Texas Capital Bancshares, Inc. (TCBI) vs United Community Banks, Inc. (UCB)
- Texas Capital Bancshares, Inc. TCBI 91.15 +0.50%
- United Community Banks, Inc. UCB 34.09 +0.12%
Texas Capital Bancshares, Inc. and United Community Banks, Inc. are both Banks Regional companies. Texas Capital Bancshares, Inc. and United Community Banks, Inc. are of similar size ($4.1B and $3.9B). United Community Banks, Inc. trades at the lower P/E: 11.1× against 11.7×. Texas Capital Bancshares, Inc. grew revenue faster over the last twelve months: 13.5% against 3.25%. United Community Banks, Inc. has the higher net margin (24.0% vs 17.1%) and the lower return on invested capital (7.68% vs 66.5%). Both pay a dividend; United Community Banks, Inc. yields more (2.96% vs 0.44%). Across the 19 metrics below, Texas Capital Bancshares, Inc. leads on 10 and United Community Banks, Inc. on 9.
Valuation
Profitability
| Metric | TCBI | UCB | Banks Regional median |
|---|---|---|---|
| Gross margin | 65.16% | 71.94% | 69.55% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 17.05% | 24.00% | 18.66% |
| Free cash flow margin | 23.16% | 23.39% | 21.11% |
| Return on equity | 10.59% | 10.20% | 10.65% |
| Return on assets | 1.05% | 1.30% | 1.13% |
| Return on invested capital | 66.51% | 7.68% | 8.35% |
Growth
Health
Dividend
Size
Any metric, up to five companies and an Excel export Powerpack