stockrowInternational Bancshares Corporation
IBOC Financial Banks Regional
International Bancshares Corporation’s revenue for fiscal 2025 (year ended December 2025) was $1.1 billion, up 1.26% from fiscal 2024.
- Revenue
- +2.82%
- EPS
- +5.75%
- Free cash flow
- +9.70%
- Total debt
- +25.0%
Quarter to September 2026, against a year earlier
Follow IBOC
Alert me
International Bancshares Corporation (IBOC) Gross margin
International Bancshares Corporation's gross margin over the twelve months to 30 September 2026 was 81.2%, up 1.4 percentage points from fiscal 2025 (79.8%). Over the past ten years it has ranged from 79.8% (fiscal 2025) to 95.7% (fiscal 2021) — the current reading is the lowest in ten years. That is above the Banks Regional industry median of 69.8% and above the Financial sector median of 70.1%.
Gross margin, annual
Embed this chart
Annual newest first
| Period | Gross margin | Change (points) |
|---|---|---|
| FY2025 | 79.8% | (0.18) |
| FY2024 | 79.9% | (5.98) |
| FY2023 | 85.9% | (8.74) |
| FY2022 | 94.7% | (1.03) |
| FY2021 | 95.7% | 2.45 |
| FY2020 | 93.2% | 2.29 |
| FY2019 | 90.9% | (0.71) |
| FY2018 | 91.7% | (1.47) |
| FY2017 | 93.1% | 0.97 |
| FY2016 | 92.2% | 0.17 |
Quarterly newest first
| Period | Gross margin | Change (points) |
|---|---|---|
| Sep 2026 | 81.7% | 0.33 |
| Jun 2026 | 81.3% | 0.35 |
| Mar 2026 | 81.0% | 0.38 |
| Dec 2025 | 80.6% | 0.61 |
| 43 more quarters | Free account |
Against its own ten years
Gross margin against peers
| Company | Gross margin |
|---|---|
| GGAL Grupo Financiero Galicia S.A. compare | 84.4% |
| CVBF CVB Financial Corporation compare | 81.5% |
| IBOC International Bancshares Corporation | 81.2% |
| WSFS WSFS Financial Corporation compare | 80.8% |
| FFIN First Financial Bankshares, Inc. compare | 77.3% |
| INDB Independent Bank Corp. compare | 75.9% |
| UCB United Community Banks, Inc. compare | 66.0% |
| CATY Cathay General Bancorp compare | 63.5% |
| FLG Flagstar Bank, National Association compare | 48.6% |
| Banks Regional industry median | 69.8% |
| Financial sector median | 70.1% |
| Market median | 45.1% |
What Gross margin is
Gross Margin tells an investor how much of each sale a company keeps after paying the direct costs of making or buying what it sells.
Gross Profit ÷ Revenue
More on IBOC
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement