Texas Capital Bancshares, Inc. (TCBI) vs United Community Banks, Inc. (UCB)
Texas Capital Bancshares, Inc. and United Community Banks, Inc. are both Banks Regional companies. Texas Capital Bancshares, Inc. and United Community Banks, Inc. are of similar size ($4.1B and $4.1B). United Community Banks, Inc. trades at the lower P/E: 11.2× against 12.3×. Texas Capital Bancshares, Inc. grew revenue faster over the last twelve months: 13.5% against 3.25%. United Community Banks, Inc. has the higher net margin (24.0% vs 17.1%) and the lower return on invested capital (7.68% vs 66.5%). Across the 19 metrics below, Texas Capital Bancshares, Inc. leads on 11 and United Community Banks, Inc. on 8.
Valuation
Profitability
| Metric | TCBI | UCB | Banks Regional median |
|---|---|---|---|
| Gross margin | 65.16% | 71.94% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 17.05% | 24.00% | 18.66% |
| Free cash flow margin | 23.16% | 23.39% | 21.18% |
| Return on equity | 10.59% | 10.20% | 10.64% |
| Return on assets | 1.05% | 1.30% | 1.13% |
| Return on invested capital | 66.51% | 7.68% | 8.33% |
Growth
Health
Dividend
Size
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