Synchrony Financial

SYF Financial Credit Services

Synchrony Financial’s revenue for fiscal 2025 (year ended December 2025) was $23.1 billion, down 4.32% from fiscal 2024.

Revenue
+0.60%
EPS
−6.23%
Free cash flow
−5.27%
Total debt
+18.0%

Quarter to September 2026, against a year earlier

74.79 0.72 +0.97%
Market cap
$23.1B
P/E
7.7×
Fwd P/E
7.9×
Dividend yield
1.72%
F-score
8/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Older periods Dec '25 Mar '26 Jun '26 Sep '26
Piotroski F-Score

+8 more TTM periods

8 7 6 5
ROE
22.45% 22.98% 22.23% 21.14%
ROA
2.91% 2.89% 2.83% 2.71%
ROIC
17.01% 23.71% 16.83% 15.44%
Return on Tangible Assets
16.37% 16.27% 17.63% 16.20%
Average Days of Receivables
0.00 0.00 0.00 0.00
Free Cash Flow per Share
26.63 28.72 29.26 29.95
Free Cash Flow
9,851.00 9,834.00 9,694.00 9,555.00
Other line items

Show all line items

Columns are period end dates · fundamentals updated 2 Nov 2026