Texas Capital Bancshares, Inc.
TCBI Financial Banks Regional
Texas Capital Bancshares, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $2.0 billion, up 13.5% from fiscal 2024.
- Revenue
- +1.82%
- EPS
- +4.07%
- Free cash flow
- +29.0%
- Total debt
- −21.5%
Quarter to September 2026, against a year earlier
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Texas Capital Bancshares, Inc. (TCBI) Gross margin
Texas Capital Bancshares, Inc.'s gross margin over the twelve months to 30 September 2026 was 65.7%, up 2.8 percentage points from fiscal 2025 (62.8%). Over the past ten years it has ranged from 53.0% (fiscal 2024) to 92.9% (fiscal 2015); the current reading is higher than 27% of that period. That is below the Banks Regional industry median of 69.8% and below the Financial sector median of 70.1%.
Gross margin, annual
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Annual newest first
| Period | Gross margin | Change (points) |
|---|---|---|
| FY2025 | 62.8% | 9.86 |
| FY2024 | 53.0% | (7.08) |
| FY2023 | 60.0% | (21.99) |
| FY2022 | 82.0% | (7.35) |
| FY2021 | 89.4% | 4.52 |
| FY2020 | 84.9% | 11.32 |
| FY2019 | 73.5% | (6.39) |
| FY2018 | 79.9% | (7.70) |
| FY2017 | 87.6% | (4.05) |
| FY2016 | 91.7% | (1.18) |
Quarterly newest first
| Period | Gross margin | Change (points) |
|---|---|---|
| Sep 2026 | 66.2% | 1.05 |
| Jun 2026 | 65.1% | (1.20) |
| Mar 2026 | 66.3% | 1.41 |
| Dec 2025 | 64.9% | 0.61 |
| 43 more quarters | Free account |
Against its own ten years
Gross margin against peers
| Company | Gross margin |
|---|---|
| IBOC International Bancshares Corporation compare | 81.2% |
| FFIN First Financial Bankshares, Inc. compare | 77.3% |
| FULT Fulton Financial Corporation compare | 71.4% |
| UCB United Community Banks, Inc. compare | 66.0% |
| TCBI Texas Capital Bancshares, Inc. | 65.7% |
| CATY Cathay General Bancorp compare | 63.5% |
| SFBS ServisFirst Bancshares, Inc. compare | 63.0% |
| FLG Flagstar Bank, National Association compare | 48.6% |
| TFSL TFS Financial Corporation compare | 41.6% |
| Banks Regional industry median | 69.8% |
| Financial sector median | 70.1% |
| Market median | 45.1% |
What Gross margin is
Gross Margin tells an investor how much of each sale a company keeps after paying the direct costs of making or buying what it sells.
Gross Profit ÷ Revenue
More on TCBI
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement