Return on assets 0.73% 0.89% 1.13%
Return on invested capital 0.00% 6.19% 8.45%

Growth

Metric KB TFC Banks Regional median
Revenue growth (TTM) 14.28% (5.37%) 6.37%
EPS growth (last fiscal year) 15.11% 13.69% 18.85%
Revenue growth, 5-year CAGR 8.84% 4.50% 12.65%
Net income growth, 5-year CAGR 4.15% 3.52% 9.81%

Health

Metric KB TFC Banks Regional median
Debt to equity 2.53 0.87 0.17
Current ratio 1.64 0.88 0.93
Net debt to EBITDA 0.00 0.00 0.00

Dividend

Metric KB TFC Banks Regional median
Dividend yield 2.95% 4.16% 2.49%
Payout ratio 0.29 0.54 0.29

Size

Metric KB TFC Banks Regional median
Market cap 39.53b 59.73b 934.85m

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