Pricing Log in Create free account
Sunday 15 November 2026 Export SYF’s income statement to Excel — free account

Synchrony Financial

SYF

Financial Credit Services

Synchrony Financial’s revenue for fiscal 2025 (year ended December 2025) was $23.1 billion, down 4.32% from fiscal 2024.

Revenue
+0.60%
EPS
−6.23%
Free cash flow
−5.27%
Total debt
+18.0%

Quarter to September 2026, against a year earlier

72.25 0.59 +0.82%
Market cap
$22.3B
P/E
7.5×
Fwd P/E
7.6×
Dividend yield
1.77%
F-score
8/9
ROIC
15.4%
Net debt / EBITDA
0.0×
Dividend safety
n/a
Overview Business Profile Earnings & Analysis
Financials
Income Statement Balance Sheet Cash Flow Metrics & Ratios
Valuation Filings

Synchrony Financial 8-K filed Nov 10, 2026

Period ended Nov 10, 2026 · Filed · accepted 5:42 PM ET · Document on sec.gov · Filing index

7.01 Regulation FD disclosure; 9.01 Financial statements and exhibits

What it says

Synchrony Financial reported monthly charge-off and delinquency statistics through October. Period-end loan receivables and the delinquency rate rose from September, while the net charge-off rate fell and the adjusted net charge-off rate was unchanged. The company plans to continue furnishing the statistics monthly, with quarter-end statistics accompanying quarterly financial results.

  • The adjusted net charge-off rate includes a recovery adjustment.

    Adjusted net charge-offs are a non-GAAP financial measure that include the 'recovery adjustment' defined above. — the exhibit filed with it

  • The number of charge-off cycle dates was lower in October than in September.

    As a result, the amount of charged-off loan receivables can vary between monthly periods with no corresponding change in the performance of the portfolio. — the exhibit filed with it